Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Palmyra after a DUI is Progressive
  • The cheapest car insurance company in Palmyra for teen drivers is GEICO
  • Average car insurance rates in Palmyra, NJ are $424/month

Average car insurance rates in Palmyra, New Jersey are $424 a month. But with a little research you can get a great deal from the top car insurance companies in Palmyra, NJ. Before you buy Palmyra, New Jersey car insurance, make sure your coverage meets or exceeds the New Jersey minimum of 15/30/5.

It may even be helpful to compare Palmyra car insurance rates with Jersey City car insurance rates, Elizabeth car insurance rates, or Bayonne car insurance rates to make sure you’re getting the best Palmyra, NJ car insurance quotes available.

Need affordable Palmyra, NJ car insurance? Enter your ZIP code to compare Palmyra car insurance quotes from multiple car insurance companies near you.

Palmyra, NJ Minimum Car Insurance Coverage

Palmyra, New Jersey law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Palmyra, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Palmyra, NJ Car Insurance Rates by Coverage Level

Some Palmyra drivers can get by with the New Jersey minimum coverage of 15/30/5. Other drivers may need more. See how much your Palmyra, New Jersey car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Palmyra, New Jersey

Insurance Company Low Medium High
Allstate $4,432 $4,852 $5,070
Farmers $6,149 $6,851 $7,678
GEICO $2,511 $2,868 $3,068
Liberty Mutual $5,958 $6,907 $7,224
Progressive $3,114 $3,537 $3,785
State Farm $6,424 $7,018 $7,335
Travelers $3,692 $4,056 $4,422

Palmyra, NJ Car Insurance Rates by Age, Gender, and Marital Status

Palmyra, New Jersey car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Palmyra, NJ car insurance, get quotes from multiple car insurance companies in the Palmyra area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palmyra, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,886 $2,873 $2,802 $2,802 $9,023 $11,016 $3,391 $3,485
Farmers $4,371 $4,411 $4,264 $4,175 $12,759 $14,686 $5,194 $5,281
GEICO $2,296 $2,262 $2,250 $2,250 $4,174 $4,098 $2,653 $2,544
Liberty Mutual $4,441 $4,441 $4,876 $4,876 $11,465 $13,005 $4,876 $5,592
Progressive $1,816 $1,678 $1,644 $1,698 $8,065 $8,769 $2,138 $2,020
State Farm $4,039 $4,039 $3,664 $3,664 $13,251 $17,000 $4,606 $5,144
Travelers $3,043 $2,962 $2,827 $2,859 $6,955 $7,900 $2,962 $2,944

Palmyra, NJ Car Insurance Rates for Teens

How much is Palmyra, New Jersey car insurance for teens? Compare rates from top Palmyra car insurance companies below to help find the cheapest teen car insurance in Palmyra, NJ.

Annual Car Insurance Rates for Teen Drivers in Palmyra, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,023 $11,016
Farmers $12,759 $14,686
GEICO $4,174 $4,098
Liberty Mutual $11,465 $13,005
Progressive $8,065 $8,769
State Farm $13,251 $17,000
Travelers $6,955 $7,900

Palmyra, NJ Car Insurance Rates for Seniors

Before seniors buy Palmyra, New Jersey car insurance, they should make sure to shop around. Some Palmyra, NJ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Palmyra, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,802 $2,802
Farmers $4,264 $4,175
GEICO $2,250 $2,250
Liberty Mutual $4,876 $4,876
Progressive $1,644 $1,698
State Farm $3,664 $3,664
Travelers $2,827 $2,859

Palmyra, NJ Car Insurance Rates by Credit History

How does your credit history affect Palmyra, NJ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Palmyra, New Jersey

Insurance Company Poor Fair Good
Allstate $6,652 $4,308 $3,394
Farmers $8,222 $6,409 $6,047
GEICO $4,242 $2,439 $1,767
Liberty Mutual $8,486 $6,292 $5,311
Progressive $3,895 $3,401 $3,140
State Farm $10,015 $6,046 $4,716
Travelers $5,441 $3,995 $2,734

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Palmyra, NJ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Palmyra, New Jersey car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Palmyra.

Annual Palmyra, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,596 $5,954 $5,221 $4,368
Farmers $5,350 $9,060 $7,380 $5,781
GEICO $2,189 $2,880 $4,006 $2,189
Liberty Mutual $6,431 $7,361 $6,563 $6,431
Progressive $2,984 $4,026 $3,422 $3,481
State Farm $3,770 $6,853 $11,006 $6,073
Travelers $3,117 $4,627 $4,484 $3,999

Palmyra, NJ Car Insurance Rates With a DUI

Even a single DUI can increase your Palmyra, NJ car insurance rates. Compare rates below to see which Palmyra car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Palmyra, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,221
Farmers $7,380
GEICO $4,006
Liberty Mutual $6,563
Progressive $3,422
State Farm $11,006
Travelers $4,484

Palmyra, NJ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Palmyra, NJ car insurance rates may be. Let’s take a look at average car insurance rates from top Palmyra companies based on commute time.

Annual Car Insurance Rates by Commute Length in Palmyra, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,776 $4,794
Farmers $6,893 $6,893
GEICO $2,792 $2,840
Liberty Mutual $6,631 $6,761
Progressive $3,479 $3,479
State Farm $6,747 $7,105
Travelers $4,057 $4,057

Palmyra, NJ Cheapest Car Insurance Rates

How do the top Palmyra, New Jersey car insurance companies’ average rates stack up against the Palmyra average monthly car insurance rates of $424? Take a look and see.

Best Annual Car Insurance Rates by Company in Palmyra, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Palmyra, NJ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Palmyra, New Jersey car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Palmyra, New Jersey

Insurance Company Average Annual Rates
Allstate $4,785
Farmers $6,893
GEICO $2,816
Liberty Mutual $6,696
Progressive $3,479
State Farm $6,926
Travelers $4,057

Other Factors Affecting Palmyra, NJ Car Insurance Rates

Before you buy Palmyra, New Jersey car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Palmyra, NJ Commute Time

How does your Palmyra, NJ commute time compare with the average driver? In Palmyra, the average commute is 26.0 minutes.

Palmyra, NJ Car Insurance Quotes

Compare Palmyra, NJ car insurance quotes from multiple companies by entering your ZIP code now.