Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Mineral Springs after a DUI is State Farm
  • Average car insurance rates in Mineral Springs, AR are $341/month
  • Average car insurance rates in Mineral Springs, AR for senior drivers are $2,159/year

Average car insurance rates in Mineral Springs, Arkansas are $341 a month. But with a little research you can get a great deal from the top car insurance companies in Mineral Springs, AR. Before you buy Mineral Springs, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Mineral Springs car insurance rates with Little Rock car insurance rates, Conway car insurance rates, or Hot Springs car insurance rates to make sure you’re getting the best Mineral Springs, AR car insurance quotes available.

Need affordable Mineral Springs, AR car insurance? Enter your ZIP code to compare Mineral Springs car insurance quotes from multiple car insurance companies near you.

Mineral Springs, AR Minimum Car Insurance Coverage

Mineral Springs, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Mineral Springs, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Mineral Springs, AR Car Insurance Rates by Coverage Level

Some Mineral Springs drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Mineral Springs, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Mineral Springs, Arkansas

Insurance Company Low Medium High
Allstate $5,307 $5,426 $5,551
Farmers $3,857 $4,007 $4,274
GEICO $3,433 $3,561 $3,691
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $3,882 $3,758 $3,859
Progressive $4,557 $4,832 $5,318
State Farm $2,696 $2,811 $2,935
Travelers $5,703 $5,979 $6,201
USAA $2,022 $2,092 $2,182

Mineral Springs, AR Car Insurance Rates by Age, Gender, and Marital Status

Mineral Springs, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Mineral Springs, AR car insurance, get quotes from multiple car insurance companies in the Mineral Springs area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mineral Springs, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,149 $3,200 $2,774 $2,977 $10,925 $13,011 $3,529 $3,860
Farmers $2,213 $2,204 $1,980 $2,080 $9,169 $9,497 $2,540 $2,683
GEICO $2,619 $2,595 $2,419 $2,351 $6,655 $6,691 $2,565 $2,601
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,626 $2,499 $2,155 $2,250 $10,879 $12,264 $3,145 $3,403
State Farm $1,804 $1,804 $1,599 $1,599 $5,024 $6,327 $2,028 $2,326
Travelers $2,274 $2,321 $2,222 $2,232 $12,824 $20,559 $2,419 $2,835
USAA $1,302 $1,317 $1,204 $1,215 $4,031 $4,231 $1,676 $1,810

Mineral Springs, AR Car Insurance Rates for Teens

How much is Mineral Springs, Arkansas car insurance for teens? Compare rates from top Mineral Springs car insurance companies below to help find the cheapest teen car insurance in Mineral Springs, AR.

Annual Car Insurance Rates for Teen Drivers in Mineral Springs, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,925 $13,011
Farmers $9,169 $9,497
GEICO $6,655 $6,691
Liberty Mutual $8,693 $9,570
Nationwide $6,216 $7,979
Progressive $10,879 $12,264
State Farm $5,024 $6,327
Travelers $12,824 $20,559
USAA $4,031 $4,231

Mineral Springs, AR Car Insurance Rates for Seniors

Before seniors buy Mineral Springs, Arkansas car insurance, they should make sure to shop around. Some Mineral Springs, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Mineral Springs, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,774 $2,977
Farmers $1,980 $2,080
GEICO $2,419 $2,351
Liberty Mutual $2,330 $2,596
Nationwide $2,364 $2,513
Progressive $2,155 $2,250
State Farm $1,599 $1,599
Travelers $2,222 $2,232
USAA $1,204 $1,215

Mineral Springs, AR Car Insurance Rates by Credit History

How does your credit history affect Mineral Springs, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Mineral Springs, Arkansas

Insurance Company Poor Fair Good
Allstate $6,840 $5,213 $4,231
Farmers $4,610 $3,855 $3,673
GEICO $4,269 $3,507 $2,911
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,545 $3,642 $3,312
Progressive $5,576 $4,735 $4,397
State Farm $4,077 $2,454 $1,911
Travelers $6,854 $5,703 $5,325
USAA $2,786 $1,896 $1,613

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Mineral Springs, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Mineral Springs, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Mineral Springs.

Annual Mineral Springs, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,522 $5,642 $6,202 $5,346
Farmers $3,418 $4,380 $4,277 $4,108
GEICO $2,403 $3,704 $5,555 $2,586
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,230 $5,858 $4,442 $5,080
State Farm $2,594 $3,033 $2,814 $2,814
Travelers $5,001 $5,168 $7,531 $6,143
USAA $1,614 $2,040 $2,949 $1,791

Mineral Springs, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Mineral Springs, AR car insurance rates. Compare rates below to see which Mineral Springs car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Mineral Springs, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,202
Farmers $4,277
GEICO $5,555
Liberty Mutual $5,469
Nationwide $5,241
Progressive $4,442
State Farm $2,814
Travelers $7,531
USAA $2,949

Mineral Springs, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Mineral Springs, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Mineral Springs companies based on commute time.

Annual Car Insurance Rates by Commute Length in Mineral Springs, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,428 $5,428
Farmers $4,046 $4,046
GEICO $3,541 $3,583
Liberty Mutual $4,220 $4,220
Nationwide $3,833 $3,833
Progressive $4,902 $4,902
State Farm $2,748 $2,880
Travelers $5,961 $5,961
USAA $2,039 $2,158

Mineral Springs, AR Cheapest Car Insurance Rates

How do the top Mineral Springs, Arkansas car insurance companies’ average rates stack up against the Mineral Springs average monthly car insurance rates of $341? Take a look and see.

Best Annual Car Insurance Rates by Company in Mineral Springs, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Mineral Springs, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Mineral Springs, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Mineral Springs, Arkansas

Insurance Company Average Annual Rates
Allstate $5,428
Farmers $4,046
GEICO $3,562
Liberty Mutual $4,220
Nationwide $3,833
Progressive $4,902
State Farm $2,814
Travelers $5,961
USAA $2,098

Other Factors Affecting Mineral Springs, AR Car Insurance Rates

Before you buy Mineral Springs, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Mineral Springs, AR Commute Time

How does your Mineral Springs, AR commute time compare with the average driver? In Mineral Springs, the average commute is 20.0 minutes.

Mineral Springs, AR Car Insurance Quotes

Compare Mineral Springs, AR car insurance quotes from multiple companies by entering your ZIP code now.