Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in McSherrystown, PA for senior drivers are $1,763/year
  • The cheapest car insurance company in McSherrystown for teen drivers is USAA
  • The cheapest car insurance company in McSherrystown after a DUI is USAA

Average car insurance rates in McSherrystown, Pennsylvania are $291 a month. But with a little research you can get a great deal from the top car insurance companies in McSherrystown, PA. Before you buy McSherrystown, Pennsylvania car insurance, make sure your coverage meets or exceeds the Pennsylvania minimum of 15/30/5.

It may even be helpful to compare McSherrystown car insurance rates with Reading car insurance rates, Pittsburgh car insurance rates, or Philadelphia car insurance rates to make sure you’re getting the best McSherrystown, PA car insurance quotes available.

Need affordable McSherrystown, PA car insurance? Enter your ZIP code to compare McSherrystown car insurance quotes from multiple car insurance companies near you.

McSherrystown, PA Minimum Car Insurance Coverage

McSherrystown, Pennsylvania law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in McSherrystown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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McSherrystown, PA Car Insurance Rates by Coverage Level

Some McSherrystown drivers can get by with the Pennsylvania minimum coverage of 15/30/5. Other drivers may need more. See how much your McSherrystown, Pennsylvania car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in McSherrystown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,265 $3,450 $3,566
GEICO $1,963 $2,175 $2,323
Liberty Mutual $4,588 $4,871 $5,046
Nationwide $2,535 $2,565 $2,487
Progressive $3,645 $4,012 $4,276
State Farm $2,221 $2,420 $2,514
Travelers $7,227 $7,084 $6,955
USAA $1,434 $1,555 $1,634

McSherrystown, PA Car Insurance Rates by Age, Gender, and Marital Status

McSherrystown, Pennsylvania car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy McSherrystown, PA car insurance, get quotes from multiple car insurance companies in the McSherrystown area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in McSherrystown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,141 $2,141 $1,986 $1,986 $7,238 $7,238 $2,343 $2,343
GEICO $1,686 $1,461 $1,598 $1,386 $4,250 $3,689 $1,693 $1,468
Liberty Mutual $3,176 $3,176 $2,912 $2,912 $9,227 $9,227 $4,026 $4,026
Nationwide $1,704 $1,704 $1,617 $1,617 $4,877 $4,877 $1,916 $1,916
Progressive $2,455 $2,455 $2,193 $2,193 $8,113 $8,113 $3,148 $3,148
State Farm $1,439 $1,439 $1,274 $1,274 $5,237 $5,237 $1,591 $1,591
Travelers $1,607 $1,607 $1,735 $1,735 $23,079 $23,079 $1,933 $1,933
USAA $988 $988 $894 $894 $2,977 $2,977 $1,304 $1,304

McSherrystown, PA Car Insurance Rates for Teens

How much is McSherrystown, Pennsylvania car insurance for teens? Compare rates from top McSherrystown car insurance companies below to help find the cheapest teen car insurance in McSherrystown, PA.

Annual Car Insurance Rates for Teen Drivers in McSherrystown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,238 $7,238
GEICO $4,250 $3,689
Liberty Mutual $9,227 $9,227
Nationwide $4,877 $4,877
Progressive $8,113 $8,113
State Farm $5,237 $5,237
Travelers $23,079 $23,079
USAA $2,977 $2,977

McSherrystown, PA Car Insurance Rates for Seniors

Before seniors buy McSherrystown, Pennsylvania car insurance, they should make sure to shop around. Some McSherrystown, PA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in McSherrystown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,986 $1,986
GEICO $1,598 $1,386
Liberty Mutual $2,912 $2,912
Nationwide $1,617 $1,617
Progressive $2,193 $2,193
State Farm $1,274 $1,274
Travelers $1,735 $1,735
USAA $894 $894

McSherrystown, PA Car Insurance Rates by Credit History

How does your credit history affect McSherrystown, PA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in McSherrystown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,382 $3,266 $2,633
GEICO $3,224 $1,824 $1,414
Liberty Mutual $6,169 $4,426 $3,910
Nationwide $2,961 $2,445 $2,180
Progressive $5,258 $3,700 $2,974
State Farm $3,396 $2,102 $1,658
Travelers $7,707 $6,967 $6,593
USAA $1,914 $1,434 $1,275

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McSherrystown, PA Car Insurance Rates by Driver History

How does a single speeding ticket affect your McSherrystown, Pennsylvania car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in McSherrystown.

Annual McSherrystown, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,281 $3,866 $3,281 $3,281
GEICO $1,587 $2,728 $2,115 $2,185
Liberty Mutual $4,400 $5,065 $4,938 $4,938
Nationwide $1,830 $2,449 $3,397 $2,439
Progressive $3,600 $5,004 $3,703 $3,602
State Farm $2,176 $2,595 $2,385 $2,385
Travelers $5,020 $7,162 $9,012 $7,162
USAA $1,242 $1,712 $1,823 $1,386

McSherrystown, PA Car Insurance Rates With a DUI

Even a single DUI can increase your McSherrystown, PA car insurance rates. Compare rates below to see which McSherrystown car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in McSherrystown, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,281
GEICO $2,115
Liberty Mutual $4,938
Nationwide $3,397
Progressive $3,703
State Farm $2,385
Travelers $9,012
USAA $1,823

McSherrystown, PA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your McSherrystown, PA car insurance rates may be. Let’s take a look at average car insurance rates from top McSherrystown companies based on commute time.

Annual Car Insurance Rates by Commute Length in McSherrystown, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,358 $3,496
GEICO $2,120 $2,187
Liberty Mutual $4,712 $4,958
Nationwide $2,529 $2,529
Progressive $3,977 $3,977
State Farm $2,315 $2,455
Travelers $7,089 $7,089
USAA $1,497 $1,584

McSherrystown, PA Cheapest Car Insurance Rates

How do the top McSherrystown, Pennsylvania car insurance companies’ average rates stack up against the McSherrystown average monthly car insurance rates of $291? Take a look and see.

Best Annual Car Insurance Rates by Company in McSherrystown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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McSherrystown, PA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top McSherrystown, Pennsylvania car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in McSherrystown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,427
GEICO $2,154
Liberty Mutual $4,835
Nationwide $2,529
Progressive $3,977
State Farm $2,385
Travelers $7,089
USAA $1,541

Other Factors Affecting McSherrystown, PA Car Insurance Rates

Before you buy McSherrystown, Pennsylvania car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

McSherrystown, PA Commute Time

How does your McSherrystown, PA commute time compare with the average driver? In McSherrystown, the average commute is 25.0 minutes.

McSherrystown, PA Car Insurance Quotes

Compare McSherrystown, PA car insurance quotes from multiple companies by entering your ZIP code now.