Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Palo Verde after a DUI is GEICO
  • The cheapest car insurance company in Palo Verde for teen drivers is GEICO
  • Average car insurance rates in Palo Verde, AZ are $334/month

Average car insurance rates in Palo Verde, Arizona are $334 a month. But with a little research you can get a great deal from the top car insurance companies in Palo Verde, AZ. Before you buy Palo Verde, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Palo Verde car insurance rates with Glendale car insurance rates, Scottsdale car insurance rates, or Tempe car insurance rates to make sure you’re getting the best Palo Verde, AZ car insurance quotes available.

Need affordable Palo Verde, AZ car insurance? Enter your ZIP code to compare Palo Verde car insurance quotes from multiple car insurance companies near you.

Palo Verde, AZ Minimum Car Insurance Coverage

Palo Verde, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Palo Verde, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Palo Verde, AZ Car Insurance Rates by Coverage Level

Some Palo Verde drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Palo Verde, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Palo Verde, Arizona

Insurance Company Low Medium High
Allstate $5,454 $5,860 $6,172
American Family $4,483 $4,811 $4,692
Farmers $4,286 $5,027 $5,619
GEICO $1,914 $2,325 $2,631
Nationwide $3,771 $3,968 $4,052
Progressive $3,277 $3,755 $4,040
State Farm $4,141 $4,666 $4,960
Travelers $2,772 $3,161 $3,400
USAA $2,790 $3,026 $3,160

Palo Verde, AZ Car Insurance Rates by Age, Gender, and Marital Status

Palo Verde, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Palo Verde, AZ car insurance, get quotes from multiple car insurance companies in the Palo Verde area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palo Verde, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,146 $4,146 $4,030 $4,030 $8,982 $11,622 $4,635 $5,039
American Family $3,075 $3,075 $2,823 $2,823 $8,156 $10,670 $3,075 $3,600
Farmers $2,705 $2,696 $2,410 $2,566 $11,413 $11,799 $3,061 $3,168
GEICO $1,566 $1,742 $1,326 $1,691 $4,470 $4,696 $1,429 $1,402
Nationwide $2,647 $2,702 $2,359 $2,509 $6,498 $8,367 $3,050 $3,308
Progressive $2,048 $1,798 $1,835 $1,744 $8,354 $9,330 $2,210 $2,204
State Farm $2,811 $2,811 $2,477 $2,477 $8,557 $10,740 $3,023 $3,816
Travelers $1,970 $2,074 $1,823 $1,938 $5,675 $7,129 $2,086 $2,193
USAA $1,649 $1,662 $1,531 $1,563 $6,011 $6,984 $2,175 $2,362

Palo Verde, AZ Car Insurance Rates for Teens

How much is Palo Verde, Arizona car insurance for teens? Compare rates from top Palo Verde car insurance companies below to help find the cheapest teen car insurance in Palo Verde, AZ.

Annual Car Insurance Rates for Teen Drivers in Palo Verde, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,982 $11,622
American Family $8,156 $10,670
Farmers $11,413 $11,799
GEICO $4,470 $4,696
Nationwide $6,498 $8,367
Progressive $8,354 $9,330
State Farm $8,557 $10,740
Travelers $5,675 $7,129
USAA $6,011 $6,984

Palo Verde, AZ Car Insurance Rates for Seniors

Before seniors buy Palo Verde, Arizona car insurance, they should make sure to shop around. Some Palo Verde, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Palo Verde, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,030 $4,030
American Family $2,823 $2,823
Farmers $2,410 $2,566
GEICO $1,326 $1,691
Nationwide $2,359 $2,509
Progressive $1,835 $1,744
State Farm $2,477 $2,477
Travelers $1,823 $1,938
USAA $1,531 $1,563

Palo Verde, AZ Car Insurance Rates by Credit History

How does your credit history affect Palo Verde, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Palo Verde, Arizona

Insurance Company Poor Fair Good
Allstate $7,458 $5,303 $4,725
American Family $5,860 $4,365 $3,761
Farmers $5,682 $4,741 $4,508
GEICO $3,147 $2,064 $1,659
Nationwide $4,743 $3,758 $3,290
Progressive $4,123 $3,594 $3,354
State Farm $8,418 $3,281 $2,069
Travelers $3,795 $3,088 $2,451
USAA $3,963 $2,742 $2,271

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Palo Verde, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Palo Verde, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Palo Verde.

Annual Palo Verde, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,660 $5,918 $6,698 $6,038
American Family $3,312 $5,095 $6,394 $3,848
Farmers $4,202 $5,421 $5,291 $4,995
GEICO $1,776 $2,401 $3,207 $1,776
Nationwide $3,312 $3,486 $5,205 $3,717
Progressive $3,255 $4,283 $3,438 $3,785
State Farm $4,183 $4,995 $4,589 $4,589
Travelers $2,490 $3,239 $3,613 $3,101
USAA $2,183 $3,110 $4,107 $2,568

Palo Verde, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Palo Verde, AZ car insurance rates. Compare rates below to see which Palo Verde car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Palo Verde, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,698
American Family $6,394
Farmers $5,291
GEICO $3,207
Nationwide $5,205
Progressive $3,438
State Farm $4,589
Travelers $3,613
USAA $4,107

Palo Verde, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Palo Verde, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Palo Verde companies based on commute time.

Annual Car Insurance Rates by Commute Length in Palo Verde, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,829 $5,829
American Family $4,617 $4,707
Farmers $4,977 $4,977
GEICO $2,251 $2,329
Nationwide $3,930 $3,930
Progressive $3,690 $3,690
State Farm $4,476 $4,702
Travelers $3,111 $3,111
USAA $2,959 $3,025

Palo Verde, AZ Cheapest Car Insurance Rates

How do the top Palo Verde, Arizona car insurance companies’ average rates stack up against the Palo Verde average monthly car insurance rates of $334? Take a look and see.

Best Annual Car Insurance Rates by Company in Palo Verde, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Palo Verde, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Palo Verde, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Palo Verde, Arizona

Insurance Company Average Annual Rates
Allstate $5,829
American Family $4,662
Farmers $4,977
GEICO $2,290
Nationwide $3,930
Progressive $3,690
State Farm $4,589
Travelers $3,111
USAA $2,992

Palo Verde, AZ Car Insurance Quotes

Compare Palo Verde, AZ car insurance quotes from multiple companies by entering your ZIP code now.