Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Montevallo, AL for senior drivers are $1,905/year
  • The cheapest car insurance company in Montevallo after a DUI is Nationwide
  • Average car insurance rates in Montevallo, AL are $300/month

Average car insurance rates in Montevallo, Alabama are $300 a month. But with a little research you can get a great deal from the top car insurance companies in Montevallo, AL. Before you buy Montevallo, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Montevallo car insurance rates with Mobile car insurance rates, Hoover car insurance rates, or Tuscaloosa car insurance rates to make sure you’re getting the best Montevallo, AL car insurance quotes available.

Need affordable Montevallo, AL car insurance? Enter your ZIP code to compare Montevallo car insurance quotes from multiple car insurance companies near you.

Montevallo, AL Minimum Car Insurance Coverage

Montevallo, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Montevallo, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Montevallo, AL Car Insurance Rates by Coverage Level

Some Montevallo drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Montevallo, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Montevallo, Alabama

Insurance Company Low Medium High
Allstate $3,328 $3,458 $3,605
Farmers $3,968 $4,146 $4,483
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,802 $5,016 $5,303
Nationwide $2,541 $2,546 $2,611
Progressive $3,929 $4,377 $4,881
State Farm $4,460 $4,717 $4,988
Travelers $2,810 $3,038 $3,088
USAA $2,227 $2,294 $2,396

Montevallo, AL Car Insurance Rates by Age, Gender, and Marital Status

Montevallo, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Montevallo, AL car insurance, get quotes from multiple car insurance companies in the Montevallo area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Montevallo, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,078 $1,978 $1,884 $1,920 $7,314 $7,849 $2,320 $2,368
Farmers $2,389 $2,367 $2,133 $2,267 $9,311 $9,575 $2,721 $2,829
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $2,905 $3,137 $2,378 $2,662 $10,823 $12,040 $3,090 $3,286
Nationwide $1,678 $1,696 $1,532 $1,583 $4,422 $5,679 $1,861 $2,076
Progressive $2,345 $2,193 $1,928 $2,053 $9,896 $11,057 $2,749 $2,945
State Farm $2,865 $2,865 $2,600 $2,600 $8,823 $11,036 $3,240 $3,746
Travelers $1,212 $1,229 $1,141 $1,139 $6,461 $10,192 $1,152 $1,305
USAA $1,430 $1,451 $1,333 $1,305 $4,288 $4,755 $1,866 $2,015

Montevallo, AL Car Insurance Rates for Teens

How much is Montevallo, Alabama car insurance for teens? Compare rates from top Montevallo car insurance companies below to help find the cheapest teen car insurance in Montevallo, AL.

Annual Car Insurance Rates for Teen Drivers in Montevallo, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,314 $7,849
Farmers $9,311 $9,575
GEICO $5,204 $5,101
Liberty Mutual $10,823 $12,040
Nationwide $4,422 $5,679
Progressive $9,896 $11,057
State Farm $8,823 $11,036
Travelers $6,461 $10,192
USAA $4,288 $4,755

Montevallo, AL Car Insurance Rates for Seniors

Before seniors buy Montevallo, Alabama car insurance, they should make sure to shop around. Some Montevallo, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Montevallo, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,884 $1,920
Farmers $2,133 $2,267
GEICO $1,878 $1,947
Liberty Mutual $2,378 $2,662
Nationwide $1,532 $1,583
Progressive $1,928 $2,053
State Farm $2,600 $2,600
Travelers $1,141 $1,139
USAA $1,333 $1,305

Montevallo, AL Car Insurance Rates by Credit History

How does your credit history affect Montevallo, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Montevallo, Alabama

Insurance Company Poor Fair Good
Allstate $4,274 $3,365 $2,752
Farmers $4,704 $4,053 $3,840
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,201 $4,435 $3,483
Nationwide $3,092 $2,418 $2,189
Progressive $4,943 $4,258 $3,986
State Farm $7,660 $3,875 $2,631
Travelers $3,247 $2,818 $2,872
USAA $3,103 $2,015 $1,798

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Montevallo, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Montevallo, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Montevallo.

Annual Montevallo, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,939 $3,472 $4,119 $3,325
Farmers $3,528 $4,573 $4,460 $4,235
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $3,955 $5,507 $5,376 $5,322
Nationwide $2,249 $2,249 $3,259 $2,507
Progressive $3,959 $5,001 $4,281 $4,342
State Farm $4,252 $5,297 $4,670 $4,670
Travelers $2,487 $2,608 $3,803 $3,018
USAA $1,771 $2,224 $3,311 $1,916

Montevallo, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Montevallo, AL car insurance rates. Compare rates below to see which Montevallo car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Montevallo, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,119
Farmers $4,460
GEICO $3,711
Liberty Mutual $5,376
Nationwide $3,259
Progressive $4,281
State Farm $4,670
Travelers $3,803
USAA $3,311

Montevallo, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Montevallo, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Montevallo companies based on commute time.

Annual Car Insurance Rates by Commute Length in Montevallo, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,464 $3,464
Farmers $4,199 $4,199
GEICO $2,707 $2,804
Liberty Mutual $5,040 $5,040
Nationwide $2,566 $2,566
Progressive $4,396 $4,396
State Farm $4,607 $4,836
Travelers $2,979 $2,979
USAA $2,200 $2,411

Montevallo, AL Cheapest Car Insurance Rates

How do the top Montevallo, Alabama car insurance companies’ average rates stack up against the Montevallo average monthly car insurance rates of $300? Take a look and see.

Best Annual Car Insurance Rates by Company in Montevallo, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Montevallo, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Montevallo, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Montevallo, Alabama

Insurance Company Average Annual Rates
Allstate $3,464
Farmers $4,199
GEICO $2,755
Liberty Mutual $5,040
Nationwide $2,566
Progressive $4,396
State Farm $4,722
Travelers $2,979
USAA $2,306

Other Factors Affecting Montevallo, AL Car Insurance Rates

Before you buy Montevallo, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Montevallo, AL Commute Time

How does your Montevallo, AL commute time compare with the average driver? In Montevallo, the average commute is 25.7 minutes.

Montevallo, AL Car Insurance Quotes

Compare Montevallo, AL car insurance quotes from multiple companies by entering your ZIP code now.