Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Paris after a DUI is State Farm
  • Average car insurance rates in Paris, AR for senior drivers are $1,987/year
  • Average car insurance rates in Paris, AR are $317/month

Average car insurance rates in Paris, Arkansas are $317 a month. But with a little research you can get a great deal from the top car insurance companies in Paris, AR. Before you buy Paris, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Paris car insurance rates with North Little Rock car insurance rates, Fort Smith car insurance rates, or Jonesboro car insurance rates to make sure you’re getting the best Paris, AR car insurance quotes available.

Need affordable Paris, AR car insurance? Enter your ZIP code to compare Paris car insurance quotes from multiple car insurance companies near you.

Paris, AR Minimum Car Insurance Coverage

Paris, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Paris, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Paris, AR Car Insurance Rates by Coverage Level

Some Paris drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Paris, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Paris, Arkansas

Insurance Company Low Medium High
Allstate $4,439 $4,561 $4,693
Farmers $3,676 $3,827 $4,098
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,595 $4,877 $5,368
State Farm $2,236 $2,334 $2,442
Travelers $5,566 $5,849 $6,082
USAA $1,939 $2,014 $2,112

Paris, AR Car Insurance Rates by Age, Gender, and Marital Status

Paris, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Paris, AR car insurance, get quotes from multiple car insurance companies in the Paris area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Paris, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,625 $2,653 $2,337 $2,500 $9,267 $11,063 $2,910 $3,160
Farmers $2,094 $2,082 $1,871 $1,970 $8,838 $9,151 $2,401 $2,527
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,620 $2,486 $2,152 $2,249 $11,063 $12,460 $3,140 $3,402
State Farm $1,493 $1,493 $1,327 $1,327 $4,189 $5,264 $1,678 $1,928
Travelers $2,181 $2,222 $2,152 $2,158 $12,640 $20,272 $2,333 $2,701
USAA $1,256 $1,270 $1,164 $1,175 $3,881 $4,069 $1,615 $1,744

Paris, AR Car Insurance Rates for Teens

How much is Paris, Arkansas car insurance for teens? Compare rates from top Paris car insurance companies below to help find the cheapest teen car insurance in Paris, AR.

Annual Car Insurance Rates for Teen Drivers in Paris, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,267 $11,063
Farmers $8,838 $9,151
GEICO $6,083 $6,098
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $11,063 $12,460
State Farm $4,189 $5,264
Travelers $12,640 $20,272
USAA $3,881 $4,069

Paris, AR Car Insurance Rates for Seniors

Before seniors buy Paris, Arkansas car insurance, they should make sure to shop around. Some Paris, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Paris, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,337 $2,500
Farmers $1,871 $1,970
GEICO $2,150 $2,090
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,152 $2,249
State Farm $1,327 $1,327
Travelers $2,152 $2,158
USAA $1,164 $1,175

Paris, AR Car Insurance Rates by Credit History

How does your credit history affect Paris, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Paris, Arkansas

Insurance Company Poor Fair Good
Allstate $5,735 $4,391 $3,567
Farmers $4,398 $3,689 $3,514
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,612 $4,782 $4,445
State Farm $3,382 $2,040 $1,590
Travelers $6,694 $5,584 $5,219
USAA $2,680 $1,828 $1,558

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Paris, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Paris, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Paris.

Annual Paris, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,790 $4,740 $5,231 $4,496
Farmers $3,267 $4,190 $4,093 $3,918
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,264 $5,925 $4,479 $5,119
State Farm $2,153 $2,522 $2,337 $2,337
Travelers $4,888 $5,050 $7,390 $6,002
USAA $1,558 $1,969 $2,834 $1,727

Paris, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Paris, AR car insurance rates. Compare rates below to see which Paris car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Paris, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,231
Farmers $4,093
GEICO $4,978
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,479
State Farm $2,337
Travelers $7,390
USAA $2,834

Paris, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Paris, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Paris companies based on commute time.

Annual Car Insurance Rates by Commute Length in Paris, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,564 $4,564
Farmers $3,867 $3,867
GEICO $3,187 $3,232
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $4,947 $4,947
State Farm $2,283 $2,392
Travelers $5,832 $5,832
USAA $1,964 $2,080

Paris, AR Cheapest Car Insurance Rates

How do the top Paris, Arkansas car insurance companies’ average rates stack up against the Paris average monthly car insurance rates of $317? Take a look and see.

Best Annual Car Insurance Rates by Company in Paris, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Paris, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Paris, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Paris, Arkansas

Insurance Company Average Annual Rates
Allstate $4,564
Farmers $3,867
GEICO $3,209
Liberty Mutual $3,892
Nationwide $3,583
Progressive $4,947
State Farm $2,337
Travelers $5,832
USAA $2,022

Other Factors Affecting Paris, AR Car Insurance Rates

Before you buy Paris, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Paris, AR Commute Time

How does your Paris, AR commute time compare with the average driver? In Paris, the average commute is 20.1 minutes.

Paris, AR Traffic

Spending time in Paris traffic can lead to higher car insurance rates. According to INRIX data, Paris, AR ranks as the 6th-most congested with traffic in the world.

Paris, AR Car Insurance Quotes

Compare Paris, AR car insurance quotes from multiple companies by entering your ZIP code now.