Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Mulga, AL are $351/month
  • The cheapest car insurance company in Mulga after a DUI is USAA
  • The cheapest car insurance company in Mulga for teen drivers is USAA

Average car insurance rates in Mulga, Alabama are $351 a month. But with a little research you can get a great deal from the top car insurance companies in Mulga, AL. Before you buy Mulga, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Mulga car insurance rates with Birmingham car insurance rates, Montgomery car insurance rates, or Auburn car insurance rates to make sure you’re getting the best Mulga, AL car insurance quotes available.

Need affordable Mulga, AL car insurance? Enter your ZIP code to compare Mulga car insurance quotes from multiple car insurance companies near you.

Mulga, AL Minimum Car Insurance Coverage

Mulga, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Mulga, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Mulga, AL Car Insurance Rates by Coverage Level

Some Mulga drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Mulga, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Mulga, Alabama

Insurance Company Low Medium High
Allstate $3,446 $3,584 $3,745
Farmers $4,374 $4,585 $4,987
GEICO $3,128 $3,390 $3,695
Liberty Mutual $5,236 $5,465 $5,771
Nationwide $2,840 $2,831 $2,894
Progressive $5,142 $5,664 $6,281
State Farm $5,386 $5,715 $6,058
Travelers $4,098 $4,376 $4,400
USAA $2,099 $2,164 $2,262

Mulga, AL Car Insurance Rates by Age, Gender, and Marital Status

Mulga, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Mulga, AL car insurance, get quotes from multiple car insurance companies in the Mulga area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mulga, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,152 $2,046 $1,957 $1,993 $7,598 $8,160 $2,391 $2,438
Farmers $2,627 $2,603 $2,344 $2,498 $10,378 $10,669 $2,983 $3,087
GEICO $2,403 $2,406 $2,292 $2,390 $6,468 $6,361 $2,544 $2,368
Liberty Mutual $3,155 $3,406 $2,579 $2,885 $11,822 $13,147 $3,358 $3,573
Nationwide $1,847 $1,868 $1,682 $1,740 $4,962 $6,385 $2,055 $2,298
Progressive $3,076 $2,882 $2,520 $2,697 $12,734 $14,209 $3,606 $3,844
State Farm $3,444 $3,444 $3,138 $3,138 $10,746 $13,444 $3,900 $4,503
Travelers $1,707 $1,733 $1,609 $1,601 $9,419 $14,803 $1,614 $1,842
USAA $1,347 $1,365 $1,257 $1,228 $4,056 $4,495 $1,758 $1,894

Mulga, AL Car Insurance Rates for Teens

How much is Mulga, Alabama car insurance for teens? Compare rates from top Mulga car insurance companies below to help find the cheapest teen car insurance in Mulga, AL.

Annual Car Insurance Rates for Teen Drivers in Mulga, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,598 $8,160
Farmers $10,378 $10,669
GEICO $6,468 $6,361
Liberty Mutual $11,822 $13,147
Nationwide $4,962 $6,385
Progressive $12,734 $14,209
State Farm $10,746 $13,444
Travelers $9,419 $14,803
USAA $4,056 $4,495

Mulga, AL Car Insurance Rates for Seniors

Before seniors buy Mulga, Alabama car insurance, they should make sure to shop around. Some Mulga, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Mulga, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,957 $1,993
Farmers $2,344 $2,498
GEICO $2,292 $2,390
Liberty Mutual $2,579 $2,885
Nationwide $1,682 $1,740
Progressive $2,520 $2,697
State Farm $3,138 $3,138
Travelers $1,609 $1,601
USAA $1,257 $1,228

Mulga, AL Car Insurance Rates by Credit History

How does your credit history affect Mulga, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Mulga, Alabama

Insurance Company Poor Fair Good
Allstate $4,432 $3,490 $2,854
Farmers $5,205 $4,489 $4,252
GEICO $4,335 $3,087 $2,791
Liberty Mutual $7,855 $4,830 $3,788
Nationwide $3,444 $2,688 $2,432
Progressive $6,423 $5,513 $5,152
State Farm $9,283 $4,692 $3,184
Travelers $4,675 $4,060 $4,138
USAA $2,925 $1,902 $1,698

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Mulga, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Mulga, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Mulga.

Annual Mulga, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,045 $3,596 $4,279 $3,448
Farmers $3,906 $5,068 $4,943 $4,677
GEICO $2,281 $3,689 $4,608 $3,039
Liberty Mutual $4,302 $6,004 $5,856 $5,800
Nationwide $2,496 $2,496 $3,639 $2,788
Progressive $5,149 $6,481 $5,506 $5,648
State Farm $5,141 $6,427 $5,655 $5,655
Travelers $3,567 $3,742 $5,509 $4,346
USAA $1,672 $2,101 $3,119 $1,808

Mulga, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Mulga, AL car insurance rates. Compare rates below to see which Mulga car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Mulga, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,279
Farmers $4,943
GEICO $4,608
Liberty Mutual $5,856
Nationwide $3,639
Progressive $5,506
State Farm $5,655
Travelers $5,509
USAA $3,119

Mulga, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Mulga, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Mulga companies based on commute time.

Annual Car Insurance Rates by Commute Length in Mulga, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,592 $3,592
Farmers $4,649 $4,649
GEICO $3,342 $3,466
Liberty Mutual $5,491 $5,491
Nationwide $2,855 $2,855
Progressive $5,696 $5,696
State Farm $5,579 $5,860
Travelers $4,291 $4,291
USAA $2,076 $2,275

Mulga, AL Cheapest Car Insurance Rates

How do the top Mulga, Alabama car insurance companies’ average rates stack up against the Mulga average monthly car insurance rates of $351? Take a look and see.

Best Annual Car Insurance Rates by Company in Mulga, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Mulga, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Mulga, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Mulga, Alabama

Insurance Company Average Annual Rates
Allstate $3,592
Farmers $4,649
GEICO $3,404
Liberty Mutual $5,491
Nationwide $2,855
Progressive $5,696
State Farm $5,720
Travelers $4,291
USAA $2,175

Other Factors Affecting Mulga, AL Car Insurance Rates

Before you buy Mulga, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Mulga, AL Commute Time

How does your Mulga, AL commute time compare with the average driver? In Mulga, the average commute is 32.5 minutes.

Mulga, AL Car Insurance Quotes

Compare Mulga, AL car insurance quotes from multiple companies by entering your ZIP code now.