Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Moscow, AR for senior drivers are $2,273/year
  • The cheapest car insurance company in Moscow for teen drivers is USAA
  • The cheapest car insurance company in Moscow after a DUI is State Farm

Average car insurance rates in Moscow, Arkansas are $365 a month. But with a little research you can get a great deal from the top car insurance companies in Moscow, AR. Before you buy Moscow, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Moscow car insurance rates with Jonesboro car insurance rates, Fayetteville car insurance rates, or Pine Bluff car insurance rates to make sure you’re getting the best Moscow, AR car insurance quotes available.

Need affordable Moscow, AR car insurance? Enter your ZIP code to compare Moscow car insurance quotes from multiple car insurance companies near you.

Moscow, AR Minimum Car Insurance Coverage

Moscow, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Moscow, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Moscow, AR Car Insurance Rates by Coverage Level

Some Moscow drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Moscow, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Moscow, Arkansas

Insurance Company Low Medium High
Allstate $5,283 $5,447 $5,621
Farmers $4,536 $4,757 $5,162
GEICO $3,881 $4,057 $4,238
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,644 $3,570 $3,744
Progressive $5,221 $5,691 $6,572
State Farm $2,955 $3,123 $3,296
Travelers $5,819 $6,099 $6,327
USAA $2,326 $2,424 $2,550

Moscow, AR Car Insurance Rates by Age, Gender, and Marital Status

Moscow, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Moscow, AR car insurance, get quotes from multiple car insurance companies in the Moscow area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Moscow, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,142 $3,187 $2,783 $2,987 $11,045 $13,145 $3,506 $3,809
Farmers $2,563 $2,560 $2,282 $2,404 $11,132 $11,591 $2,932 $3,082
GEICO $2,943 $2,910 $2,713 $2,637 $7,708 $7,726 $2,897 $2,938
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,484 $2,526 $2,235 $2,356 $6,038 $7,672 $2,847 $3,064
Progressive $3,095 $2,922 $2,546 $2,673 $13,066 $14,709 $3,675 $3,936
State Farm $1,941 $1,941 $1,747 $1,747 $5,722 $7,203 $2,191 $2,505
Travelers $2,301 $2,348 $2,255 $2,265 $13,121 $21,045 $2,453 $2,864
USAA $1,476 $1,487 $1,373 $1,376 $4,793 $5,003 $1,908 $2,052

Moscow, AR Car Insurance Rates for Teens

How much is Moscow, Arkansas car insurance for teens? Compare rates from top Moscow car insurance companies below to help find the cheapest teen car insurance in Moscow, AR.

Annual Car Insurance Rates for Teen Drivers in Moscow, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,045 $13,145
Farmers $11,132 $11,591
GEICO $7,708 $7,726
Liberty Mutual $8,234 $9,082
Nationwide $6,038 $7,672
Progressive $13,066 $14,709
State Farm $5,722 $7,203
Travelers $13,121 $21,045
USAA $4,793 $5,003

Moscow, AR Car Insurance Rates for Seniors

Before seniors buy Moscow, Arkansas car insurance, they should make sure to shop around. Some Moscow, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Moscow, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,783 $2,987
Farmers $2,282 $2,404
GEICO $2,713 $2,637
Liberty Mutual $2,143 $2,398
Nationwide $2,235 $2,356
Progressive $2,546 $2,673
State Farm $1,747 $1,747
Travelers $2,255 $2,265
USAA $1,373 $1,376

Moscow, AR Car Insurance Rates by Credit History

How does your credit history affect Moscow, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Moscow, Arkansas

Insurance Company Poor Fair Good
Allstate $6,872 $5,237 $4,243
Farmers $5,468 $4,602 $4,385
GEICO $4,862 $3,998 $3,317
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,303 $3,479 $3,176
Progressive $6,600 $5,638 $5,246
State Farm $4,530 $2,724 $2,119
Travelers $6,987 $5,820 $5,437
USAA $3,220 $2,202 $1,878

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Moscow, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Moscow, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Moscow.

Annual Moscow, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,540 $5,677 $6,221 $5,364
Farmers $4,077 $5,225 $5,107 $4,865
GEICO $2,752 $4,224 $6,299 $2,962
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,852 $3,672 $4,953 $3,135
Progressive $5,023 $6,980 $5,288 $6,020
State Farm $2,860 $3,389 $3,125 $3,125
Travelers $5,100 $5,270 $7,693 $6,263
USAA $1,862 $2,374 $3,431 $2,067

Moscow, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Moscow, AR car insurance rates. Compare rates below to see which Moscow car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Moscow, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,221
Farmers $5,107
GEICO $6,299
Liberty Mutual $5,091
Nationwide $4,953
Progressive $5,288
State Farm $3,125
Travelers $7,693
USAA $3,431

Moscow, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Moscow, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Moscow companies based on commute time.

Annual Car Insurance Rates by Commute Length in Moscow, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,451 $5,451
Farmers $4,818 $4,818
GEICO $4,031 $4,087
Liberty Mutual $3,924 $3,924
Nationwide $3,653 $3,653
Progressive $5,828 $5,828
State Farm $3,047 $3,202
Travelers $6,081 $6,081
USAA $2,364 $2,503

Moscow, AR Cheapest Car Insurance Rates

How do the top Moscow, Arkansas car insurance companies’ average rates stack up against the Moscow average monthly car insurance rates of $365? Take a look and see.

Best Annual Car Insurance Rates by Company in Moscow, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Moscow, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Moscow, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Moscow, Arkansas

Insurance Company Average Annual Rates
Allstate $5,451
Farmers $4,818
GEICO $4,059
Liberty Mutual $3,924
Nationwide $3,653
Progressive $5,828
State Farm $3,125
Travelers $6,081
USAA $2,433

Other Factors Affecting Moscow, AR Car Insurance Rates

Before you buy Moscow, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Moscow, AR Traffic

Spending time in Moscow traffic can lead to higher car insurance rates. According to INRIX data, Moscow, AR ranks as the 4th-most congested with traffic in the world.

Moscow, AR Car Insurance Quotes

Compare Moscow, AR car insurance quotes from multiple companies by entering your ZIP code now.