Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Melcroft, PA are $338/month
  • The cheapest car insurance company in Melcroft for teen drivers is USAA
  • The cheapest car insurance company in Melcroft after a DUI is USAA

Average car insurance rates in Melcroft, Pennsylvania are $338 a month. But with a little research you can get a great deal from the top car insurance companies in Melcroft, PA. Before you buy Melcroft, Pennsylvania car insurance, make sure your coverage meets or exceeds the Pennsylvania minimum of 15/30/5.

It may even be helpful to compare Melcroft car insurance rates with Harrisburg car insurance rates, Reading car insurance rates, or York car insurance rates to make sure you’re getting the best Melcroft, PA car insurance quotes available.

Need affordable Melcroft, PA car insurance? Enter your ZIP code to compare Melcroft car insurance quotes from multiple car insurance companies near you.

Melcroft, PA Minimum Car Insurance Coverage

Melcroft, Pennsylvania law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Melcroft, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Melcroft, PA Car Insurance Rates by Coverage Level

Some Melcroft drivers can get by with the Pennsylvania minimum coverage of 15/30/5. Other drivers may need more. See how much your Melcroft, Pennsylvania car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Melcroft, Pennsylvania

Insurance Company Low Medium High
Allstate $3,891 $4,118 $4,260
GEICO $2,304 $2,538 $2,708
Liberty Mutual $6,021 $6,376 $6,593
Nationwide $2,771 $2,779 $2,689
Progressive $4,009 $4,393 $4,677
State Farm $2,461 $2,649 $2,742
Travelers $7,959 $7,884 $7,816
USAA $1,776 $1,923 $2,019

Melcroft, PA Car Insurance Rates by Age, Gender, and Marital Status

Melcroft, Pennsylvania car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Melcroft, PA car insurance, get quotes from multiple car insurance companies in the Melcroft area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Melcroft, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,558 $2,558 $2,355 $2,355 $8,623 $8,623 $2,822 $2,822
GEICO $1,986 $1,719 $1,858 $1,609 $4,937 $4,282 $2,007 $1,737
Liberty Mutual $4,142 $4,142 $3,793 $3,793 $12,121 $12,121 $5,263 $5,263
Nationwide $1,871 $1,871 $1,767 $1,767 $5,252 $5,252 $2,096 $2,096
Progressive $2,711 $2,711 $2,421 $2,421 $8,827 $8,827 $3,482 $3,482
State Farm $1,608 $1,608 $1,416 $1,416 $5,673 $5,673 $1,771 $1,771
Travelers $1,762 $1,762 $1,886 $1,886 $25,764 $25,764 $2,134 $2,134
USAA $1,216 $1,216 $1,096 $1,096 $3,692 $3,692 $1,620 $1,620

Melcroft, PA Car Insurance Rates for Teens

How much is Melcroft, Pennsylvania car insurance for teens? Compare rates from top Melcroft car insurance companies below to help find the cheapest teen car insurance in Melcroft, PA.

Annual Car Insurance Rates for Teen Drivers in Melcroft, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,623 $8,623
GEICO $4,937 $4,282
Liberty Mutual $12,121 $12,121
Nationwide $5,252 $5,252
Progressive $8,827 $8,827
State Farm $5,673 $5,673
Travelers $25,764 $25,764
USAA $3,692 $3,692

Melcroft, PA Car Insurance Rates for Seniors

Before seniors buy Melcroft, Pennsylvania car insurance, they should make sure to shop around. Some Melcroft, PA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Melcroft, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,355 $2,355
GEICO $1,858 $1,609
Liberty Mutual $3,793 $3,793
Nationwide $1,767 $1,767
Progressive $2,421 $2,421
State Farm $1,416 $1,416
Travelers $1,886 $1,886
USAA $1,096 $1,096

Melcroft, PA Car Insurance Rates by Credit History

How does your credit history affect Melcroft, PA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Melcroft, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,223 $3,902 $3,145
GEICO $3,777 $2,129 $1,645
Liberty Mutual $8,084 $5,793 $5,113
Nationwide $3,224 $2,648 $2,367
Progressive $5,770 $4,053 $3,257
State Farm $3,724 $2,307 $1,821
Travelers $8,591 $7,752 $7,315
USAA $2,388 $1,767 $1,563

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Melcroft, PA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Melcroft, Pennsylvania car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Melcroft.

Annual Melcroft, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,913 $4,619 $3,913 $3,913
GEICO $1,846 $3,180 $2,480 $2,561
Liberty Mutual $5,775 $6,615 $6,465 $6,465
Nationwide $1,977 $2,646 $3,704 $2,659
Progressive $3,950 $5,471 $4,064 $3,955
State Farm $2,400 $2,834 $2,617 $2,617
Travelers $5,619 $7,956 $10,013 $7,956
USAA $1,532 $2,119 $2,261 $1,713

Melcroft, PA Car Insurance Rates With a DUI

Even a single DUI can increase your Melcroft, PA car insurance rates. Compare rates below to see which Melcroft car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Melcroft, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,913
GEICO $2,480
Liberty Mutual $6,465
Nationwide $3,704
Progressive $4,064
State Farm $2,617
Travelers $10,013
USAA $2,261

Melcroft, PA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Melcroft, PA car insurance rates may be. Let’s take a look at average car insurance rates from top Melcroft companies based on commute time.

Annual Car Insurance Rates by Commute Length in Melcroft, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,008 $4,172
GEICO $2,474 $2,559
Liberty Mutual $6,167 $6,492
Nationwide $2,746 $2,746
Progressive $4,360 $4,360
State Farm $2,540 $2,694
Travelers $7,886 $7,886
USAA $1,851 $1,961

Melcroft, PA Cheapest Car Insurance Rates

How do the top Melcroft, Pennsylvania car insurance companies’ average rates stack up against the Melcroft average monthly car insurance rates of $338? Take a look and see.

Best Annual Car Insurance Rates by Company in Melcroft, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Melcroft, PA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Melcroft, Pennsylvania car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Melcroft, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,090
GEICO $2,517
Liberty Mutual $6,330
Nationwide $2,746
Progressive $4,360
State Farm $2,617
Travelers $7,886
USAA $1,906

Melcroft, PA Car Insurance Quotes

Compare Melcroft, PA car insurance quotes from multiple companies by entering your ZIP code now.