Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Midway, AR are $316/month
  • Average car insurance rates in Midway, AR for senior drivers are $1,982/year
  • The cheapest car insurance company in Midway after a DUI is State Farm

Average car insurance rates in Midway, Arkansas are $316 a month. But with a little research you can get a great deal from the top car insurance companies in Midway, AR. Before you buy Midway, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Midway car insurance rates with Fort Smith car insurance rates, Fayetteville car insurance rates, or Rogers car insurance rates to make sure you’re getting the best Midway, AR car insurance quotes available.

Need affordable Midway, AR car insurance? Enter your ZIP code to compare Midway car insurance quotes from multiple car insurance companies near you.

Midway, AR Minimum Car Insurance Coverage

Midway, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Midway, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Midway, AR Car Insurance Rates by Coverage Level

Some Midway drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Midway, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Midway, Arkansas

Insurance Company Low Medium High
Allstate $4,405 $4,517 $4,637
Farmers $4,255 $4,415 $4,705
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $4,508 $4,827 $5,424
State Farm $2,351 $2,463 $2,585
Travelers $5,047 $5,319 $5,546
USAA $1,948 $2,021 $2,116

Midway, AR Car Insurance Rates by Age, Gender, and Marital Status

Midway, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Midway, AR car insurance, get quotes from multiple car insurance companies in the Midway area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Midway, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,612 $2,642 $2,322 $2,483 $9,138 $10,907 $2,899 $3,155
Farmers $2,414 $2,401 $2,158 $2,266 $10,160 $10,524 $2,788 $2,955
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,611 $2,475 $2,141 $2,245 $11,002 $12,397 $3,117 $3,369
State Farm $1,563 $1,563 $1,395 $1,395 $4,447 $5,591 $1,759 $2,018
Travelers $1,991 $2,029 $1,963 $1,969 $11,469 $18,423 $2,126 $2,461
USAA $1,259 $1,272 $1,167 $1,176 $3,902 $4,090 $1,616 $1,744

Midway, AR Car Insurance Rates for Teens

How much is Midway, Arkansas car insurance for teens? Compare rates from top Midway car insurance companies below to help find the cheapest teen car insurance in Midway, AR.

Annual Car Insurance Rates for Teen Drivers in Midway, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,138 $10,907
Farmers $10,160 $10,524
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $11,002 $12,397
State Farm $4,447 $5,591
Travelers $11,469 $18,423
USAA $3,902 $4,090

Midway, AR Car Insurance Rates for Seniors

Before seniors buy Midway, Arkansas car insurance, they should make sure to shop around. Some Midway, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Midway, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,322 $2,483
Farmers $2,158 $2,266
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $2,141 $2,245
State Farm $1,395 $1,395
Travelers $1,963 $1,969
USAA $1,167 $1,176

Midway, AR Car Insurance Rates by Credit History

How does your credit history affect Midway, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Midway, Arkansas

Insurance Company Poor Fair Good
Allstate $5,680 $4,346 $3,533
Farmers $5,079 $4,250 $4,047
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $5,581 $4,756 $4,421
State Farm $3,570 $2,152 $1,677
Travelers $6,089 $5,078 $4,745
USAA $2,687 $1,834 $1,563

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Midway, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Midway, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Midway.

Annual Midway, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,756 $4,691 $5,178 $4,453
Farmers $3,758 $4,828 $4,712 $4,535
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,241 $5,890 $4,458 $5,089
State Farm $2,267 $2,665 $2,466 $2,466
Travelers $4,448 $4,595 $6,713 $5,459
USAA $1,562 $1,974 $2,845 $1,732

Midway, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Midway, AR car insurance rates. Compare rates below to see which Midway car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Midway, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,178
Farmers $4,712
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $4,458
State Farm $2,466
Travelers $6,713
USAA $2,845

Midway, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Midway, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Midway companies based on commute time.

Annual Car Insurance Rates by Commute Length in Midway, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,520 $4,520
Farmers $4,458 $4,458
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $4,920 $4,920
State Farm $2,408 $2,524
Travelers $5,304 $5,304
USAA $1,971 $2,086

Midway, AR Cheapest Car Insurance Rates

How do the top Midway, Arkansas car insurance companies’ average rates stack up against the Midway average monthly car insurance rates of $316? Take a look and see.

Best Annual Car Insurance Rates by Company in Midway, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Midway, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Midway, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Midway, Arkansas

Insurance Company Average Annual Rates
Allstate $4,520
Farmers $4,458
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $4,920
State Farm $2,466
Travelers $5,304
USAA $2,028

Other Factors Affecting Midway, AR Car Insurance Rates

Before you buy Midway, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Midway, AR Commute Time

How does your Midway, AR commute time compare with the average driver? In Midway, the average commute is 12.5 minutes.

Midway, AR Car Insurance Quotes

Compare Midway, AR car insurance quotes from multiple companies by entering your ZIP code now.