Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Ogden after a DUI is State Farm
  • The cheapest car insurance company in Ogden for teen drivers is USAA
  • Average car insurance rates in Ogden, AR for senior drivers are $2,200/year

Average car insurance rates in Ogden, Arkansas are $350 a month. But with a little research you can get a great deal from the top car insurance companies in Ogden, AR. Before you buy Ogden, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Ogden car insurance rates with North Little Rock car insurance rates, Jonesboro car insurance rates, or Fayetteville car insurance rates to make sure you’re getting the best Ogden, AR car insurance quotes available.

Need affordable Ogden, AR car insurance? Enter your ZIP code to compare Ogden car insurance quotes from multiple car insurance companies near you.

Ogden, AR Minimum Car Insurance Coverage

Ogden, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Ogden, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Ogden, AR Car Insurance Rates by Coverage Level

Some Ogden drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Ogden, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Ogden, Arkansas

Insurance Company Low Medium High
Allstate $5,307 $5,426 $5,551
Farmers $4,303 $4,466 $4,758
GEICO $3,433 $3,561 $3,691
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $3,882 $3,758 $3,859
Progressive $4,713 $5,052 $5,663
State Farm $2,628 $2,746 $2,873
Travelers $5,992 $6,310 $6,576
USAA $2,022 $2,092 $2,182

Ogden, AR Car Insurance Rates by Age, Gender, and Marital Status

Ogden, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Ogden, AR car insurance, get quotes from multiple car insurance companies in the Ogden area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ogden, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,149 $3,200 $2,774 $2,977 $10,925 $13,011 $3,529 $3,860
Farmers $2,473 $2,461 $2,213 $2,324 $10,214 $10,581 $2,829 $2,980
GEICO $2,619 $2,595 $2,419 $2,351 $6,655 $6,691 $2,565 $2,601
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,721 $2,579 $2,238 $2,337 $11,515 $12,976 $3,254 $3,520
State Farm $1,746 $1,746 $1,554 $1,554 $4,948 $6,221 $1,965 $2,258
Travelers $2,361 $2,409 $2,316 $2,327 $13,599 $21,887 $2,517 $2,926
USAA $1,302 $1,317 $1,204 $1,215 $4,031 $4,231 $1,676 $1,810

Ogden, AR Car Insurance Rates for Teens

How much is Ogden, Arkansas car insurance for teens? Compare rates from top Ogden car insurance companies below to help find the cheapest teen car insurance in Ogden, AR.

Annual Car Insurance Rates for Teen Drivers in Ogden, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,925 $13,011
Farmers $10,214 $10,581
GEICO $6,655 $6,691
Liberty Mutual $8,693 $9,570
Nationwide $6,216 $7,979
Progressive $11,515 $12,976
State Farm $4,948 $6,221
Travelers $13,599 $21,887
USAA $4,031 $4,231

Ogden, AR Car Insurance Rates for Seniors

Before seniors buy Ogden, Arkansas car insurance, they should make sure to shop around. Some Ogden, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Ogden, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,774 $2,977
Farmers $2,213 $2,324
GEICO $2,419 $2,351
Liberty Mutual $2,330 $2,596
Nationwide $2,364 $2,513
Progressive $2,238 $2,337
State Farm $1,554 $1,554
Travelers $2,316 $2,327
USAA $1,204 $1,215

Ogden, AR Car Insurance Rates by Credit History

How does your credit history affect Ogden, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Ogden, Arkansas

Insurance Company Poor Fair Good
Allstate $6,840 $5,213 $4,231
Farmers $5,131 $4,299 $4,097
GEICO $4,269 $3,507 $2,911
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,545 $3,642 $3,312
Progressive $5,829 $4,973 $4,625
State Farm $3,982 $2,398 $1,867
Travelers $7,227 $6,024 $5,628
USAA $2,786 $1,896 $1,613

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Ogden, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Ogden, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Ogden.

Annual Ogden, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,522 $5,642 $6,202 $5,346
Farmers $3,816 $4,879 $4,770 $4,572
GEICO $2,403 $3,704 $5,555 $2,586
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,433 $6,160 $4,659 $5,318
State Farm $2,529 $2,969 $2,749 $2,749
Travelers $5,277 $5,453 $7,964 $6,477
USAA $1,614 $2,040 $2,949 $1,791

Ogden, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Ogden, AR car insurance rates. Compare rates below to see which Ogden car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Ogden, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,202
Farmers $4,770
GEICO $5,555
Liberty Mutual $5,469
Nationwide $5,241
Progressive $4,659
State Farm $2,749
Travelers $7,964
USAA $2,949

Ogden, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Ogden, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Ogden companies based on commute time.

Annual Car Insurance Rates by Commute Length in Ogden, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,428 $5,428
Farmers $4,509 $4,509
GEICO $3,541 $3,583
Liberty Mutual $4,220 $4,220
Nationwide $3,833 $3,833
Progressive $5,142 $5,142
State Farm $2,684 $2,814
Travelers $6,293 $6,293
USAA $2,039 $2,158

Ogden, AR Cheapest Car Insurance Rates

How do the top Ogden, Arkansas car insurance companies’ average rates stack up against the Ogden average monthly car insurance rates of $350? Take a look and see.

Best Annual Car Insurance Rates by Company in Ogden, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Ogden, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Ogden, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Ogden, Arkansas

Insurance Company Average Annual Rates
Allstate $5,428
Farmers $4,509
GEICO $3,562
Liberty Mutual $4,220
Nationwide $3,833
Progressive $5,142
State Farm $2,749
Travelers $6,293
USAA $2,098

Other Factors Affecting Ogden, AR Car Insurance Rates

Before you buy Ogden, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Ogden, AR Commute Time

How does your Ogden, AR commute time compare with the average driver? In Ogden, the average commute is 20.3 minutes.

Ogden, AR Traffic

Spending time in Ogden traffic can lead to higher car insurance rates. According to INRIX data, Ogden, AR ranks as the 931st-most congested with traffic in the world.

Ogden, AR Car Insurance Quotes

Compare Ogden, AR car insurance quotes from multiple companies by entering your ZIP code now.