Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Montrose after a DUI is Liberty Mutual
  • The cheapest car insurance company in Montrose for teen drivers is USAA
  • The annual number of car thefts in Montrose is 55.

Average car insurance rates in Montrose, California are $391 a month. But with a little research you can get a great deal from the top car insurance companies in Montrose, CA. Before you buy Montrose, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Montrose car insurance rates with Oakland car insurance rates, Long Beach car insurance rates, or San Diego car insurance rates to make sure you’re getting the best Montrose, CA car insurance quotes available.

Need affordable Montrose, CA car insurance? Enter your ZIP code to compare Montrose car insurance quotes from multiple car insurance companies near you.

Montrose, CA Minimum Car Insurance Coverage

Montrose, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Montrose, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Montrose, CA Car Insurance Rates by Coverage Level

Some Montrose drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Montrose, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Montrose, California

Insurance Company Low Medium High
Allstate $5,663 $6,044 $6,268
Farmers $5,833 $6,361 $6,722
GEICO $2,938 $3,370 $3,676
Liberty Mutual $3,445 $3,770 $3,996
Nationwide $5,770 $6,674 $7,195
Progressive $3,494 $4,165 $4,421
State Farm $4,030 $4,581 $4,881
Travelers $3,815 $4,550 $4,918
USAA $3,033 $3,486 $3,706

Montrose, CA Car Insurance Rates by Age, Gender, and Marital Status

Montrose, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Montrose, CA car insurance, get quotes from multiple car insurance companies in the Montrose area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Montrose, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,836 $3,831 $2,787 $2,809 $10,794 $13,579 $4,915 $5,383
Farmers $3,419 $3,419 $3,108 $3,108 $10,957 $17,845 $4,059 $4,529
GEICO $2,061 $2,061 $1,937 $1,937 $6,274 $6,372 $2,962 $3,021
Liberty Mutual $2,838 $2,665 $2,661 $2,566 $6,144 $6,609 $3,178 $3,235
Nationwide $4,566 $4,346 $4,035 $3,789 $11,792 $13,049 $5,445 $5,348
Progressive $2,466 $2,538 $2,147 $2,532 $6,817 $8,182 $3,629 $3,903
State Farm $3,530 $3,530 $3,156 $3,156 $6,542 $8,118 $3,911 $4,032
Travelers $3,254 $3,140 $2,870 $2,839 $6,940 $7,920 $4,288 $4,171
USAA $2,431 $2,297 $2,369 $2,372 $5,644 $5,650 $3,347 $3,158

Montrose, CA Car Insurance Rates for Teens

How much is Montrose, California car insurance for teens? Compare rates from top Montrose car insurance companies below to help find the cheapest teen car insurance in Montrose, CA.

Annual Car Insurance Rates for Teen Drivers in Montrose, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,794 $13,579
Farmers $10,957 $17,845
GEICO $6,274 $6,372
Liberty Mutual $6,144 $6,609
Nationwide $11,792 $13,049
Progressive $6,817 $8,182
State Farm $6,542 $8,118
Travelers $6,940 $7,920
USAA $5,644 $5,650

Montrose, CA Car Insurance Rates for Seniors

Before seniors buy Montrose, California car insurance, they should make sure to shop around. Some Montrose, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Montrose, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,787 $2,809
Farmers $3,108 $3,108
GEICO $1,937 $1,937
Liberty Mutual $2,661 $2,566
Nationwide $4,035 $3,789
Progressive $2,147 $2,532
State Farm $3,156 $3,156
Travelers $2,870 $2,839
USAA $2,369 $2,372

Montrose, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Montrose, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Montrose.

Annual Montrose, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,592 $6,080 $9,568 $4,727
Farmers $4,668 $6,352 $7,897 $6,304
GEICO $2,323 $3,602 $4,505 $2,882
Liberty Mutual $3,245 $4,341 $3,923 $3,438
Nationwide $4,555 $5,855 $9,921 $5,855
Progressive $2,606 $4,492 $5,242 $3,767
State Farm $3,212 $3,829 $7,222 $3,726
Travelers $2,891 $4,854 $5,616 $4,349
USAA $2,257 $3,376 $5,525 $2,475

Montrose, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Montrose, CA car insurance rates. Compare rates below to see which Montrose car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Montrose, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,568
Farmers $7,897
GEICO $4,505
Liberty Mutual $3,923
Nationwide $9,921
Progressive $5,242
State Farm $7,222
Travelers $5,616
USAA $5,525

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Montrose, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Montrose, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Montrose companies based on commute time.

Annual Car Insurance Rates by Commute Length in Montrose, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,399 $6,585
Farmers $5,719 $6,892
GEICO $3,023 $3,633
Liberty Mutual $3,424 $4,050
Nationwide $5,770 $7,322
Progressive $3,655 $4,399
State Farm $4,334 $4,661
Travelers $3,973 $4,882
USAA $3,137 $3,680

Montrose, CA Cheapest Car Insurance Rates

How do the top Montrose, California car insurance companies’ average rates stack up against the Montrose average monthly car insurance rates of $391? Take a look and see.

Best Annual Car Insurance Rates by Company in Montrose, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Montrose, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Montrose, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Montrose, California

Insurance Company Average Annual Rates
Allstate $5,992
Farmers $6,305
GEICO $3,328
Liberty Mutual $3,737
Nationwide $6,546
Progressive $4,027
State Farm $4,497
Travelers $4,428
USAA $3,409

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Other Factors Affecting Montrose, CA Car Insurance Rates

Before you buy Montrose, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Montrose, CA Car Theft Rates

The car theft rate in Montrose, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Montrose, California is 55 stolen cars.

Montrose, CA Commute Time

How does your Montrose, CA commute time compare with the average driver? In Montrose, the average commute is 33.0 minutes.

Montrose, CA Car Insurance Quotes

Compare Montrose, CA car insurance quotes from multiple companies by entering your ZIP code now.