Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Michie, TN for senior drivers are $1,801/year
  • Average car insurance rates in Michie, TN are $277/month
  • The cheapest car insurance company in Michie for teen drivers is Travelers

Average car insurance rates in Michie, Tennessee are $277 a month. But with a little research you can get a great deal from the top car insurance companies in Michie, TN. Before you buy Michie, Tennessee car insurance, make sure your coverage meets or exceeds the Tennessee minimum of 25/50/15.

It may even be helpful to compare Michie car insurance rates with Knoxville car insurance rates, Memphis car insurance rates, or Chattanooga car insurance rates to make sure you’re getting the best Michie, TN car insurance quotes available.

Need affordable Michie, TN car insurance? Enter your ZIP code to compare Michie car insurance quotes from multiple car insurance companies near you.

Michie, TN Minimum Car Insurance Coverage

Michie, Tennessee law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Michie, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Michie, TN Car Insurance Rates by Coverage Level

Some Michie drivers can get by with the Tennessee minimum coverage of 25/50/15. Other drivers may need more. See how much your Michie, Tennessee car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Michie, Tennessee

Insurance Company Low Medium High
Allstate $4,786 $4,965 $5,182
Farmers $3,397 $3,585 $3,829
GEICO $3,169 $3,305 $3,457
Liberty Mutual $5,800 $6,048 $6,299
Nationwide $3,267 $3,162 $3,279
Progressive $3,471 $3,671 $3,865
State Farm $2,458 $2,606 $2,721
Travelers $2,320 $2,470 $2,626
USAA $2,634 $2,710 $2,814

Michie, TN Car Insurance Rates by Age, Gender, and Marital Status

Michie, Tennessee car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Michie, TN car insurance, get quotes from multiple car insurance companies in the Michie area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Michie, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,907 $2,798 $2,607 $2,709 $10,758 $11,699 $3,116 $3,228
Farmers $1,933 $1,967 $1,742 $1,900 $7,727 $8,208 $2,601 $2,752
GEICO $2,260 $2,290 $2,093 $2,093 $6,489 $6,643 $2,273 $2,341
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,896 $1,797 $1,544 $1,609 $8,327 $9,386 $2,290 $2,503
State Farm $1,634 $1,634 $1,456 $1,456 $4,703 $5,920 $1,839 $2,117
Travelers $1,605 $1,690 $1,462 $1,555 $4,446 $5,515 $1,707 $1,795
USAA $1,549 $1,581 $1,394 $1,399 $5,421 $6,223 $2,024 $2,163

Michie, TN Car Insurance Rates for Teens

How much is Michie, Tennessee car insurance for teens? Compare rates from top Michie car insurance companies below to help find the cheapest teen car insurance in Michie, TN.

Annual Car Insurance Rates for Teen Drivers in Michie, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,758 $11,699
Farmers $7,727 $8,208
GEICO $6,489 $6,643
Nationwide $5,594 $7,251
Progressive $8,327 $9,386
State Farm $4,703 $5,920
Travelers $4,446 $5,515
USAA $5,421 $6,223

Michie, TN Car Insurance Rates for Seniors

Before seniors buy Michie, Tennessee car insurance, they should make sure to shop around. Some Michie, TN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Michie, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,607 $2,709
Farmers $1,742 $1,900
GEICO $2,093 $2,093
Nationwide $1,878 $1,915
Progressive $1,544 $1,609
State Farm $1,456 $1,456
Travelers $1,462 $1,555
USAA $1,394 $1,399

Michie, TN Car Insurance Rates by Credit History

How does your credit history affect Michie, TN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Michie, Tennessee

Insurance Company Poor Fair Good
Allstate $6,358 $4,861 $3,714
Farmers $4,297 $3,348 $3,166
GEICO $3,765 $3,213 $2,952
Liberty Mutual $8,674 $5,314 $4,158
Nationwide $3,894 $3,084 $2,730
Progressive $4,138 $3,553 $3,316
State Farm $3,768 $2,261 $1,756
Travelers $3,143 $2,468 $1,805
USAA $3,948 $2,307 $1,902

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Michie, TN Car Insurance Rates by Driver History

How does a single speeding ticket affect your Michie, Tennessee car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Michie.

Annual Michie, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,183 $4,980 $5,978 $4,770
Farmers $3,075 $3,806 $3,901 $3,634
GEICO $2,378 $3,219 $5,267 $2,378
Liberty Mutual $4,907 $7,067 $6,577 $5,644
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,234 $4,187 $3,444 $3,812
State Farm $2,383 $2,807 $2,595 $2,595
Travelers $2,008 $2,572 $2,843 $2,464
USAA $1,981 $2,959 $3,481 $2,456

Michie, TN Car Insurance Rates With a DUI

Even a single DUI can increase your Michie, TN car insurance rates. Compare rates below to see which Michie car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Michie, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,978
Farmers $3,901
GEICO $5,267
Liberty Mutual $6,577
Nationwide $4,216
Progressive $3,444
State Farm $2,595
Travelers $2,843
USAA $3,481

Michie, TN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Michie, TN car insurance rates may be. Let’s take a look at average car insurance rates from top Michie companies based on commute time.

Annual Car Insurance Rates by Commute Length in Michie, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,978 $4,978
Farmers $3,604 $3,604
GEICO $3,297 $3,324
Liberty Mutual $6,049 $6,049
Nationwide $3,236 $3,236
Progressive $3,669 $3,669
State Farm $2,533 $2,657
Travelers $2,375 $2,568
USAA $2,642 $2,796

Michie, TN Cheapest Car Insurance Rates

How do the top Michie, Tennessee car insurance companies’ average rates stack up against the Michie average monthly car insurance rates of $277? Take a look and see.

Best Annual Car Insurance Rates by Company in Michie, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Michie, TN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Michie, Tennessee car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Michie, Tennessee

Insurance Company Average Annual Rates
Allstate $4,978
Farmers $3,604
GEICO $3,310
Nationwide $3,236
Progressive $3,669
State Farm $2,595
Travelers $2,472
USAA $2,719

Other Factors Affecting Michie, TN Car Insurance Rates

Before you buy Michie, Tennessee car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Michie, TN Commute Time

How does your Michie, TN commute time compare with the average driver? In Michie, the average commute is 26.4 minutes.

Michie, TN Car Insurance Quotes

Compare Michie, TN car insurance quotes from multiple companies by entering your ZIP code now.