Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Mechanicsville, PA for senior drivers are $2,259/year
  • Average car insurance rates in Mechanicsville, PA are $375/month
  • The cheapest car insurance company in Mechanicsville for teen drivers is USAA

Average car insurance rates in Mechanicsville, Pennsylvania are $375 a month. But with a little research you can get a great deal from the top car insurance companies in Mechanicsville, PA. Before you buy Mechanicsville, Pennsylvania car insurance, make sure your coverage meets or exceeds the Pennsylvania minimum of 15/30/5.

It may even be helpful to compare Mechanicsville car insurance rates with Reading car insurance rates, Erie car insurance rates, or Harrisburg car insurance rates to make sure you’re getting the best Mechanicsville, PA car insurance quotes available.

Need affordable Mechanicsville, PA car insurance? Enter your ZIP code to compare Mechanicsville car insurance quotes from multiple car insurance companies near you.

Mechanicsville, PA Minimum Car Insurance Coverage

Mechanicsville, Pennsylvania law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Mechanicsville, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Mechanicsville, PA Car Insurance Rates by Coverage Level

Some Mechanicsville drivers can get by with the Pennsylvania minimum coverage of 15/30/5. Other drivers may need more. See how much your Mechanicsville, Pennsylvania car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Mechanicsville, Pennsylvania

Insurance Company Low Medium High
Allstate $4,391 $4,732 $4,947
GEICO $2,696 $3,003 $3,206
Liberty Mutual $5,978 $6,417 $6,684
Nationwide $3,185 $3,267 $3,187
Progressive $4,123 $4,633 $5,002
State Farm $2,655 $2,916 $3,039
Travelers $9,463 $9,416 $9,349
USAA $1,730 $1,911 $2,028

Mechanicsville, PA Car Insurance Rates by Age, Gender, and Marital Status

Mechanicsville, Pennsylvania car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Mechanicsville, PA car insurance, get quotes from multiple car insurance companies in the Mechanicsville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mechanicsville, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,852 $2,852 $2,674 $2,674 $10,146 $10,146 $3,088 $3,088
GEICO $2,301 $1,989 $2,187 $1,891 $5,930 $5,141 $2,310 $1,996
Liberty Mutual $4,182 $4,182 $3,835 $3,835 $12,125 $12,125 $5,297 $5,297
Nationwide $2,183 $2,183 $2,078 $2,078 $6,140 $6,140 $2,451 $2,451
Progressive $2,860 $2,860 $2,570 $2,570 $9,294 $9,294 $3,621 $3,621
State Farm $1,730 $1,730 $1,534 $1,534 $6,300 $6,300 $1,916 $1,916
Travelers $2,079 $2,079 $2,257 $2,257 $30,807 $30,807 $2,493 $2,493
USAA $1,199 $1,199 $1,088 $1,088 $3,681 $3,681 $1,590 $1,590

Mechanicsville, PA Car Insurance Rates for Teens

How much is Mechanicsville, Pennsylvania car insurance for teens? Compare rates from top Mechanicsville car insurance companies below to help find the cheapest teen car insurance in Mechanicsville, PA.

Annual Car Insurance Rates for Teen Drivers in Mechanicsville, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,146 $10,146
GEICO $5,930 $5,141
Liberty Mutual $12,125 $12,125
Nationwide $6,140 $6,140
Progressive $9,294 $9,294
State Farm $6,300 $6,300
Travelers $30,807 $30,807
USAA $3,681 $3,681

Mechanicsville, PA Car Insurance Rates for Seniors

Before seniors buy Mechanicsville, Pennsylvania car insurance, they should make sure to shop around. Some Mechanicsville, PA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Mechanicsville, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,674 $2,674
GEICO $2,187 $1,891
Liberty Mutual $3,835 $3,835
Nationwide $2,078 $2,078
Progressive $2,570 $2,570
State Farm $1,534 $1,534
Travelers $2,257 $2,257
USAA $1,088 $1,088

Mechanicsville, PA Car Insurance Rates by Credit History

How does your credit history affect Mechanicsville, PA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Mechanicsville, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,980 $4,484 $3,606
GEICO $4,465 $2,507 $1,933
Liberty Mutual $8,113 $5,823 $5,144
Nationwide $3,767 $3,105 $2,768
Progressive $6,055 $4,269 $3,434
State Farm $4,086 $2,529 $1,995
Travelers $10,236 $9,248 $8,743
USAA $2,365 $1,753 $1,551

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Mechanicsville, PA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Mechanicsville, Pennsylvania car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Mechanicsville.

Annual Mechanicsville, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,477 $5,329 $4,477 $4,477
GEICO $2,173 $3,794 $2,906 $3,000
Liberty Mutual $5,778 $6,672 $6,495 $6,495
Nationwide $2,328 $3,121 $4,319 $3,085
Progressive $4,151 $5,759 $4,274 $4,160
State Farm $2,615 $3,125 $2,870 $2,870
Travelers $6,634 $9,497 $12,010 $9,497
USAA $1,516 $2,104 $2,245 $1,694

Mechanicsville, PA Car Insurance Rates With a DUI

Even a single DUI can increase your Mechanicsville, PA car insurance rates. Compare rates below to see which Mechanicsville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Mechanicsville, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,477
GEICO $2,906
Liberty Mutual $6,495
Nationwide $4,319
Progressive $4,274
State Farm $2,870
Travelers $12,010
USAA $2,245

Mechanicsville, PA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Mechanicsville, PA car insurance rates may be. Let’s take a look at average car insurance rates from top Mechanicsville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Mechanicsville, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,590 $4,790
GEICO $2,922 $3,014
Liberty Mutual $6,198 $6,522
Nationwide $3,213 $3,213
Progressive $4,586 $4,586
State Farm $2,784 $2,955
Travelers $9,409 $9,409
USAA $1,836 $1,944

Mechanicsville, PA Cheapest Car Insurance Rates

How do the top Mechanicsville, Pennsylvania car insurance companies’ average rates stack up against the Mechanicsville average monthly car insurance rates of $375? Take a look and see.

Best Annual Car Insurance Rates by Company in Mechanicsville, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Mechanicsville, PA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Mechanicsville, Pennsylvania car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Mechanicsville, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,690
GEICO $2,968
Liberty Mutual $6,360
Nationwide $3,213
Progressive $4,586
State Farm $2,870
Travelers $9,409
USAA $1,890

Other Factors Affecting Mechanicsville, PA Car Insurance Rates

Before you buy Mechanicsville, Pennsylvania car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Mechanicsville, PA Commute Time

How does your Mechanicsville, PA commute time compare with the average driver? In Mechanicsville, the average commute is 22.1 minutes.

Mechanicsville, PA Car Insurance Quotes

Compare Mechanicsville, PA car insurance quotes from multiple companies by entering your ZIP code now.