Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Montrose for teen drivers is USAA
  • The cheapest car insurance company in Montrose after a DUI is State Farm
  • Average car insurance rates in Montrose, AR for senior drivers are $2,328/year

Average car insurance rates in Montrose, Arkansas are $365 a month. But with a little research you can get a great deal from the top car insurance companies in Montrose, AR. Before you buy Montrose, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Montrose car insurance rates with Little Rock car insurance rates, Pine Bluff car insurance rates, or Jonesboro car insurance rates to make sure you’re getting the best Montrose, AR car insurance quotes available.

Need affordable Montrose, AR car insurance? Enter your ZIP code to compare Montrose car insurance quotes from multiple car insurance companies near you.

Montrose, AR Minimum Car Insurance Coverage

Montrose, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Montrose, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Montrose, AR Car Insurance Rates by Coverage Level

Some Montrose drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Montrose, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Montrose, Arkansas

Insurance Company Low Medium High
Allstate $5,283 $5,447 $5,621
Farmers $4,066 $4,212 $4,472
GEICO $3,992 $4,150 $4,312
Liberty Mutual $4,330 $4,452 $4,674
Nationwide $4,530 $4,407 $4,578
Progressive $4,888 $5,178 $5,703
State Farm $2,781 $2,909 $3,045
Travelers $5,819 $6,099 $6,327
USAA $2,264 $2,351 $2,462

Montrose, AR Car Insurance Rates by Age, Gender, and Marital Status

Montrose, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Montrose, AR car insurance, get quotes from multiple car insurance companies in the Montrose area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Montrose, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,142 $3,187 $2,783 $2,987 $11,045 $13,145 $3,506 $3,809
Farmers $2,363 $2,356 $2,118 $2,219 $9,518 $9,860 $2,705 $2,864
GEICO $3,052 $3,024 $2,819 $2,740 $7,758 $7,799 $2,989 $3,031
Liberty Mutual $2,654 $2,849 $2,509 $2,805 $9,124 $10,060 $2,868 $3,014
Nationwide $3,060 $3,124 $2,737 $2,903 $7,419 $9,506 $3,501 $3,789
Progressive $2,835 $2,705 $2,325 $2,425 $11,599 $13,090 $3,396 $3,675
State Farm $1,865 $1,865 $1,656 $1,656 $5,199 $6,558 $2,097 $2,397
Travelers $2,301 $2,348 $2,255 $2,265 $13,121 $21,045 $2,453 $2,864
USAA $1,449 $1,466 $1,341 $1,353 $4,572 $4,792 $1,874 $2,024

Montrose, AR Car Insurance Rates for Teens

How much is Montrose, Arkansas car insurance for teens? Compare rates from top Montrose car insurance companies below to help find the cheapest teen car insurance in Montrose, AR.

Annual Car Insurance Rates for Teen Drivers in Montrose, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,045 $13,145
Farmers $9,518 $9,860
GEICO $7,758 $7,799
Liberty Mutual $9,124 $10,060
Nationwide $7,419 $9,506
Progressive $11,599 $13,090
State Farm $5,199 $6,558
Travelers $13,121 $21,045
USAA $4,572 $4,792

Montrose, AR Car Insurance Rates for Seniors

Before seniors buy Montrose, Arkansas car insurance, they should make sure to shop around. Some Montrose, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Montrose, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,783 $2,987
Farmers $2,118 $2,219
GEICO $2,819 $2,740
Liberty Mutual $2,509 $2,805
Nationwide $2,737 $2,903
Progressive $2,325 $2,425
State Farm $1,656 $1,656
Travelers $2,255 $2,265
USAA $1,341 $1,353

Montrose, AR Car Insurance Rates by Credit History

How does your credit history affect Montrose, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Montrose, Arkansas

Insurance Company Poor Fair Good
Allstate $6,872 $5,237 $4,243
Farmers $4,851 $4,045 $3,855
GEICO $4,975 $4,087 $3,392
Liberty Mutual $6,500 $3,900 $3,057
Nationwide $5,339 $4,282 $3,894
Progressive $5,988 $5,074 $4,708
State Farm $4,220 $2,539 $1,976
Travelers $6,987 $5,820 $5,437
USAA $3,132 $2,131 $1,814

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Montrose, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Montrose, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Montrose.

Annual Montrose, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,540 $5,677 $6,221 $5,364
Farmers $3,597 $4,596 $4,487 $4,321
GEICO $2,801 $4,317 $6,475 $3,014
Liberty Mutual $3,075 $4,955 $5,796 $4,115
Nationwide $3,479 $4,529 $6,170 $3,842
Progressive $4,537 $6,272 $4,764 $5,453
State Farm $2,684 $3,139 $2,912 $2,912
Travelers $5,100 $5,270 $7,693 $6,263
USAA $1,810 $2,296 $3,320 $2,009

Montrose, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Montrose, AR car insurance rates. Compare rates below to see which Montrose car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Montrose, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,221
Farmers $4,487
GEICO $6,475
Liberty Mutual $5,796
Nationwide $6,170
Progressive $4,764
State Farm $2,912
Travelers $7,693
USAA $3,320

Montrose, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Montrose, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Montrose companies based on commute time.

Annual Car Insurance Rates by Commute Length in Montrose, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,451 $5,451
Farmers $4,250 $4,250
GEICO $4,126 $4,176
Liberty Mutual $4,485 $4,485
Nationwide $4,505 $4,505
Progressive $5,256 $5,256
State Farm $2,842 $2,981
Travelers $6,081 $6,081
USAA $2,291 $2,427

Montrose, AR Cheapest Car Insurance Rates

How do the top Montrose, Arkansas car insurance companies’ average rates stack up against the Montrose average monthly car insurance rates of $365? Take a look and see.

Best Annual Car Insurance Rates by Company in Montrose, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Montrose, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Montrose, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Montrose, Arkansas

Insurance Company Average Annual Rates
Allstate $5,451
Farmers $4,250
GEICO $4,151
Liberty Mutual $4,485
Nationwide $4,505
Progressive $5,256
State Farm $2,912
Travelers $6,081
USAA $2,359

Other Factors Affecting Montrose, AR Car Insurance Rates

Before you buy Montrose, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Montrose, AR Commute Time

How does your Montrose, AR commute time compare with the average driver? In Montrose, the average commute is 17.2 minutes.

Montrose, AR Car Insurance Quotes

Compare Montrose, AR car insurance quotes from multiple companies by entering your ZIP code now.