Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Montrose, AL for senior drivers are $1,904/year
  • Average car insurance rates in Montrose, AL are $304/month
  • The cheapest car insurance company in Montrose for teen drivers is USAA

Average car insurance rates in Montrose, Alabama are $304 a month. But with a little research you can get a great deal from the top car insurance companies in Montrose, AL. Before you buy Montrose, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Montrose car insurance rates with Huntsville car insurance rates, Madison car insurance rates, or Dothan car insurance rates to make sure you’re getting the best Montrose, AL car insurance quotes available.

Need affordable Montrose, AL car insurance? Enter your ZIP code to compare Montrose car insurance quotes from multiple car insurance companies near you.

Montrose, AL Minimum Car Insurance Coverage

Montrose, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Montrose, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Montrose, AL Car Insurance Rates by Coverage Level

Some Montrose drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Montrose, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Montrose, Alabama

Insurance Company Low Medium High
Allstate $2,985 $3,082 $3,190
Farmers $3,833 $4,023 $4,388
GEICO $2,550 $2,763 $3,013
Liberty Mutual $5,285 $5,509 $5,810
Nationwide $2,452 $2,462 $2,528
Progressive $4,037 $4,509 $5,050
State Farm $4,006 $4,248 $4,507
Travelers $3,995 $4,289 $4,332
USAA $1,833 $1,897 $1,995

Montrose, AL Car Insurance Rates by Age, Gender, and Marital Status

Montrose, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Montrose, AL car insurance, get quotes from multiple car insurance companies in the Montrose area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Montrose, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,851 $1,762 $1,677 $1,709 $6,508 $7,006 $2,065 $2,108
Farmers $2,322 $2,306 $2,074 $2,209 $9,067 $9,327 $2,628 $2,718
GEICO $1,980 $1,969 $1,893 $1,961 $5,246 $5,134 $2,089 $1,931
Liberty Mutual $3,190 $3,444 $2,610 $2,921 $11,889 $13,220 $3,395 $3,609
Nationwide $1,625 $1,642 $1,486 $1,534 $4,274 $5,478 $1,801 $2,006
Progressive $2,441 $2,282 $2,008 $2,143 $10,163 $11,335 $2,853 $3,031
State Farm $2,582 $2,582 $2,348 $2,348 $7,942 $9,939 $2,920 $3,366
Travelers $1,676 $1,702 $1,576 $1,570 $9,202 $14,523 $1,583 $1,810
USAA $1,192 $1,210 $1,118 $1,097 $3,526 $3,906 $1,547 $1,669

Montrose, AL Car Insurance Rates for Teens

How much is Montrose, Alabama car insurance for teens? Compare rates from top Montrose car insurance companies below to help find the cheapest teen car insurance in Montrose, AL.

Annual Car Insurance Rates for Teen Drivers in Montrose, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,508 $7,006
Farmers $9,067 $9,327
GEICO $5,246 $5,134
Liberty Mutual $11,889 $13,220
Nationwide $4,274 $5,478
Progressive $10,163 $11,335
State Farm $7,942 $9,939
Travelers $9,202 $14,523
USAA $3,526 $3,906

Montrose, AL Car Insurance Rates for Seniors

Before seniors buy Montrose, Alabama car insurance, they should make sure to shop around. Some Montrose, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Montrose, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,677 $1,709
Farmers $2,074 $2,209
GEICO $1,893 $1,961
Liberty Mutual $2,610 $2,921
Nationwide $1,486 $1,534
Progressive $2,008 $2,143
State Farm $2,348 $2,348
Travelers $1,576 $1,570
USAA $1,118 $1,097

Montrose, AL Car Insurance Rates by Credit History

How does your credit history affect Montrose, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Montrose, Alabama

Insurance Company Poor Fair Good
Allstate $3,809 $2,997 $2,451
Farmers $4,574 $3,938 $3,732
GEICO $3,530 $2,518 $2,278
Liberty Mutual $7,912 $4,870 $3,822
Nationwide $2,987 $2,338 $2,118
Progressive $5,103 $4,389 $4,104
State Farm $6,894 $3,492 $2,374
Travelers $4,583 $3,978 $4,055
USAA $2,554 $1,674 $1,497

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Montrose, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Montrose, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Montrose.

Annual Montrose, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,620 $3,089 $3,671 $2,963
Farmers $3,436 $4,447 $4,339 $4,103
GEICO $1,865 $3,014 $3,740 $2,481
Liberty Mutual $4,339 $6,050 $5,905 $5,845
Nationwide $2,177 $2,177 $3,145 $2,424
Progressive $4,082 $5,149 $4,419 $4,479
State Farm $3,830 $4,771 $4,206 $4,206
Travelers $3,498 $3,671 $5,390 $4,262
USAA $1,471 $1,845 $2,727 $1,590

Montrose, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Montrose, AL car insurance rates. Compare rates below to see which Montrose car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Montrose, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,671
Farmers $4,339
GEICO $3,740
Liberty Mutual $5,905
Nationwide $3,145
Progressive $4,419
State Farm $4,206
Travelers $5,390
USAA $2,727

Montrose, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Montrose, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Montrose companies based on commute time.

Annual Car Insurance Rates by Commute Length in Montrose, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,086 $3,086
Farmers $4,081 $4,081
GEICO $2,727 $2,823
Liberty Mutual $5,535 $5,535
Nationwide $2,481 $2,481
Progressive $4,532 $4,532
State Farm $4,150 $4,357
Travelers $4,205 $4,205
USAA $1,821 $1,995

Montrose, AL Cheapest Car Insurance Rates

How do the top Montrose, Alabama car insurance companies’ average rates stack up against the Montrose average monthly car insurance rates of $304? Take a look and see.

Best Annual Car Insurance Rates by Company in Montrose, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Montrose, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Montrose, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Montrose, Alabama

Insurance Company Average Annual Rates
Allstate $3,086
Farmers $4,081
GEICO $2,775
Liberty Mutual $5,535
Nationwide $2,481
Progressive $4,532
State Farm $4,253
Travelers $4,205
USAA $1,908

Montrose, AL Car Insurance Quotes

Compare Montrose, AL car insurance quotes from multiple companies by entering your ZIP code now.