Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Pansey, AL are $280/month
  • Average car insurance rates in Pansey, AL for senior drivers are $1,793/year
  • The cheapest car insurance company in Pansey for teen drivers is USAA

Average car insurance rates in Pansey, Alabama are $280 a month. But with a little research you can get a great deal from the top car insurance companies in Pansey, AL. Before you buy Pansey, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Pansey car insurance rates with Montgomery car insurance rates, Huntsville car insurance rates, or Tuscaloosa car insurance rates to make sure you’re getting the best Pansey, AL car insurance quotes available.

Need affordable Pansey, AL car insurance? Enter your ZIP code to compare Pansey car insurance quotes from multiple car insurance companies near you.

Pansey, AL Minimum Car Insurance Coverage

Pansey, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Pansey, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Pansey, AL Car Insurance Rates by Coverage Level

Some Pansey drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Pansey, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Pansey, Alabama

Insurance Company Low Medium High
Allstate $3,014 $3,113 $3,225
Farmers $3,610 $3,777 $4,095
GEICO $2,385 $2,595 $2,843
Liberty Mutual $4,613 $4,819 $5,096
Nationwide $2,416 $2,437 $2,508
Progressive $3,715 $4,188 $4,749
State Farm $4,100 $4,348 $4,613
Travelers $2,828 $3,036 $3,066
USAA $1,820 $1,884 $1,982

Pansey, AL Car Insurance Rates by Age, Gender, and Marital Status

Pansey, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Pansey, AL car insurance, get quotes from multiple car insurance companies in the Pansey area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pansey, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,886 $1,801 $1,705 $1,739 $6,513 $7,013 $2,116 $2,164
Farmers $2,185 $2,168 $1,952 $2,075 $8,470 $8,714 $2,479 $2,573
GEICO $1,880 $1,862 $1,796 $1,856 $4,889 $4,766 $1,984 $1,829
Liberty Mutual $2,817 $3,042 $2,314 $2,586 $10,324 $11,478 $2,995 $3,186
Nationwide $1,616 $1,634 $1,477 $1,526 $4,196 $5,394 $1,790 $1,996
Progressive $2,305 $2,153 $1,888 $2,032 $9,407 $10,470 $2,676 $2,809
State Farm $2,648 $2,648 $2,406 $2,406 $8,116 $10,164 $2,994 $3,447
Travelers $1,235 $1,254 $1,158 $1,156 $6,424 $10,065 $1,176 $1,346
USAA $1,184 $1,201 $1,110 $1,089 $3,505 $3,882 $1,536 $1,657

Pansey, AL Car Insurance Rates for Teens

How much is Pansey, Alabama car insurance for teens? Compare rates from top Pansey car insurance companies below to help find the cheapest teen car insurance in Pansey, AL.

Annual Car Insurance Rates for Teen Drivers in Pansey, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,513 $7,013
Farmers $8,470 $8,714
GEICO $4,889 $4,766
Liberty Mutual $10,324 $11,478
Nationwide $4,196 $5,394
Progressive $9,407 $10,470
State Farm $8,116 $10,164
Travelers $6,424 $10,065
USAA $3,505 $3,882

Pansey, AL Car Insurance Rates for Seniors

Before seniors buy Pansey, Alabama car insurance, they should make sure to shop around. Some Pansey, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Pansey, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,705 $1,739
Farmers $1,952 $2,075
GEICO $1,796 $1,856
Liberty Mutual $2,314 $2,586
Nationwide $1,477 $1,526
Progressive $1,888 $2,032
State Farm $2,406 $2,406
Travelers $1,158 $1,156
USAA $1,110 $1,089

Pansey, AL Car Insurance Rates by Credit History

How does your credit history affect Pansey, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Pansey, Alabama

Insurance Company Poor Fair Good
Allstate $3,853 $3,025 $2,473
Farmers $4,288 $3,693 $3,500
GEICO $3,315 $2,366 $2,142
Liberty Mutual $6,927 $4,257 $3,343
Nationwide $2,952 $2,313 $2,096
Progressive $4,759 $4,083 $3,811
State Farm $7,058 $3,574 $2,429
Travelers $3,248 $2,815 $2,867
USAA $2,536 $1,663 $1,487

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Pansey, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Pansey, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Pansey.

Annual Pansey, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,657 $3,127 $3,690 $2,995
Farmers $3,220 $4,168 $4,065 $3,855
GEICO $1,764 $2,830 $3,486 $2,351
Liberty Mutual $3,799 $5,289 $5,167 $5,115
Nationwide $2,152 $2,152 $3,114 $2,397
Progressive $3,802 $4,784 $4,109 $4,175
State Farm $3,922 $4,881 $4,306 $4,306
Travelers $2,485 $2,608 $3,794 $3,020
USAA $1,461 $1,833 $2,708 $1,580

Pansey, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Pansey, AL car insurance rates. Compare rates below to see which Pansey car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Pansey, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,690
Farmers $4,065
GEICO $3,486
Liberty Mutual $5,167
Nationwide $3,114
Progressive $4,109
State Farm $4,306
Travelers $3,794
USAA $2,708

Pansey, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Pansey, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Pansey companies based on commute time.

Annual Car Insurance Rates by Commute Length in Pansey, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,117 $3,117
Farmers $3,827 $3,827
GEICO $2,560 $2,656
Liberty Mutual $4,843 $4,843
Nationwide $2,454 $2,454
Progressive $4,218 $4,218
State Farm $4,247 $4,460
Travelers $2,977 $2,977
USAA $1,809 $1,982

Pansey, AL Cheapest Car Insurance Rates

How do the top Pansey, Alabama car insurance companies’ average rates stack up against the Pansey average monthly car insurance rates of $280? Take a look and see.

Best Annual Car Insurance Rates by Company in Pansey, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Pansey, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Pansey, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Pansey, Alabama

Insurance Company Average Annual Rates
Allstate $3,117
Farmers $3,827
GEICO $2,608
Liberty Mutual $4,843
Nationwide $2,454
Progressive $4,218
State Farm $4,354
Travelers $2,977
USAA $1,896

Pansey, AL Car Insurance Quotes

Compare Pansey, AL car insurance quotes from multiple companies by entering your ZIP code now.