Affordable Car Insurance Rates in New Braunfels, TX (2021)
Car insurance rates in New Braunfels, TX are $362/month on average. By law, Texas drivers need to carry at least 30/60/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple New Braunfels car insurance companies to get the coverage you need at the best rates available.
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Written by
Leslie Kasperowicz
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Reviewed by
Melanie Musson
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UPDATED: Apr 13, 2022
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- The annual number of car thefts in New Braunfels is 90.
- Average car insurance rates in New Braunfels, TX are $362/month
- Average car insurance rates in New Braunfels, TX for senior drivers are $2,606/year
Average car insurance rates in New Braunfels, Texas are $362 a month. But with a little research you can get a great deal from the top car insurance companies in New Braunfels, TX. Before you buy New Braunfels, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.
It may even be helpful to compare New Braunfels car insurance rates with Dallas car insurance rates, Austin car insurance rates, or Houston car insurance rates to make sure you’re getting the best New Braunfels, TX car insurance quotes available.
Need affordable New Braunfels, TX car insurance? Enter your ZIP code to compare New Braunfels car insurance quotes from multiple car insurance companies near you.
Table of Contents
New Braunfels, TX Minimum Car Insurance Coverage
New Braunfels, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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New Braunfels, TX Car Insurance Rates by Coverage Level
Some New Braunfels drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your New Braunfels, Texas car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,861 | $4,920 | $5,083 |
| American Family | $7,194 | $7,495 | $8,783 |
| GEICO | $3,110 | $3,246 | $3,503 |
| Nationwide | $3,737 | $3,318 | $3,339 |
| Progressive | $5,397 | $5,657 | $5,999 |
| State Farm | $2,752 | $2,895 | $3,058 |
| USAA | $2,245 | $2,318 | $2,421 |
New Braunfels, TX Car Insurance Rates by Age, Gender, and Marital Status
New Braunfels, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy New Braunfels, TX car insurance, get quotes from multiple car insurance companies in the New Braunfels area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,187 | $3,215 | $3,144 | $3,144 | $8,544 | $10,321 | $3,955 | $4,125 |
| American Family | $4,652 | $5,206 | $4,289 | $4,952 | $12,540 | $16,465 | $6,760 | $7,727 |
| GEICO | $2,449 | $2,641 | $2,368 | $2,682 | $5,342 | $5,533 | $2,644 | $2,632 |
| Nationwide | $2,179 | $2,215 | $1,928 | $2,040 | $6,149 | $7,885 | $2,557 | $2,764 |
| Progressive | $3,089 | $2,953 | $2,720 | $2,786 | $12,535 | $13,985 | $3,673 | $3,735 |
| State Farm | $2,027 | $2,027 | $1,804 | $1,804 | $4,869 | $6,207 | $2,204 | $2,271 |
| USAA | $1,483 | $1,487 | $1,421 | $1,405 | $4,199 | $4,556 | $1,971 | $2,101 |
New Braunfels, TX Car Insurance Rates for Teens
How much is New Braunfels, Texas car insurance for teens? Compare rates from top New Braunfels car insurance companies below to help find the cheapest teen car insurance in New Braunfels, TX.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,544 | $10,321 |
| American Family | $12,540 | $16,465 |
| GEICO | $5,342 | $5,533 |
| Nationwide | $6,149 | $7,885 |
| Progressive | $12,535 | $13,985 |
| State Farm | $4,869 | $6,207 |
| USAA | $4,199 | $4,556 |
New Braunfels, TX Car Insurance Rates for Seniors
Before seniors buy New Braunfels, Texas car insurance, they should make sure to shop around. Some New Braunfels, TX car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,144 | $3,144 |
| American Family | $4,289 | $4,952 |
| GEICO | $2,368 | $2,682 |
| Nationwide | $1,928 | $2,040 |
| Progressive | $2,720 | $2,786 |
| State Farm | $1,804 | $1,804 |
| USAA | $1,421 | $1,405 |
New Braunfels, TX Car Insurance Rates by Credit History
How does your credit history affect New Braunfels, TX car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,284 | $4,621 | $3,959 |
| American Family | $10,718 | $6,806 | $5,948 |
| GEICO | $5,073 | $2,872 | $1,915 |
| Nationwide | $4,152 | $3,339 | $2,903 |
| Progressive | $6,444 | $5,517 | $5,093 |
| State Farm | $4,110 | $2,557 | $2,037 |
| USAA | $3,407 | $1,980 | $1,597 |
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New Braunfels, TX Car Insurance Rates by Driver History
How does a single speeding ticket affect your New Braunfels, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in New Braunfels.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,834 | $5,936 | $6,215 | $3,834 |
| American Family | $7,141 | $9,061 | $7,952 | $7,141 |
| GEICO | $2,789 | $3,685 | $3,080 | $3,592 |
| Nationwide | $3,009 | $3,009 | $4,446 | $3,395 |
| Progressive | $4,950 | $6,381 | $5,808 | $5,600 |
| State Farm | $2,576 | $2,957 | $3,496 | $2,576 |
| USAA | $1,733 | $2,564 | $3,026 | $1,989 |
New Braunfels, TX Car Insurance Rates With a DUI
Even a single DUI can increase your New Braunfels, TX car insurance rates. Compare rates below to see which New Braunfels car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,215 |
| American Family | $7,952 |
| GEICO | $3,080 |
| Nationwide | $4,446 |
| Progressive | $5,808 |
| State Farm | $3,496 |
| USAA | $3,026 |
New Braunfels, TX Car Insurance Rates by ZIP Code
Just like New Braunfels car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how New Braunfels, TX car insurance rates fluctuate by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 78132 | $5,331 |
| 78135 | $7,689 |
New Braunfels, TX Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your New Braunfels, TX car insurance rates may be. Let’s take a look at average car insurance rates from top New Braunfels companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,836 | $5,073 |
| American Family | $7,824 | $7,824 |
| GEICO | $3,226 | $3,347 |
| Nationwide | $3,465 | $3,465 |
| Progressive | $5,684 | $5,684 |
| State Farm | $2,902 | $2,902 |
| USAA | $2,299 | $2,357 |
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New Braunfels, TX Cheapest Car Insurance Rates
How do the top New Braunfels, Texas car insurance companies’ average rates stack up against the New Braunfels average monthly car insurance rates of $362? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
New Braunfels, TX Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top New Braunfels, Texas car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,955 |
| American Family | $7,824 |
| GEICO | $3,286 |
| Nationwide | $3,465 |
| Progressive | $5,684 |
| State Farm | $2,902 |
| USAA | $2,328 |
Other Factors Affecting New Braunfels, TX Car Insurance Rates
Before you buy New Braunfels, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
New Braunfels, TX Car Theft Rates
The car theft rate in New Braunfels, TX will affect your car insurance rates. FBI data shows that the annual car theft rate for New Braunfels, Texas is 90 stolen cars.
New Braunfels, TX Commute Time
How does your New Braunfels, TX commute time compare with the average driver? In New Braunfels, the average commute is 25.0 minutes.
New Braunfels, TX Traffic
Spending time in New Braunfels traffic can lead to higher car insurance rates. According to INRIX data, New Braunfels, TX ranks as the 891st-most congested with traffic in the world.
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New Braunfels, TX Car Insurance Quotes
Compare New Braunfels, TX car insurance quotes from multiple companies by entering your ZIP code now.