Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in Oakdale after a DUI is Progressive
  • The cheapest car insurance company in Oakdale for teen drivers is GEICO
  • Average car insurance rates in Oakdale, NY are $469/month

Average car insurance rates in Oakdale, New York are $469 a month. But with a little research you can get a great deal from the top car insurance companies in Oakdale, NY. Before you buy Oakdale, New York car insurance, make sure your coverage meets or exceeds the New York minimum of 25/50/10.

It may even be helpful to compare Oakdale car insurance rates with Rochester car insurance rates, Mount Vernon car insurance rates, or New York car insurance rates to make sure you’re getting the best Oakdale, NY car insurance quotes available.

Need affordable Oakdale, NY car insurance? Enter your ZIP code to compare Oakdale car insurance quotes from multiple car insurance companies near you.

Oakdale, NY Minimum Car Insurance Coverage

Oakdale, New York law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Oakdale, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Oakdale, NY Car Insurance Rates by Coverage Level

Some Oakdale drivers can get by with the New York minimum coverage of 25/50/10. Other drivers may need more. See how much your Oakdale, New York car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Oakdale, New York

Insurance Company Low Medium High
Allstate $5,065 $5,520 $6,069
GEICO $3,429 $3,642 $3,919
Liberty Mutual $8,070 $8,505 $9,015
Nationwide $5,355 $5,713 $6,243
Progressive $4,928 $5,235 $5,685
State Farm $5,571 $5,971 $6,251
Travelers $5,051 $5,328 $5,824
USAA $4,742 $4,893 $5,144

Oakdale, NY Car Insurance Rates by Age, Gender, and Marital Status

Oakdale, New York car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Oakdale, NY car insurance, get quotes from multiple car insurance companies in the Oakdale area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oakdale, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,765 $3,463 $3,566 $3,591 $11,114 $11,811 $3,570 $3,529
GEICO $2,651 $2,547 $2,572 $2,534 $5,727 $8,466 $2,381 $2,429
Liberty Mutual $6,368 $6,368 $5,931 $5,931 $12,483 $18,034 $6,368 $6,758
Nationwide $4,246 $4,246 $3,990 $3,990 $7,951 $11,985 $4,246 $5,511
Progressive $3,227 $2,910 $2,498 $2,567 $11,073 $12,074 $4,081 $3,831
State Farm $3,767 $3,767 $3,307 $3,307 $11,114 $13,639 $4,167 $4,379
Travelers $3,883 $3,817 $3,549 $3,736 $9,150 $10,855 $4,067 $4,152
USAA $2,555 $2,512 $2,329 $2,331 $10,414 $12,337 $3,288 $3,645

Oakdale, NY Car Insurance Rates for Teens

How much is Oakdale, New York car insurance for teens? Compare rates from top Oakdale car insurance companies below to help find the cheapest teen car insurance in Oakdale, NY.

Annual Car Insurance Rates for Teen Drivers in Oakdale, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,114 $11,811
GEICO $5,727 $8,466
Liberty Mutual $12,483 $18,034
Nationwide $7,951 $11,985
Progressive $11,073 $12,074
State Farm $11,114 $13,639
Travelers $9,150 $10,855
USAA $10,414 $12,337

Oakdale, NY Car Insurance Rates for Seniors

Before seniors buy Oakdale, New York car insurance, they should make sure to shop around. Some Oakdale, NY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Oakdale, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,566 $3,591
GEICO $2,572 $2,534
Liberty Mutual $5,931 $5,931
Nationwide $3,990 $3,990
Progressive $2,498 $2,567
State Farm $3,307 $3,307
Travelers $3,549 $3,736
USAA $2,329 $2,331

Oakdale, NY Car Insurance Rates by Credit History

How does your credit history affect Oakdale, NY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Oakdale, New York

Insurance Company Poor Fair Good
Allstate $8,120 $4,615 $3,919
GEICO $4,592 $3,372 $3,026
Liberty Mutual $11,955 $7,803 $5,832
Nationwide $5,770 $5,770 $5,770
Progressive $8,581 $4,222 $3,046
State Farm $8,374 $5,251 $4,168
Travelers $7,600 $4,636 $3,967
USAA $7,537 $3,851 $3,391

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Oakdale, NY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Oakdale, New York car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Oakdale.

Annual Oakdale, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,681 $4,681 $6,903 $5,941
GEICO $2,821 $3,077 $5,934 $2,821
Liberty Mutual $6,702 $6,702 $14,015 $6,702
Nationwide $4,346 $4,346 $9,941 $4,450
Progressive $5,125 $5,125 $5,717 $5,162
State Farm $5,633 $5,633 $6,229 $6,229
Travelers $4,565 $5,795 $5,874 $5,370
USAA $4,387 $4,459 $6,400 $4,459

Oakdale, NY Car Insurance Rates With a DUI

Even a single DUI can increase your Oakdale, NY car insurance rates. Compare rates below to see which Oakdale car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Oakdale, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,903
GEICO $5,934
Liberty Mutual $14,015
Nationwide $9,941
Progressive $5,717
State Farm $6,229
Travelers $5,874
USAA $6,400

Oakdale, NY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Oakdale, NY car insurance rates may be. Let’s take a look at average car insurance rates from top Oakdale companies based on commute time.

Annual Car Insurance Rates by Commute Length in Oakdale, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,473 $5,629
GEICO $3,556 $3,771
Liberty Mutual $8,283 $8,777
Nationwide $5,770 $5,770
Progressive $5,283 $5,283
State Farm $5,712 $6,150
Travelers $5,401 $5,401
USAA $4,876 $4,977

Oakdale, NY Cheapest Car Insurance Rates

How do the top Oakdale, New York car insurance companies’ average rates stack up against the Oakdale average monthly car insurance rates of $469? Take a look and see.

Best Annual Car Insurance Rates by Company in Oakdale, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Oakdale, NY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Oakdale, New York car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Oakdale, New York

Insurance Company Average Annual Rates
Allstate $5,551
GEICO $3,663
Liberty Mutual $8,530
Nationwide $5,770
Progressive $5,283
State Farm $5,931
Travelers $5,401
USAA $4,926

Other Factors Affecting Oakdale, NY Car Insurance Rates

Before you buy Oakdale, New York car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Oakdale, NY Commute Time

How does your Oakdale, NY commute time compare with the average driver? In Oakdale, the average commute is 33.3 minutes.

Oakdale, NY Car Insurance Quotes

Compare Oakdale, NY car insurance quotes from multiple companies by entering your ZIP code now.