Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The annual number of car thefts in Mountain Brook is 6.
  • Average car insurance rates in Mountain Brook, AL for senior drivers are $2,018/year
  • Average car insurance rates in Mountain Brook, AL are $323/month

Average car insurance rates in Mountain Brook, Alabama are $323 a month. But with a little research you can get a great deal from the top car insurance companies in Mountain Brook, AL. Before you buy Mountain Brook, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Mountain Brook car insurance rates with Madison car insurance rates, Dothan car insurance rates, or Decatur car insurance rates to make sure you’re getting the best Mountain Brook, AL car insurance quotes available.

Need affordable Mountain Brook, AL car insurance? Enter your ZIP code to compare Mountain Brook car insurance quotes from multiple car insurance companies near you.

Mountain Brook, AL Minimum Car Insurance Coverage

Mountain Brook, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Mountain Brook, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Mountain Brook, AL Car Insurance Rates by Coverage Level

Some Mountain Brook drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Mountain Brook, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Mountain Brook, Alabama

Insurance Company Low Medium High
Allstate $3,519 $3,647 $3,791
Farmers $3,872 $4,064 $4,434
GEICO $2,841 $3,079 $3,355
Liberty Mutual $4,749 $4,964 $5,251
Nationwide $2,846 $2,833 $2,894
Progressive $4,528 $4,972 $5,465
State Farm $5,095 $5,392 $5,701
Travelers $3,430 $3,690 $3,738
USAA $2,055 $2,119 $2,216

Mountain Brook, AL Car Insurance Rates by Age, Gender, and Marital Status

Mountain Brook, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Mountain Brook, AL car insurance, get quotes from multiple car insurance companies in the Mountain Brook area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mountain Brook, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,147 $2,035 $1,954 $1,991 $7,846 $8,452 $2,377 $2,420
Farmers $2,315 $2,295 $2,064 $2,201 $9,251 $9,521 $2,626 $2,713
GEICO $2,181 $2,178 $2,089 $2,177 $5,892 $5,777 $2,305 $2,133
Liberty Mutual $2,859 $3,083 $2,345 $2,624 $10,778 $11,979 $3,029 $3,206
Nationwide $1,848 $1,869 $1,684 $1,741 $4,971 $6,395 $2,056 $2,299
Progressive $2,606 $2,426 $2,155 $2,288 $11,376 $12,680 $3,072 $3,304
State Farm $3,221 $3,221 $2,939 $2,939 $10,212 $12,743 $3,651 $4,242
Travelers $1,426 $1,445 $1,351 $1,345 $7,957 $12,562 $1,351 $1,518
USAA $1,322 $1,339 $1,234 $1,205 $3,967 $4,395 $1,722 $1,855

Mountain Brook, AL Car Insurance Rates for Teens

How much is Mountain Brook, Alabama car insurance for teens? Compare rates from top Mountain Brook car insurance companies below to help find the cheapest teen car insurance in Mountain Brook, AL.

Annual Car Insurance Rates for Teen Drivers in Mountain Brook, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,846 $8,452
Farmers $9,251 $9,521
GEICO $5,892 $5,777
Liberty Mutual $10,778 $11,979
Nationwide $4,971 $6,395
Progressive $11,376 $12,680
State Farm $10,212 $12,743
Travelers $7,957 $12,562
USAA $3,967 $4,395

Mountain Brook, AL Car Insurance Rates for Seniors

Before seniors buy Mountain Brook, Alabama car insurance, they should make sure to shop around. Some Mountain Brook, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Mountain Brook, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,954 $1,991
Farmers $2,064 $2,201
GEICO $2,089 $2,177
Liberty Mutual $2,345 $2,624
Nationwide $1,684 $1,741
Progressive $2,155 $2,288
State Farm $2,939 $2,939
Travelers $1,351 $1,345
USAA $1,234 $1,205

Mountain Brook, AL Car Insurance Rates by Credit History

How does your credit history affect Mountain Brook, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Mountain Brook, Alabama

Insurance Company Poor Fair Good
Allstate $4,494 $3,556 $2,908
Farmers $4,612 $3,984 $3,774
GEICO $3,935 $2,804 $2,536
Liberty Mutual $7,112 $4,397 $3,454
Nationwide $3,449 $2,691 $2,434
Progressive $5,587 $4,838 $4,541
State Farm $8,763 $4,425 $3,000
Travelers $3,939 $3,426 $3,493
USAA $2,863 $1,863 $1,663

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Mountain Brook, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Mountain Brook, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Mountain Brook.

Annual Mountain Brook, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,078 $3,651 $4,378 $3,503
Farmers $3,466 $4,498 $4,388 $4,142
GEICO $2,066 $3,358 $4,199 $2,744
Liberty Mutual $3,913 $5,456 $5,316 $5,267
Nationwide $2,499 $2,499 $3,643 $2,791
Progressive $4,490 $5,699 $4,852 $4,913
State Farm $4,839 $6,077 $5,334 $5,334
Travelers $3,013 $3,159 $4,648 $3,658
USAA $1,637 $2,058 $3,053 $1,771

Mountain Brook, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Mountain Brook, AL car insurance rates. Compare rates below to see which Mountain Brook car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Mountain Brook, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,378
Farmers $4,388
GEICO $4,199
Liberty Mutual $5,316
Nationwide $3,643
Progressive $4,852
State Farm $5,334
Travelers $4,648
USAA $3,053

Mountain Brook, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Mountain Brook, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Mountain Brook companies based on commute time.

Annual Car Insurance Rates by Commute Length in Mountain Brook, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,653 $3,653
Farmers $4,123 $4,123
GEICO $3,039 $3,144
Liberty Mutual $4,988 $4,988
Nationwide $2,858 $2,858
Progressive $4,988 $4,988
State Farm $5,265 $5,527
Travelers $3,619 $3,619
USAA $2,032 $2,227

Mountain Brook, AL Cheapest Car Insurance Rates

How do the top Mountain Brook, Alabama car insurance companies’ average rates stack up against the Mountain Brook average monthly car insurance rates of $323? Take a look and see.

Best Annual Car Insurance Rates by Company in Mountain Brook, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Mountain Brook, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Mountain Brook, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Mountain Brook, Alabama

Insurance Company Average Annual Rates
Allstate $3,653
Farmers $4,123
GEICO $3,092
Liberty Mutual $4,988
Nationwide $2,858
Progressive $4,988
State Farm $5,396
Travelers $3,619
USAA $2,130

Other Factors Affecting Mountain Brook, AL Car Insurance Rates

Before you buy Mountain Brook, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Mountain Brook, AL Car Theft Rates

The car theft rate in Mountain Brook, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Mountain Brook, Alabama is 6 stolen cars.

Mountain Brook, AL Commute Time

How does your Mountain Brook, AL commute time compare with the average driver? In Mountain Brook, the average commute is 17.8 minutes.

Mountain Brook, AL Car Insurance Quotes

Compare Mountain Brook, AL car insurance quotes from multiple companies by entering your ZIP code now.