Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The annual number of car thefts in New Hope is 11.
  • Average car insurance rates in New Hope, AL for senior drivers are $1,917/year
  • The cheapest car insurance company in New Hope for teen drivers is USAA

Average car insurance rates in New Hope, Alabama are $303 a month. But with a little research you can get a great deal from the top car insurance companies in New Hope, AL. Before you buy New Hope, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare New Hope car insurance rates with Mobile car insurance rates, Montgomery car insurance rates, or Decatur car insurance rates to make sure you’re getting the best New Hope, AL car insurance quotes available.

Need affordable New Hope, AL car insurance? Enter your ZIP code to compare New Hope car insurance quotes from multiple car insurance companies near you.

New Hope, AL Minimum Car Insurance Coverage

New Hope, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in New Hope, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

New Hope, AL Car Insurance Rates by Coverage Level

Some New Hope drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your New Hope, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in New Hope, Alabama

Insurance Company Low Medium High
Allstate $3,477 $3,592 $3,725
Farmers $3,901 $4,088 $4,443
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,697 $4,897 $5,165
Nationwide $2,626 $2,617 $2,677
Progressive $4,101 $4,570 $5,118
State Farm $4,552 $4,838 $5,142
Travelers $3,089 $3,313 $3,346
USAA $2,022 $2,089 $2,190

New Hope, AL Car Insurance Rates by Age, Gender, and Marital Status

New Hope, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy New Hope, AL car insurance, get quotes from multiple car insurance companies in the New Hope area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Hope, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,158 $2,056 $1,952 $1,990 $7,579 $8,154 $2,419 $2,475
Farmers $2,340 $2,318 $2,088 $2,225 $9,254 $9,512 $2,660 $2,754
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,840 $3,063 $2,334 $2,605 $10,567 $11,733 $3,014 $3,198
Nationwide $1,720 $1,740 $1,570 $1,622 $4,565 $5,863 $1,910 $2,131
Progressive $2,492 $2,333 $2,043 $2,187 $10,267 $11,451 $2,910 $3,088
State Farm $2,920 $2,920 $2,664 $2,664 $9,094 $11,373 $3,305 $3,812
Travelers $1,314 $1,333 $1,240 $1,236 $7,084 $11,121 $1,249 $1,415
USAA $1,303 $1,315 $1,218 $1,187 $3,927 $4,342 $1,691 $1,820

New Hope, AL Car Insurance Rates for Teens

How much is New Hope, Alabama car insurance for teens? Compare rates from top New Hope car insurance companies below to help find the cheapest teen car insurance in New Hope, AL.

Annual Car Insurance Rates for Teen Drivers in New Hope, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,579 $8,154
Farmers $9,254 $9,512
GEICO $4,963 $4,863
Liberty Mutual $10,567 $11,733
Nationwide $4,565 $5,863
Progressive $10,267 $11,451
State Farm $9,094 $11,373
Travelers $7,084 $11,121
USAA $3,927 $4,342

New Hope, AL Car Insurance Rates for Seniors

Before seniors buy New Hope, Alabama car insurance, they should make sure to shop around. Some New Hope, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in New Hope, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,952 $1,990
Farmers $2,088 $2,225
GEICO $1,810 $1,872
Liberty Mutual $2,334 $2,605
Nationwide $1,570 $1,622
Progressive $2,043 $2,187
State Farm $2,664 $2,664
Travelers $1,240 $1,236
USAA $1,218 $1,187

New Hope, AL Car Insurance Rates by Credit History

How does your credit history affect New Hope, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in New Hope, Alabama

Insurance Company Poor Fair Good
Allstate $4,439 $3,496 $2,858
Farmers $4,639 $4,002 $3,791
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,028 $4,331 $3,399
Nationwide $3,185 $2,486 $2,250
Progressive $5,184 $4,449 $4,156
State Farm $7,850 $3,977 $2,704
Travelers $3,540 $3,074 $3,133
USAA $2,815 $1,841 $1,645

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

New Hope, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your New Hope, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in New Hope.

Annual New Hope, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,054 $3,604 $4,279 $3,454
Farmers $3,481 $4,517 $4,406 $4,170
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $3,855 $5,381 $5,244 $5,197
Nationwide $2,313 $2,313 $3,356 $2,579
Progressive $4,147 $5,220 $4,467 $4,551
State Farm $4,354 $5,443 $4,790 $4,790
Travelers $2,708 $2,840 $4,159 $3,289
USAA $1,616 $2,033 $3,006 $1,747

New Hope, AL Car Insurance Rates With a DUI

Even a single DUI can increase your New Hope, AL car insurance rates. Compare rates below to see which New Hope car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in New Hope, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,279
Farmers $4,406
GEICO $3,548
Liberty Mutual $5,244
Nationwide $3,356
Progressive $4,467
State Farm $4,790
Travelers $4,159
USAA $3,006

New Hope, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your New Hope, AL car insurance rates may be. Let’s take a look at average car insurance rates from top New Hope companies based on commute time.

Annual Car Insurance Rates by Commute Length in New Hope, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,598 $3,598
Farmers $4,144 $4,144
GEICO $2,591 $2,683
Liberty Mutual $4,919 $4,919
Nationwide $2,640 $2,640
Progressive $4,596 $4,596
State Farm $4,725 $4,963
Travelers $3,249 $3,249
USAA $2,004 $2,196

New Hope, AL Cheapest Car Insurance Rates

How do the top New Hope, Alabama car insurance companies’ average rates stack up against the New Hope average monthly car insurance rates of $303? Take a look and see.

Best Annual Car Insurance Rates by Company in New Hope, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

New Hope, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top New Hope, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in New Hope, Alabama

Insurance Company Average Annual Rates
Allstate $3,598
Farmers $4,144
GEICO $2,637
Liberty Mutual $4,919
Nationwide $2,640
Progressive $4,596
State Farm $4,844
Travelers $3,249
USAA $2,100

Other Factors Affecting New Hope, AL Car Insurance Rates

Before you buy New Hope, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

New Hope, AL Car Theft Rates

The car theft rate in New Hope, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for New Hope, Alabama is 11 stolen cars.

New Hope, AL Commute Time

How does your New Hope, AL commute time compare with the average driver? In New Hope, the average commute is 28.1 minutes.

New Hope, AL Car Insurance Quotes

Compare New Hope, AL car insurance quotes from multiple companies by entering your ZIP code now.