Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The annual number of car thefts in New Braunfels is 90.
  • Average car insurance rates in New Braunfels, TX are $362/month
  • Average car insurance rates in New Braunfels, TX for senior drivers are $2,606/year

Average car insurance rates in New Braunfels, Texas are $362 a month. But with a little research you can get a great deal from the top car insurance companies in New Braunfels, TX. Before you buy New Braunfels, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare New Braunfels car insurance rates with Dallas car insurance rates, Austin car insurance rates, or Houston car insurance rates to make sure you’re getting the best New Braunfels, TX car insurance quotes available.

Need affordable New Braunfels, TX car insurance? Enter your ZIP code to compare New Braunfels car insurance quotes from multiple car insurance companies near you.

New Braunfels, TX Minimum Car Insurance Coverage

New Braunfels, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in New Braunfels, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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New Braunfels, TX Car Insurance Rates by Coverage Level

Some New Braunfels drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your New Braunfels, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in New Braunfels, Texas

Insurance Company Low Medium High
Allstate $4,861 $4,920 $5,083
American Family $7,194 $7,495 $8,783
GEICO $3,110 $3,246 $3,503
Nationwide $3,737 $3,318 $3,339
Progressive $5,397 $5,657 $5,999
State Farm $2,752 $2,895 $3,058
USAA $2,245 $2,318 $2,421

New Braunfels, TX Car Insurance Rates by Age, Gender, and Marital Status

New Braunfels, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy New Braunfels, TX car insurance, get quotes from multiple car insurance companies in the New Braunfels area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Braunfels, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,187 $3,215 $3,144 $3,144 $8,544 $10,321 $3,955 $4,125
American Family $4,652 $5,206 $4,289 $4,952 $12,540 $16,465 $6,760 $7,727
GEICO $2,449 $2,641 $2,368 $2,682 $5,342 $5,533 $2,644 $2,632
Nationwide $2,179 $2,215 $1,928 $2,040 $6,149 $7,885 $2,557 $2,764
Progressive $3,089 $2,953 $2,720 $2,786 $12,535 $13,985 $3,673 $3,735
State Farm $2,027 $2,027 $1,804 $1,804 $4,869 $6,207 $2,204 $2,271
USAA $1,483 $1,487 $1,421 $1,405 $4,199 $4,556 $1,971 $2,101

New Braunfels, TX Car Insurance Rates for Teens

How much is New Braunfels, Texas car insurance for teens? Compare rates from top New Braunfels car insurance companies below to help find the cheapest teen car insurance in New Braunfels, TX.

Annual Car Insurance Rates for Teen Drivers in New Braunfels, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,544 $10,321
American Family $12,540 $16,465
GEICO $5,342 $5,533
Nationwide $6,149 $7,885
Progressive $12,535 $13,985
State Farm $4,869 $6,207
USAA $4,199 $4,556

New Braunfels, TX Car Insurance Rates for Seniors

Before seniors buy New Braunfels, Texas car insurance, they should make sure to shop around. Some New Braunfels, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in New Braunfels, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,144 $3,144
American Family $4,289 $4,952
GEICO $2,368 $2,682
Nationwide $1,928 $2,040
Progressive $2,720 $2,786
State Farm $1,804 $1,804
USAA $1,421 $1,405

New Braunfels, TX Car Insurance Rates by Credit History

How does your credit history affect New Braunfels, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in New Braunfels, Texas

Insurance Company Poor Fair Good
Allstate $6,284 $4,621 $3,959
American Family $10,718 $6,806 $5,948
GEICO $5,073 $2,872 $1,915
Nationwide $4,152 $3,339 $2,903
Progressive $6,444 $5,517 $5,093
State Farm $4,110 $2,557 $2,037
USAA $3,407 $1,980 $1,597

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New Braunfels, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your New Braunfels, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in New Braunfels.

Annual New Braunfels, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,834 $5,936 $6,215 $3,834
American Family $7,141 $9,061 $7,952 $7,141
GEICO $2,789 $3,685 $3,080 $3,592
Nationwide $3,009 $3,009 $4,446 $3,395
Progressive $4,950 $6,381 $5,808 $5,600
State Farm $2,576 $2,957 $3,496 $2,576
USAA $1,733 $2,564 $3,026 $1,989

New Braunfels, TX Car Insurance Rates With a DUI

Even a single DUI can increase your New Braunfels, TX car insurance rates. Compare rates below to see which New Braunfels car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in New Braunfels, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,215
American Family $7,952
GEICO $3,080
Nationwide $4,446
Progressive $5,808
State Farm $3,496
USAA $3,026

New Braunfels, TX Car Insurance Rates by ZIP Code

Just like New Braunfels car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how New Braunfels, TX car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in New Braunfels, Texas

ZIP Code Average Annual Rates
78132 $5,331
78135 $7,689

New Braunfels, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your New Braunfels, TX car insurance rates may be. Let’s take a look at average car insurance rates from top New Braunfels companies based on commute time.

Annual Car Insurance Rates by Commute Length in New Braunfels, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,836 $5,073
American Family $7,824 $7,824
GEICO $3,226 $3,347
Nationwide $3,465 $3,465
Progressive $5,684 $5,684
State Farm $2,902 $2,902
USAA $2,299 $2,357

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New Braunfels, TX Cheapest Car Insurance Rates

How do the top New Braunfels, Texas car insurance companies’ average rates stack up against the New Braunfels average monthly car insurance rates of $362? Take a look and see.

Best Annual Car Insurance Rates by Company in New Braunfels, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

New Braunfels, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top New Braunfels, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in New Braunfels, Texas

Insurance Company Average Annual Rates
Allstate $4,955
American Family $7,824
GEICO $3,286
Nationwide $3,465
Progressive $5,684
State Farm $2,902
USAA $2,328

Other Factors Affecting New Braunfels, TX Car Insurance Rates

Before you buy New Braunfels, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

New Braunfels, TX Car Theft Rates

The car theft rate in New Braunfels, TX will affect your car insurance rates. FBI data shows that the annual car theft rate for New Braunfels, Texas is 90 stolen cars.

New Braunfels, TX Commute Time

How does your New Braunfels, TX commute time compare with the average driver? In New Braunfels, the average commute is 25.0 minutes.

New Braunfels, TX Traffic

Spending time in New Braunfels traffic can lead to higher car insurance rates. According to INRIX data, New Braunfels, TX ranks as the 891st-most congested with traffic in the world.

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New Braunfels, TX Car Insurance Quotes

Compare New Braunfels, TX car insurance quotes from multiple companies by entering your ZIP code now.