Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Megargel, AL for senior drivers are $1,907/year
  • The cheapest car insurance company in Megargel for teen drivers is USAA
  • Average car insurance rates in Megargel, AL are $296/month

Average car insurance rates in Megargel, Alabama are $296 a month. But with a little research you can get a great deal from the top car insurance companies in Megargel, AL. Before you buy Megargel, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Megargel car insurance rates with Madison car insurance rates, Birmingham car insurance rates, or Montgomery car insurance rates to make sure you’re getting the best Megargel, AL car insurance quotes available.

Need affordable Megargel, AL car insurance? Enter your ZIP code to compare Megargel car insurance quotes from multiple car insurance companies near you.

Megargel, AL Minimum Car Insurance Coverage

Megargel, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Megargel, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Megargel, AL Car Insurance Rates by Coverage Level

Some Megargel drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Megargel, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Megargel, Alabama

Insurance Company Low Medium High
Allstate $3,268 $3,355 $3,455
Farmers $3,557 $3,718 $4,025
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,779 $4,973 $5,234
Nationwide $2,624 $2,595 $2,649
Progressive $3,698 $4,070 $4,502
State Farm $4,411 $4,630 $4,873
Travelers $3,290 $3,512 $3,528
USAA $2,105 $2,171 $2,271

Megargel, AL Car Insurance Rates by Age, Gender, and Marital Status

Megargel, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Megargel, AL car insurance, get quotes from multiple car insurance companies in the Megargel area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Megargel, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,067 $1,982 $1,849 $1,888 $6,895 $7,399 $2,361 $2,432
Farmers $2,167 $2,153 $1,937 $2,056 $8,282 $8,525 $2,458 $2,556
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $2,970 $3,212 $2,440 $2,729 $10,439 $11,612 $3,173 $3,390
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,248 $2,123 $1,841 $1,956 $9,007 $10,083 $2,640 $2,824
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,431 $1,454 $1,337 $1,333 $7,438 $11,625 $1,359 $1,571
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

Megargel, AL Car Insurance Rates for Teens

How much is Megargel, Alabama car insurance for teens? Compare rates from top Megargel car insurance companies below to help find the cheapest teen car insurance in Megargel, AL.

Annual Car Insurance Rates for Teen Drivers in Megargel, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,895 $7,399
Farmers $8,282 $8,525
GEICO $5,380 $5,307
Liberty Mutual $10,439 $11,612
Nationwide $4,418 $5,752
Progressive $9,007 $10,083
State Farm $8,362 $10,517
Travelers $7,438 $11,625
USAA $4,020 $4,464

Megargel, AL Car Insurance Rates for Seniors

Before seniors buy Megargel, Alabama car insurance, they should make sure to shop around. Some Megargel, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Megargel, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,849 $1,888
Farmers $1,937 $2,056
GEICO $1,968 $1,996
Liberty Mutual $2,440 $2,729
Nationwide $1,577 $1,642
Progressive $1,841 $1,956
State Farm $2,624 $2,624
Travelers $1,337 $1,333
USAA $1,271 $1,252

Megargel, AL Car Insurance Rates by Credit History

How does your credit history affect Megargel, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Megargel, Alabama

Insurance Company Poor Fair Good
Allstate $4,160 $3,255 $2,663
Farmers $4,224 $3,632 $3,443
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,164 $4,379 $3,443
Nationwide $3,171 $2,467 $2,229
Progressive $4,633 $3,953 $3,684
State Farm $7,514 $3,809 $2,592
Travelers $3,759 $3,256 $3,316
USAA $2,937 $1,908 $1,703

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Megargel, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Megargel, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Megargel.

Annual Megargel, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,877 $3,374 $3,956 $3,230
Farmers $3,172 $4,098 $3,998 $3,798
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $3,923 $5,443 $5,342 $5,275
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,704 $4,632 $3,958 $4,067
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $2,870 $3,013 $4,392 $3,498
USAA $1,678 $2,102 $3,133 $1,816

Megargel, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Megargel, AL car insurance rates. Compare rates below to see which Megargel car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Megargel, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,956
Farmers $3,998
GEICO $3,808
Liberty Mutual $5,342
Nationwide $3,353
Progressive $3,958
State Farm $4,592
Travelers $4,392
USAA $3,133

Megargel, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Megargel, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Megargel companies based on commute time.

Annual Car Insurance Rates by Commute Length in Megargel, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,359 $3,359
Farmers $3,767 $3,767
GEICO $2,842 $2,954
Liberty Mutual $4,996 $4,996
Nationwide $2,623 $2,623
Progressive $4,090 $4,090
State Farm $4,528 $4,748
Travelers $3,443 $3,443
USAA $2,082 $2,282

Megargel, AL Cheapest Car Insurance Rates

How do the top Megargel, Alabama car insurance companies’ average rates stack up against the Megargel average monthly car insurance rates of $296? Take a look and see.

Best Annual Car Insurance Rates by Company in Megargel, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Megargel, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Megargel, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Megargel, Alabama

Insurance Company Average Annual Rates
Allstate $3,359
Farmers $3,767
GEICO $2,898
Liberty Mutual $4,996
Nationwide $2,623
Progressive $4,090
State Farm $4,638
Travelers $3,443
USAA $2,182

Megargel, AL Car Insurance Quotes

Compare Megargel, AL car insurance quotes from multiple companies by entering your ZIP code now.