Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Mesa for teen drivers is GEICO
  • Average car insurance rates in Mesa, AZ are $350/month
  • The cheapest car insurance company in Mesa after a DUI is GEICO

Average car insurance rates in Mesa, Arizona are $350 a month. But with a little research you can get a great deal from the top car insurance companies in Mesa, AZ. Before you buy Mesa, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Mesa car insurance rates with Gilbert car insurance rates, Peoria car insurance rates, or Phoenix car insurance rates to make sure you’re getting the best Mesa, AZ car insurance quotes available.

Need affordable Mesa, AZ car insurance? Enter your ZIP code to compare Mesa car insurance quotes from multiple car insurance companies near you.

Mesa, AZ Minimum Car Insurance Coverage

Mesa, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Mesa, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Mesa, AZ Car Insurance Rates by Coverage Level

Some Mesa drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Mesa, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Mesa, Arizona

Insurance Company Low Medium High
Allstate $5,153 $5,552 $5,856
American Family $4,406 $4,735 $4,624
Farmers $4,619 $5,517 $6,234
GEICO $1,985 $2,440 $2,780
Nationwide $3,718 $3,972 $4,078
Progressive $3,346 $3,936 $4,290
State Farm $4,759 $5,437 $5,792
Travelers $3,004 $3,449 $3,721
USAA $3,046 $3,362 $3,535

Mesa, AZ Car Insurance Rates by Age, Gender, and Marital Status

Mesa, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Mesa, AZ car insurance, get quotes from multiple car insurance companies in the Mesa area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mesa, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,927 $3,927 $3,823 $3,823 $8,509 $10,998 $4,388 $4,768
American Family $3,024 $3,024 $2,777 $2,777 $8,032 $10,515 $3,024 $3,535
Farmers $2,931 $2,923 $2,607 $2,786 $12,641 $13,076 $3,299 $3,390
GEICO $1,638 $1,826 $1,398 $1,791 $4,694 $4,921 $1,490 $1,454
Nationwide $2,624 $2,667 $2,347 $2,483 $6,555 $8,389 $3,036 $3,281
Progressive $2,131 $1,853 $1,916 $1,820 $8,813 $9,804 $2,278 $2,244
State Farm $3,209 $3,209 $2,845 $2,845 $10,062 $12,654 $3,453 $4,361
Travelers $2,107 $2,216 $1,966 $2,090 $6,265 $7,918 $2,228 $2,341
USAA $1,788 $1,790 $1,671 $1,686 $6,852 $7,840 $2,362 $2,526

Mesa, AZ Car Insurance Rates for Teens

How much is Mesa, Arizona car insurance for teens? Compare rates from top Mesa car insurance companies below to help find the cheapest teen car insurance in Mesa, AZ.

Annual Car Insurance Rates for Teen Drivers in Mesa, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,509 $10,998
American Family $8,032 $10,515
Farmers $12,641 $13,076
GEICO $4,694 $4,921
Nationwide $6,555 $8,389
Progressive $8,813 $9,804
State Farm $10,062 $12,654
Travelers $6,265 $7,918
USAA $6,852 $7,840

Mesa, AZ Car Insurance Rates for Seniors

Before seniors buy Mesa, Arizona car insurance, they should make sure to shop around. Some Mesa, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Mesa, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,823 $3,823
American Family $2,777 $2,777
Farmers $2,607 $2,786
GEICO $1,398 $1,791
Nationwide $2,347 $2,483
Progressive $1,916 $1,820
State Farm $2,845 $2,845
Travelers $1,966 $2,090
USAA $1,671 $1,686

Mesa, AZ Car Insurance Rates by Credit History

How does your credit history affect Mesa, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Mesa, Arizona

Insurance Company Poor Fair Good
Allstate $7,055 $5,026 $4,480
American Family $5,764 $4,297 $3,704
Farmers $6,219 $5,203 $4,948
GEICO $3,302 $2,164 $1,739
Nationwide $4,723 $3,758 $3,286
Progressive $4,299 $3,759 $3,513
State Farm $9,813 $3,798 $2,378
Travelers $4,125 $3,365 $2,684
USAA $4,355 $3,049 $2,540

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Mesa, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Mesa, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Mesa.

Annual Mesa, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,413 $5,601 $6,347 $5,720
American Family $3,260 $5,019 $6,288 $3,786
Farmers $4,610 $5,953 $5,811 $5,452
GEICO $1,855 $2,521 $3,376 $1,855
Nationwide $3,317 $3,490 $5,171 $3,712
Progressive $3,400 $4,490 $3,588 $3,951
State Farm $4,842 $5,817 $5,330 $5,330
Travelers $2,710 $3,534 $3,946 $3,375
USAA $2,406 $3,459 $4,558 $2,834

Mesa, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Mesa, AZ car insurance rates. Compare rates below to see which Mesa car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Mesa, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,347
American Family $6,288
Farmers $5,811
GEICO $3,376
Nationwide $5,171
Progressive $3,588
State Farm $5,330
Travelers $3,946
USAA $4,558

Mesa, AZ Car Insurance Rates by ZIP Code

Just like Mesa car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Mesa, AZ car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Mesa, Arizona

ZIP Code Average Annual Rates
85201 $4,282
85202 $4,226
85203 $4,238
85204 $4,416
85205 $4,134
85206 $4,084
85207 $3,989
85208 $4,101
85209 $4,068
85210 $4,267
85212 $4,053
85213 $4,297
85215 $4,055

Mesa, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Mesa, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Mesa companies based on commute time.

Annual Car Insurance Rates by Commute Length in Mesa, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,520 $5,520
American Family $4,545 $4,632
Farmers $5,457 $5,457
GEICO $2,361 $2,442
Nationwide $3,923 $3,923
Progressive $3,857 $3,857
State Farm $5,192 $5,467
Travelers $3,391 $3,391
USAA $3,279 $3,350

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Mesa, AZ Cheapest Car Insurance Rates

How do the top Mesa, Arizona car insurance companies’ average rates stack up against the Mesa average monthly car insurance rates of $350? Take a look and see.

Best Annual Car Insurance Rates by Company in Mesa, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Mesa, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Mesa, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Mesa, Arizona

Insurance Company Average Annual Rates
Allstate $5,520
American Family $4,588
Farmers $5,457
GEICO $2,402
Nationwide $3,923
Progressive $3,857
State Farm $5,330
Travelers $3,391
USAA $3,314

Other Factors Affecting Mesa, AZ Car Insurance Rates

Before you buy Mesa, Arizona car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Mesa, AZ Car Theft Rates

The car theft rate in Mesa, AZ will affect your car insurance rates. FBI data shows that the annual car theft rate for Mesa, Arizona is 863 stolen cars.

Mesa, AZ Commute Time

How does your Mesa, AZ commute time compare with the average driver? In Mesa, the average commute is 25.4 minutes.

Mesa, AZ Traffic

Spending time in Mesa traffic can lead to higher car insurance rates. According to INRIX data, Mesa, AZ ranks as the 928th-most congested with traffic in the world.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Mesa, AZ Car Insurance Quotes

Compare Mesa, AZ car insurance quotes from multiple companies by entering your ZIP code now.