Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Melvin after a DUI is USAA
  • Average car insurance rates in Melvin, AL for senior drivers are $2,004/year
  • The cheapest car insurance company in Melvin for teen drivers is USAA

Average car insurance rates in Melvin, Alabama are $313 a month. But with a little research you can get a great deal from the top car insurance companies in Melvin, AL. Before you buy Melvin, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Melvin car insurance rates with Hoover car insurance rates, Birmingham car insurance rates, or Tuscaloosa car insurance rates to make sure you’re getting the best Melvin, AL car insurance quotes available.

Need affordable Melvin, AL car insurance? Enter your ZIP code to compare Melvin car insurance quotes from multiple car insurance companies near you.

Melvin, AL Minimum Car Insurance Coverage

Melvin, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Melvin, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Melvin, AL Car Insurance Rates by Coverage Level

Some Melvin drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Melvin, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Melvin, Alabama

Insurance Company Low Medium High
Allstate $3,274 $3,374 $3,498
Farmers $4,180 $4,325 $4,597
GEICO $2,708 $2,886 $3,100
Liberty Mutual $5,165 $5,375 $5,659
Nationwide $2,624 $2,595 $2,649
Progressive $3,962 $4,393 $4,908
State Farm $4,278 $4,514 $4,767
Travelers $3,761 $4,010 $4,023
USAA $2,139 $2,204 $2,302

Melvin, AL Car Insurance Rates by Age, Gender, and Marital Status

Melvin, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Melvin, AL car insurance, get quotes from multiple car insurance companies in the Melvin area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Melvin, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,108 $2,025 $1,893 $1,931 $6,868 $7,365 $2,398 $2,468
Farmers $2,560 $2,544 $2,293 $2,416 $9,417 $9,702 $2,926 $3,078
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,209 $3,473 $2,631 $2,946 $11,280 $12,554 $3,433 $3,673
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,460 $2,320 $2,011 $2,149 $9,691 $10,827 $2,873 $3,039
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,626 $1,655 $1,513 $1,510 $8,495 $13,316 $1,542 $1,796
USAA $1,382 $1,408 $1,288 $1,268 $4,083 $4,536 $1,803 $1,953

Melvin, AL Car Insurance Rates for Teens

How much is Melvin, Alabama car insurance for teens? Compare rates from top Melvin car insurance companies below to help find the cheapest teen car insurance in Melvin, AL.

Annual Car Insurance Rates for Teen Drivers in Melvin, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,868 $7,365
Farmers $9,417 $9,702
GEICO $5,380 $5,307
Liberty Mutual $11,280 $12,554
Nationwide $4,418 $5,752
Progressive $9,691 $10,827
State Farm $8,309 $10,427
Travelers $8,495 $13,316
USAA $4,083 $4,536

Melvin, AL Car Insurance Rates for Seniors

Before seniors buy Melvin, Alabama car insurance, they should make sure to shop around. Some Melvin, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Melvin, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,893 $1,931
Farmers $2,293 $2,416
GEICO $1,968 $1,996
Liberty Mutual $2,631 $2,946
Nationwide $1,577 $1,642
Progressive $2,011 $2,149
State Farm $2,520 $2,520
Travelers $1,513 $1,510
USAA $1,288 $1,268

Melvin, AL Car Insurance Rates by Credit History

How does your credit history affect Melvin, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Melvin, Alabama

Insurance Company Poor Fair Good
Allstate $4,198 $3,273 $2,675
Farmers $4,903 $4,208 $3,991
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,753 $4,730 $3,716
Nationwide $3,171 $2,467 $2,229
Progressive $5,016 $4,272 $3,976
State Farm $7,329 $3,709 $2,520
Travelers $4,292 $3,716 $3,786
USAA $2,984 $1,935 $1,726

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Melvin, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Melvin, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Melvin.

Annual Melvin, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,907 $3,397 $3,969 $3,254
Farmers $3,677 $4,738 $4,620 $4,433
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,238 $5,882 $5,776 $5,702
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $4,004 $5,000 $4,281 $4,400
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $3,276 $3,440 $5,015 $3,996
USAA $1,703 $2,133 $3,182 $1,843

Melvin, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Melvin, AL car insurance rates. Compare rates below to see which Melvin car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Melvin, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,969
Farmers $4,620
GEICO $3,808
Liberty Mutual $5,776
Nationwide $3,353
Progressive $4,281
State Farm $4,472
Travelers $5,015
USAA $3,182

Melvin, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Melvin, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Melvin companies based on commute time.

Annual Car Insurance Rates by Commute Length in Melvin, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,382 $3,382
Farmers $4,367 $4,367
GEICO $2,842 $2,954
Liberty Mutual $5,400 $5,400
Nationwide $2,623 $2,623
Progressive $4,421 $4,421
State Farm $4,410 $4,629
Travelers $3,932 $3,932
USAA $2,114 $2,317

Melvin, AL Cheapest Car Insurance Rates

How do the top Melvin, Alabama car insurance companies’ average rates stack up against the Melvin average monthly car insurance rates of $313? Take a look and see.

Best Annual Car Insurance Rates by Company in Melvin, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Melvin, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Melvin, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Melvin, Alabama

Insurance Company Average Annual Rates
Allstate $3,382
Farmers $4,367
GEICO $2,898
Liberty Mutual $5,400
Nationwide $2,623
Progressive $4,421
State Farm $4,519
Travelers $3,932
USAA $2,215

Melvin, AL Car Insurance Quotes

Compare Melvin, AL car insurance quotes from multiple companies by entering your ZIP code now.