Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Normal after a DUI is USAA
  • Average car insurance rates in Normal, AL are $296/month
  • Average car insurance rates in Normal, AL for senior drivers are $1,874/year

Average car insurance rates in Normal, Alabama are $296 a month. But with a little research you can get a great deal from the top car insurance companies in Normal, AL. Before you buy Normal, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Normal car insurance rates with Madison car insurance rates, Montgomery car insurance rates, or Huntsville car insurance rates to make sure you’re getting the best Normal, AL car insurance quotes available.

Need affordable Normal, AL car insurance? Enter your ZIP code to compare Normal car insurance quotes from multiple car insurance companies near you.

Normal, AL Minimum Car Insurance Coverage

Normal, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Normal, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Normal, AL Car Insurance Rates by Coverage Level

Some Normal drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Normal, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Normal, Alabama

Insurance Company Low Medium High
Allstate $3,116 $3,231 $3,364
Farmers $3,745 $3,917 $4,246
GEICO $2,361 $2,579 $2,832
Liberty Mutual $4,501 $4,707 $4,984
Nationwide $2,675 $2,670 $2,732
Progressive $4,195 $4,666 $5,194
State Farm $4,700 $5,000 $5,318
Travelers $2,983 $3,194 $3,219
USAA $1,900 $1,963 $2,059

Normal, AL Car Insurance Rates by Age, Gender, and Marital Status

Normal, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Normal, AL car insurance, get quotes from multiple car insurance companies in the Normal area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Normal, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,944 $1,852 $1,767 $1,800 $6,823 $7,348 $2,162 $2,203
Farmers $2,246 $2,227 $2,004 $2,132 $8,842 $9,102 $2,554 $2,649
GEICO $1,841 $1,833 $1,775 $1,851 $4,914 $4,785 $1,944 $1,783
Liberty Mutual $2,736 $2,952 $2,252 $2,518 $10,148 $11,275 $2,898 $3,068
Nationwide $1,750 $1,770 $1,597 $1,650 $4,665 $5,992 $1,944 $2,171
Progressive $2,483 $2,315 $2,047 $2,180 $10,604 $11,827 $2,911 $3,111
State Farm $3,002 $3,002 $2,744 $2,744 $9,436 $11,795 $3,399 $3,924
Travelers $1,280 $1,299 $1,208 $1,203 $6,812 $10,653 $1,218 $1,383
USAA $1,228 $1,242 $1,148 $1,120 $3,677 $4,068 $1,594 $1,715

Normal, AL Car Insurance Rates for Teens

How much is Normal, Alabama car insurance for teens? Compare rates from top Normal car insurance companies below to help find the cheapest teen car insurance in Normal, AL.

Annual Car Insurance Rates for Teen Drivers in Normal, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,823 $7,348
Farmers $8,842 $9,102
GEICO $4,914 $4,785
Liberty Mutual $10,148 $11,275
Nationwide $4,665 $5,992
Progressive $10,604 $11,827
State Farm $9,436 $11,795
Travelers $6,812 $10,653
USAA $3,677 $4,068

Normal, AL Car Insurance Rates for Seniors

Before seniors buy Normal, Alabama car insurance, they should make sure to shop around. Some Normal, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Normal, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,767 $1,800
Farmers $2,004 $2,132
GEICO $1,775 $1,851
Liberty Mutual $2,252 $2,518
Nationwide $1,597 $1,650
Progressive $2,047 $2,180
State Farm $2,744 $2,744
Travelers $1,208 $1,203
USAA $1,148 $1,120

Normal, AL Car Insurance Rates by Credit History

How does your credit history affect Normal, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Normal, Alabama

Insurance Company Poor Fair Good
Allstate $3,998 $3,145 $2,570
Farmers $4,441 $3,834 $3,633
GEICO $3,293 $2,351 $2,128
Liberty Mutual $6,750 $4,168 $3,275
Nationwide $3,246 $2,536 $2,295
Progressive $5,259 $4,541 $4,255
State Farm $8,115 $4,109 $2,793
Travelers $3,414 $2,963 $3,019
USAA $2,646 $1,729 $1,546

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Normal, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Normal, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Normal.

Annual Normal, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,751 $3,243 $3,846 $3,109
Farmers $3,337 $4,326 $4,219 $3,996
GEICO $1,736 $2,818 $3,506 $2,303
Liberty Mutual $3,712 $5,171 $5,044 $4,996
Nationwide $2,358 $2,358 $3,424 $2,630
Progressive $4,215 $5,337 $4,568 $4,619
State Farm $4,494 $5,631 $4,949 $4,949
Travelers $2,610 $2,738 $4,007 $3,173
USAA $1,520 $1,910 $2,823 $1,643

Normal, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Normal, AL car insurance rates. Compare rates below to see which Normal car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Normal, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,846
Farmers $4,219
GEICO $3,506
Liberty Mutual $5,044
Nationwide $3,424
Progressive $4,568
State Farm $4,949
Travelers $4,007
USAA $2,823

Normal, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Normal, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Normal companies based on commute time.

Annual Car Insurance Rates by Commute Length in Normal, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,237 $3,237
Farmers $3,969 $3,969
GEICO $2,546 $2,635
Liberty Mutual $4,731 $4,731
Nationwide $2,692 $2,692
Progressive $4,685 $4,685
State Farm $4,882 $5,129
Travelers $3,132 $3,132
USAA $1,884 $2,064

Normal, AL Cheapest Car Insurance Rates

How do the top Normal, Alabama car insurance companies’ average rates stack up against the Normal average monthly car insurance rates of $296? Take a look and see.

Best Annual Car Insurance Rates by Company in Normal, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Normal, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Normal, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Normal, Alabama

Insurance Company Average Annual Rates
Allstate $3,237
Farmers $3,969
GEICO $2,591
Liberty Mutual $4,731
Nationwide $2,692
Progressive $4,685
State Farm $5,006
Travelers $3,132
USAA $1,974

Normal, AL Car Insurance Quotes

Compare Normal, AL car insurance quotes from multiple companies by entering your ZIP code now.