Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Mount Olive, AL are $337/month
  • The cheapest car insurance company in Mount Olive for teen drivers is USAA
  • Average car insurance rates in Mount Olive, AL for senior drivers are $2,117/year

Average car insurance rates in Mount Olive, Alabama are $337 a month. But with a little research you can get a great deal from the top car insurance companies in Mount Olive, AL. Before you buy Mount Olive, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Mount Olive car insurance rates with Dothan car insurance rates, Birmingham car insurance rates, or Madison car insurance rates to make sure you’re getting the best Mount Olive, AL car insurance quotes available.

Need affordable Mount Olive, AL car insurance? Enter your ZIP code to compare Mount Olive car insurance quotes from multiple car insurance companies near you.

Mount Olive, AL Minimum Car Insurance Coverage

Mount Olive, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Mount Olive, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Mount Olive, AL Car Insurance Rates by Coverage Level

Some Mount Olive drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Mount Olive, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Mount Olive, Alabama

Insurance Company Low Medium High
Allstate $3,410 $3,535 $3,676
Farmers $4,408 $4,621 $5,027
GEICO $3,005 $3,236 $3,504
Liberty Mutual $5,363 $5,585 $5,884
Nationwide $2,858 $2,838 $2,897
Progressive $4,593 $5,089 $5,679
State Farm $5,099 $5,394 $5,708
Travelers $3,522 $3,789 $3,836
USAA $2,147 $2,213 $2,312

Mount Olive, AL Car Insurance Rates by Age, Gender, and Marital Status

Mount Olive, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Mount Olive, AL car insurance, get quotes from multiple car insurance companies in the Mount Olive area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Olive, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,109 $2,004 $1,913 $1,949 $7,520 $8,081 $2,349 $2,397
Farmers $2,647 $2,623 $2,362 $2,517 $10,461 $10,755 $3,006 $3,111
GEICO $2,292 $2,292 $2,178 $2,261 $6,182 $6,096 $2,423 $2,261
Liberty Mutual $3,226 $3,482 $2,637 $2,948 $12,074 $13,422 $3,436 $3,659
Nationwide $1,850 $1,872 $1,686 $1,743 $4,989 $6,415 $2,059 $2,302
Progressive $2,757 $2,571 $2,261 $2,429 $11,509 $12,806 $3,220 $3,408
State Farm $3,252 $3,252 $2,960 $2,960 $10,153 $12,679 $3,681 $4,267
Travelers $1,468 $1,489 $1,387 $1,382 $8,154 $12,886 $1,390 $1,570
USAA $1,377 $1,394 $1,284 $1,254 $4,153 $4,601 $1,796 $1,934

Mount Olive, AL Car Insurance Rates for Teens

How much is Mount Olive, Alabama car insurance for teens? Compare rates from top Mount Olive car insurance companies below to help find the cheapest teen car insurance in Mount Olive, AL.

Annual Car Insurance Rates for Teen Drivers in Mount Olive, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,520 $8,081
Farmers $10,461 $10,755
GEICO $6,182 $6,096
Liberty Mutual $12,074 $13,422
Nationwide $4,989 $6,415
Progressive $11,509 $12,806
State Farm $10,153 $12,679
Travelers $8,154 $12,886
USAA $4,153 $4,601

Mount Olive, AL Car Insurance Rates for Seniors

Before seniors buy Mount Olive, Alabama car insurance, they should make sure to shop around. Some Mount Olive, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Mount Olive, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,913 $1,949
Farmers $2,362 $2,517
GEICO $2,178 $2,261
Liberty Mutual $2,637 $2,948
Nationwide $1,686 $1,743
Progressive $2,261 $2,429
State Farm $2,960 $2,960
Travelers $1,387 $1,382
USAA $1,284 $1,254

Mount Olive, AL Car Insurance Rates by Credit History

How does your credit history affect Mount Olive, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Mount Olive, Alabama

Insurance Company Poor Fair Good
Allstate $4,363 $3,442 $2,816
Farmers $5,246 $4,524 $4,286
GEICO $4,135 $2,945 $2,664
Liberty Mutual $8,028 $4,935 $3,869
Nationwide $3,458 $2,696 $2,438
Progressive $5,765 $4,958 $4,637
State Farm $8,760 $4,432 $3,009
Travelers $4,045 $3,517 $3,586
USAA $2,991 $1,945 $1,736

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Mount Olive, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Mount Olive, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Mount Olive.

Annual Mount Olive, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,996 $3,544 $4,224 $3,397
Farmers $3,937 $5,108 $4,982 $4,714
GEICO $2,174 $3,528 $4,396 $2,894
Liberty Mutual $4,394 $6,136 $5,985 $5,927
Nationwide $2,505 $2,505 $3,650 $2,797
Progressive $4,622 $5,829 $4,962 $5,067
State Farm $4,853 $6,069 $5,340 $5,340
Travelers $3,094 $3,244 $4,768 $3,757
USAA $1,709 $2,149 $3,191 $1,848

Mount Olive, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Mount Olive, AL car insurance rates. Compare rates below to see which Mount Olive car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Mount Olive, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,224
Farmers $4,982
GEICO $4,396
Liberty Mutual $5,985
Nationwide $3,650
Progressive $4,962
State Farm $5,340
Travelers $4,768
USAA $3,191

Mount Olive, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Mount Olive, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Mount Olive companies based on commute time.

Annual Car Insurance Rates by Commute Length in Mount Olive, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,540 $3,540
Farmers $4,685 $4,685
GEICO $3,191 $3,305
Liberty Mutual $5,611 $5,611
Nationwide $2,864 $2,864
Progressive $5,120 $5,120
State Farm $5,270 $5,531
Travelers $3,716 $3,716
USAA $2,122 $2,326

Mount Olive, AL Cheapest Car Insurance Rates

How do the top Mount Olive, Alabama car insurance companies’ average rates stack up against the Mount Olive average monthly car insurance rates of $337? Take a look and see.

Best Annual Car Insurance Rates by Company in Mount Olive, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Mount Olive, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Mount Olive, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Mount Olive, Alabama

Insurance Company Average Annual Rates
Allstate $3,540
Farmers $4,685
GEICO $3,248
Liberty Mutual $5,611
Nationwide $2,864
Progressive $5,120
State Farm $5,400
Travelers $3,716
USAA $2,224

Other Factors Affecting Mount Olive, AL Car Insurance Rates

Before you buy Mount Olive, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Mount Olive, AL Commute Time

How does your Mount Olive, AL commute time compare with the average driver? In Mount Olive, the average commute is 18.0 minutes.

Mount Olive, AL Car Insurance Quotes

Compare Mount Olive, AL car insurance quotes from multiple companies by entering your ZIP code now.