Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Parshall, ND for senior drivers are $2,364/year
  • The cheapest car insurance company in Parshall for teen drivers is USAA
  • The cheapest car insurance company in Parshall after a DUI is State Farm

Average car insurance rates in Parshall, North Dakota are $365 a month. But with a little research you can get a great deal from the top car insurance companies in Parshall, ND. Before you buy Parshall, North Dakota car insurance, make sure your coverage meets or exceeds the North Dakota minimum of 25/50/25.

It may even be helpful to compare Parshall car insurance rates with Dickinson car insurance rates, Minot car insurance rates, or Wahpeton car insurance rates to make sure you’re getting the best Parshall, ND car insurance quotes available.

Need affordable Parshall, ND car insurance? Enter your ZIP code to compare Parshall car insurance quotes from multiple car insurance companies near you.

Parshall, ND Minimum Car Insurance Coverage

Parshall, North Dakota law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Parshall, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Parshall, ND Car Insurance Rates by Coverage Level

Some Parshall drivers can get by with the North Dakota minimum coverage of 25/50/25. Other drivers may need more. See how much your Parshall, North Dakota car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Parshall, North Dakota

Insurance Company Low Medium High
Allstate $4,529 $4,613 $4,702
American Family $4,159 $4,230 $3,699
Farmers $3,086 $3,141 $3,234
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,831 $13,056 $13,445
Nationwide $2,635 $2,684 $2,776
Progressive $4,206 $4,308 $4,452
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

Parshall, ND Car Insurance Rates by Age, Gender, and Marital Status

Parshall, North Dakota car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Parshall, ND car insurance, get quotes from multiple car insurance companies in the Parshall area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Parshall, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,518 $2,531 $2,231 $2,368 $9,840 $11,641 $2,779 $3,011
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $1,874 $1,835 $1,673 $1,742 $6,775 $6,934 $2,137 $2,260
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,257 $7,845 $5,827 $7,059 $28,822 $32,136 $7,599 $8,338
Nationwide $1,935 $1,991 $1,729 $1,853 $4,255 $5,290 $2,195 $2,341
Progressive $2,483 $2,367 $2,008 $2,085 $9,191 $10,287 $3,054 $3,101
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

Parshall, ND Car Insurance Rates for Teens

How much is Parshall, North Dakota car insurance for teens? Compare rates from top Parshall car insurance companies below to help find the cheapest teen car insurance in Parshall, ND.

Annual Car Insurance Rates for Teen Drivers in Parshall, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,840 $11,641
American Family $6,100 $8,820
Farmers $6,775 $6,934
GEICO $4,150 $5,218
Liberty Mutual $28,822 $32,136
Nationwide $4,255 $5,290
Progressive $9,191 $10,287
State Farm $4,879 $6,182
USAA $3,928 $4,747

Parshall, ND Car Insurance Rates for Seniors

Before seniors buy Parshall, North Dakota car insurance, they should make sure to shop around. Some Parshall, ND car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Parshall, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,231 $2,368
American Family $2,612 $2,612
Farmers $1,673 $1,742
GEICO $1,863 $1,884
Liberty Mutual $5,827 $7,059
Nationwide $1,729 $1,853
Progressive $2,008 $2,085
State Farm $1,575 $1,575
USAA $927 $930

Parshall, ND Car Insurance Rates by Credit History

How does your credit history affect Parshall, ND car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Parshall, North Dakota

Insurance Company Poor Fair Good
Allstate $5,820 $4,427 $3,597
American Family $5,292 $3,681 $3,115
Farmers $3,654 $2,979 $2,828
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,074 $11,368 $8,889
Nationwide $3,293 $2,555 $2,248
Progressive $4,990 $4,170 $3,806
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

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Parshall, ND Car Insurance Rates by Driver History

How does a single speeding ticket affect your Parshall, North Dakota car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Parshall.

Annual Parshall, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,726 $4,103 $6,285 $4,345
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,652 $3,390 $3,350 $3,223
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,630 $13,123 $14,263 $13,426
Nationwide $1,978 $2,747 $3,812 $2,257
Progressive $3,987 $4,914 $4,033 $4,354
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Parshall, ND Car Insurance Rates With a DUI

Even a single DUI can increase your Parshall, ND car insurance rates. Compare rates below to see which Parshall car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Parshall, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,285
American Family $5,597
Farmers $3,350
GEICO $4,084
Liberty Mutual $14,263
Nationwide $3,812
Progressive $4,033
State Farm $2,757
USAA $2,854

Parshall, ND Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Parshall, ND car insurance rates may be. Let’s take a look at average car insurance rates from top Parshall companies based on commute time.

Annual Car Insurance Rates by Commute Length in Parshall, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,502 $4,728
American Family $3,979 $4,079
Farmers $3,154 $3,154
GEICO $2,663 $2,724
Liberty Mutual $13,110 $13,110
Nationwide $2,699 $2,699
Progressive $4,322 $4,322
State Farm $2,683 $2,831
USAA $2,008 $2,049

Parshall, ND Cheapest Car Insurance Rates

How do the top Parshall, North Dakota car insurance companies’ average rates stack up against the Parshall average monthly car insurance rates of $365? Take a look and see.

Best Annual Car Insurance Rates by Company in Parshall, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Parshall, ND Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Parshall, North Dakota car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Parshall, North Dakota

Insurance Company Average Annual Rates
Allstate $4,615
American Family $4,029
Farmers $3,154
GEICO $2,694
Liberty Mutual $13,110
Nationwide $2,699
Progressive $4,322
State Farm $2,757
USAA $2,028

Other Factors Affecting Parshall, ND Car Insurance Rates

Before you buy Parshall, North Dakota car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Parshall, ND Commute Time

How does your Parshall, ND commute time compare with the average driver? In Parshall, the average commute is 25.4 minutes.

Parshall, ND Car Insurance Quotes

Compare Parshall, ND car insurance quotes from multiple companies by entering your ZIP code now.