Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Panola, AL for senior drivers are $2,006/year
  • Average car insurance rates in Panola, AL are $317/month
  • The cheapest car insurance company in Panola for teen drivers is USAA

Average car insurance rates in Panola, Alabama are $317 a month. But with a little research you can get a great deal from the top car insurance companies in Panola, AL. Before you buy Panola, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Panola car insurance rates with Hoover car insurance rates, Dothan car insurance rates, or Huntsville car insurance rates to make sure you’re getting the best Panola, AL car insurance quotes available.

Need affordable Panola, AL car insurance? Enter your ZIP code to compare Panola car insurance quotes from multiple car insurance companies near you.

Panola, AL Minimum Car Insurance Coverage

Panola, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Panola, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Panola, AL Car Insurance Rates by Coverage Level

Some Panola drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Panola, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Panola, Alabama

Insurance Company Low Medium High
Allstate $3,306 $3,410 $3,531
Farmers $3,986 $4,165 $4,512
GEICO $2,726 $2,919 $3,149
Liberty Mutual $4,995 $5,186 $5,443
Nationwide $2,624 $2,595 $2,649
Progressive $3,973 $4,398 $4,906
State Farm $4,278 $4,514 $4,767
Travelers $4,460 $4,812 $4,879
USAA $2,151 $2,216 $2,317

Panola, AL Car Insurance Rates by Age, Gender, and Marital Status

Panola, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Panola, AL car insurance, get quotes from multiple car insurance companies in the Panola area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Panola, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,106 $2,019 $1,889 $1,928 $7,009 $7,514 $2,396 $2,464
Farmers $2,414 $2,398 $2,158 $2,292 $9,313 $9,583 $2,748 $2,862
GEICO $2,127 $2,102 $1,993 $2,033 $5,465 $5,384 $2,245 $2,102
Liberty Mutual $3,075 $3,324 $2,521 $2,817 $10,950 $12,175 $3,287 $3,514
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,462 $2,322 $2,013 $2,151 $9,702 $10,836 $2,876 $3,042
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,868 $1,899 $1,744 $1,742 $10,299 $16,394 $1,761 $2,029
USAA $1,388 $1,414 $1,294 $1,274 $4,111 $4,567 $1,813 $1,963

Panola, AL Car Insurance Rates for Teens

How much is Panola, Alabama car insurance for teens? Compare rates from top Panola car insurance companies below to help find the cheapest teen car insurance in Panola, AL.

Annual Car Insurance Rates for Teen Drivers in Panola, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,009 $7,514
Farmers $9,313 $9,583
GEICO $5,465 $5,384
Liberty Mutual $10,950 $12,175
Nationwide $4,418 $5,752
Progressive $9,702 $10,836
State Farm $8,309 $10,427
Travelers $10,299 $16,394
USAA $4,111 $4,567

Panola, AL Car Insurance Rates for Seniors

Before seniors buy Panola, Alabama car insurance, they should make sure to shop around. Some Panola, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Panola, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,889 $1,928
Farmers $2,158 $2,292
GEICO $1,993 $2,033
Liberty Mutual $2,521 $2,817
Nationwide $1,577 $1,642
Progressive $2,013 $2,151
State Farm $2,520 $2,520
Travelers $1,744 $1,742
USAA $1,294 $1,274

Panola, AL Car Insurance Rates by Credit History

How does your credit history affect Panola, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Panola, Alabama

Insurance Company Poor Fair Good
Allstate $4,232 $3,309 $2,706
Farmers $4,736 $4,070 $3,857
GEICO $3,729 $2,659 $2,405
Liberty Mutual $7,468 $4,567 $3,588
Nationwide $3,171 $2,467 $2,229
Progressive $5,020 $4,276 $3,980
State Farm $7,329 $3,709 $2,520
Travelers $5,141 $4,461 $4,550
USAA $3,000 $1,947 $1,737

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Panola, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Panola, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Panola.

Annual Panola, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,927 $3,432 $4,020 $3,284
Farmers $3,550 $4,593 $4,480 $4,261
GEICO $1,994 $3,179 $3,878 $2,674
Liberty Mutual $4,085 $5,680 $5,566 $5,500
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $4,008 $5,005 $4,285 $4,404
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $3,928 $4,121 $6,036 $4,782
USAA $1,713 $2,146 $3,200 $1,853

Panola, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Panola, AL car insurance rates. Compare rates below to see which Panola car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Panola, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,020
Farmers $4,480
GEICO $3,878
Liberty Mutual $5,566
Nationwide $3,353
Progressive $4,285
State Farm $4,472
Travelers $6,036
USAA $3,200

Panola, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Panola, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Panola companies based on commute time.

Annual Car Insurance Rates by Commute Length in Panola, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,416 $3,416
Farmers $4,221 $4,221
GEICO $2,876 $2,987
Liberty Mutual $5,208 $5,208
Nationwide $2,623 $2,623
Progressive $4,425 $4,425
State Farm $4,410 $4,629
Travelers $4,717 $4,717
USAA $2,126 $2,330

Panola, AL Cheapest Car Insurance Rates

How do the top Panola, Alabama car insurance companies’ average rates stack up against the Panola average monthly car insurance rates of $317? Take a look and see.

Best Annual Car Insurance Rates by Company in Panola, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Panola, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Panola, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Panola, Alabama

Insurance Company Average Annual Rates
Allstate $3,416
Farmers $4,221
GEICO $2,931
Liberty Mutual $5,208
Nationwide $2,623
Progressive $4,425
State Farm $4,519
Travelers $4,717
USAA $2,228

Panola, AL Car Insurance Quotes

Compare Panola, AL car insurance quotes from multiple companies by entering your ZIP code now.