Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in McKenzie after a DUI is USAA
  • Average car insurance rates in McKenzie, AL are $293/month
  • The cheapest car insurance company in McKenzie for teen drivers is USAA

Average car insurance rates in McKenzie, Alabama are $293 a month. But with a little research you can get a great deal from the top car insurance companies in McKenzie, AL. Before you buy McKenzie, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare McKenzie car insurance rates with Auburn car insurance rates, Mobile car insurance rates, or Dothan car insurance rates to make sure you’re getting the best McKenzie, AL car insurance quotes available.

Need affordable McKenzie, AL car insurance? Enter your ZIP code to compare McKenzie car insurance quotes from multiple car insurance companies near you.

McKenzie, AL Minimum Car Insurance Coverage

McKenzie, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in McKenzie, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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McKenzie, AL Car Insurance Rates by Coverage Level

Some McKenzie drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your McKenzie, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in McKenzie, Alabama

Insurance Company Low Medium High
Allstate $2,967 $3,054 $3,154
Farmers $3,557 $3,718 $4,025
GEICO $2,500 $2,681 $2,897
Liberty Mutual $5,001 $5,198 $5,464
Nationwide $2,624 $2,595 $2,649
Progressive $3,524 $3,840 $4,209
State Farm $4,411 $4,630 $4,873
Travelers $3,447 $3,676 $3,690
USAA $2,065 $2,130 $2,231

McKenzie, AL Car Insurance Rates by Age, Gender, and Marital Status

McKenzie, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy McKenzie, AL car insurance, get quotes from multiple car insurance companies in the McKenzie area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in McKenzie, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,900 $1,827 $1,703 $1,738 $6,220 $6,680 $2,167 $2,230
Farmers $2,167 $2,153 $1,937 $2,056 $8,282 $8,525 $2,458 $2,556
GEICO $1,973 $1,940 $1,845 $1,875 $4,989 $4,895 $2,083 $1,943
Liberty Mutual $3,099 $3,351 $2,547 $2,847 $10,930 $12,151 $3,309 $3,534
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,124 $2,011 $1,738 $1,843 $8,472 $9,487 $2,501 $2,684
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,498 $1,523 $1,395 $1,393 $7,779 $12,176 $1,422 $1,651
USAA $1,339 $1,364 $1,250 $1,232 $3,940 $4,375 $1,744 $1,890

McKenzie, AL Car Insurance Rates for Teens

How much is McKenzie, Alabama car insurance for teens? Compare rates from top McKenzie car insurance companies below to help find the cheapest teen car insurance in McKenzie, AL.

Annual Car Insurance Rates for Teen Drivers in McKenzie, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,220 $6,680
Farmers $8,282 $8,525
GEICO $4,989 $4,895
Liberty Mutual $10,930 $12,151
Nationwide $4,418 $5,752
Progressive $8,472 $9,487
State Farm $8,362 $10,517
Travelers $7,779 $12,176
USAA $3,940 $4,375

McKenzie, AL Car Insurance Rates for Seniors

Before seniors buy McKenzie, Alabama car insurance, they should make sure to shop around. Some McKenzie, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in McKenzie, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,703 $1,738
Farmers $1,937 $2,056
GEICO $1,845 $1,875
Liberty Mutual $2,547 $2,847
Nationwide $1,577 $1,642
Progressive $1,738 $1,843
State Farm $2,624 $2,624
Travelers $1,395 $1,393
USAA $1,250 $1,232

McKenzie, AL Car Insurance Rates by Credit History

How does your credit history affect McKenzie, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in McKenzie, Alabama

Insurance Company Poor Fair Good
Allstate $3,795 $2,960 $2,420
Farmers $4,224 $3,632 $3,443
GEICO $3,424 $2,443 $2,211
Liberty Mutual $7,490 $4,577 $3,596
Nationwide $3,171 $2,467 $2,229
Progressive $4,375 $3,727 $3,472
State Farm $7,514 $3,809 $2,592
Travelers $3,935 $3,408 $3,471
USAA $2,880 $1,873 $1,672

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McKenzie, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your McKenzie, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in McKenzie.

Annual McKenzie, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,631 $3,076 $3,583 $2,942
Farmers $3,172 $4,098 $3,998 $3,798
GEICO $1,841 $2,923 $3,535 $2,471
Liberty Mutual $4,096 $5,692 $5,582 $5,514
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,501 $4,369 $3,719 $3,842
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $3,005 $3,155 $4,596 $3,663
USAA $1,648 $2,063 $3,073 $1,783

McKenzie, AL Car Insurance Rates With a DUI

Even a single DUI can increase your McKenzie, AL car insurance rates. Compare rates below to see which McKenzie car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in McKenzie, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,583
Farmers $3,998
GEICO $3,535
Liberty Mutual $5,582
Nationwide $3,353
Progressive $3,719
State Farm $4,592
Travelers $4,596
USAA $3,073

McKenzie, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your McKenzie, AL car insurance rates may be. Let’s take a look at average car insurance rates from top McKenzie companies based on commute time.

Annual Car Insurance Rates by Commute Length in McKenzie, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,058 $3,058
Farmers $3,767 $3,767
GEICO $2,640 $2,745
Liberty Mutual $5,221 $5,221
Nationwide $2,623 $2,623
Progressive $3,858 $3,858
State Farm $4,528 $4,748
Travelers $3,605 $3,605
USAA $2,044 $2,240

McKenzie, AL Cheapest Car Insurance Rates

How do the top McKenzie, Alabama car insurance companies’ average rates stack up against the McKenzie average monthly car insurance rates of $293? Take a look and see.

Best Annual Car Insurance Rates by Company in McKenzie, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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McKenzie, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top McKenzie, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in McKenzie, Alabama

Insurance Company Average Annual Rates
Allstate $3,058
Farmers $3,767
GEICO $2,693
Liberty Mutual $5,221
Nationwide $2,623
Progressive $3,858
State Farm $4,638
Travelers $3,605
USAA $2,142

Other Factors Affecting McKenzie, AL Car Insurance Rates

Before you buy McKenzie, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

McKenzie, AL Commute Time

How does your McKenzie, AL commute time compare with the average driver? In McKenzie, the average commute is 33.2 minutes.

McKenzie, AL Car Insurance Quotes

Compare McKenzie, AL car insurance quotes from multiple companies by entering your ZIP code now.