Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Okolona after a DUI is State Farm
  • Average car insurance rates in Okolona, AR are $346/month
  • The cheapest car insurance company in Okolona for teen drivers is USAA

Average car insurance rates in Okolona, Arkansas are $346 a month. But with a little research you can get a great deal from the top car insurance companies in Okolona, AR. Before you buy Okolona, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Okolona car insurance rates with Bentonville car insurance rates, Fayetteville car insurance rates, or Hot Springs car insurance rates to make sure you’re getting the best Okolona, AR car insurance quotes available.

Need affordable Okolona, AR car insurance? Enter your ZIP code to compare Okolona car insurance quotes from multiple car insurance companies near you.

Okolona, AR Minimum Car Insurance Coverage

Okolona, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Okolona, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Okolona, AR Car Insurance Rates by Coverage Level

Some Okolona drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Okolona, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Okolona, Arkansas

Insurance Company Low Medium High
Allstate $5,239 $5,357 $5,483
Farmers $3,946 $4,098 $4,369
GEICO $3,433 $3,561 $3,691
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $3,882 $3,758 $3,859
Progressive $5,083 $5,375 $5,882
State Farm $2,621 $2,736 $2,861
Travelers $5,679 $5,949 $6,167
USAA $2,132 $2,212 $2,314

Okolona, AR Car Insurance Rates by Age, Gender, and Marital Status

Okolona, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Okolona, AR car insurance, get quotes from multiple car insurance companies in the Okolona area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Okolona, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,113 $3,165 $2,743 $2,943 $10,777 $12,829 $3,490 $3,816
Farmers $2,257 $2,243 $2,018 $2,121 $9,411 $9,740 $2,587 $2,726
GEICO $2,619 $2,595 $2,419 $2,351 $6,655 $6,691 $2,565 $2,601
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,886 $2,741 $2,369 $2,475 $12,170 $13,713 $3,462 $3,759
State Farm $1,755 $1,755 $1,557 $1,557 $4,894 $6,164 $1,973 $2,261
Travelers $2,249 $2,295 $2,202 $2,212 $12,792 $20,508 $2,397 $2,800
USAA $1,372 $1,389 $1,269 $1,282 $4,273 $4,484 $1,770 $1,913

Okolona, AR Car Insurance Rates for Teens

How much is Okolona, Arkansas car insurance for teens? Compare rates from top Okolona car insurance companies below to help find the cheapest teen car insurance in Okolona, AR.

Annual Car Insurance Rates for Teen Drivers in Okolona, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,777 $12,829
Farmers $9,411 $9,740
GEICO $6,655 $6,691
Liberty Mutual $8,242 $9,071
Nationwide $6,216 $7,979
Progressive $12,170 $13,713
State Farm $4,894 $6,164
Travelers $12,792 $20,508
USAA $4,273 $4,484

Okolona, AR Car Insurance Rates for Seniors

Before seniors buy Okolona, Arkansas car insurance, they should make sure to shop around. Some Okolona, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Okolona, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,743 $2,943
Farmers $2,018 $2,121
GEICO $2,419 $2,351
Liberty Mutual $2,316 $2,583
Nationwide $2,364 $2,513
Progressive $2,369 $2,475
State Farm $1,557 $1,557
Travelers $2,202 $2,212
USAA $1,269 $1,282

Okolona, AR Car Insurance Rates by Credit History

How does your credit history affect Okolona, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Okolona, Arkansas

Insurance Company Poor Fair Good
Allstate $6,753 $5,148 $4,178
Farmers $4,708 $3,946 $3,759
GEICO $4,269 $3,507 $2,911
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,545 $3,642 $3,312
Progressive $6,183 $5,264 $4,894
State Farm $3,968 $2,389 $1,861
Travelers $6,815 $5,677 $5,303
USAA $2,946 $2,005 $1,706

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Okolona, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Okolona, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Okolona.

Annual Okolona, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,468 $5,572 $6,121 $5,278
Farmers $3,497 $4,480 $4,378 $4,197
GEICO $2,403 $3,704 $5,555 $2,586
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,694 $6,525 $4,929 $5,639
State Farm $2,525 $2,954 $2,740 $2,740
Travelers $4,975 $5,141 $7,503 $6,109
USAA $1,706 $2,159 $3,118 $1,893

Okolona, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Okolona, AR car insurance rates. Compare rates below to see which Okolona car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Okolona, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,121
Farmers $4,378
GEICO $5,555
Liberty Mutual $5,277
Nationwide $5,241
Progressive $4,929
State Farm $2,740
Travelers $7,503
USAA $3,118

Okolona, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Okolona, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Okolona companies based on commute time.

Annual Car Insurance Rates by Commute Length in Okolona, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,360 $5,360
Farmers $4,138 $4,138
GEICO $3,541 $3,583
Liberty Mutual $4,090 $4,090
Nationwide $3,833 $3,833
Progressive $5,447 $5,447
State Farm $2,675 $2,804
Travelers $5,932 $5,932
USAA $2,155 $2,283

Okolona, AR Cheapest Car Insurance Rates

How do the top Okolona, Arkansas car insurance companies’ average rates stack up against the Okolona average monthly car insurance rates of $346? Take a look and see.

Best Annual Car Insurance Rates by Company in Okolona, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Okolona, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Okolona, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Okolona, Arkansas

Insurance Company Average Annual Rates
Allstate $5,360
Farmers $4,138
GEICO $3,562
Liberty Mutual $4,090
Nationwide $3,833
Progressive $5,447
State Farm $2,740
Travelers $5,932
USAA $2,219

Other Factors Affecting Okolona, AR Car Insurance Rates

Before you buy Okolona, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Okolona, AR Commute Time

How does your Okolona, AR commute time compare with the average driver? In Okolona, the average commute is 31.9 minutes.

Okolona, AR Car Insurance Quotes

Compare Okolona, AR car insurance quotes from multiple companies by entering your ZIP code now.