Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Pea Ridge, AR for senior drivers are $1,950/year
  • The cheapest car insurance company in Pea Ridge after a DUI is State Farm
  • The cheapest car insurance company in Pea Ridge for teen drivers is USAA

Average car insurance rates in Pea Ridge, Arkansas are $318 a month. But with a little research you can get a great deal from the top car insurance companies in Pea Ridge, AR. Before you buy Pea Ridge, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Pea Ridge car insurance rates with Little Rock car insurance rates, Pine Bluff car insurance rates, or Hot Springs car insurance rates to make sure you’re getting the best Pea Ridge, AR car insurance quotes available.

Need affordable Pea Ridge, AR car insurance? Enter your ZIP code to compare Pea Ridge car insurance quotes from multiple car insurance companies near you.

Pea Ridge, AR Minimum Car Insurance Coverage

Pea Ridge, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Pea Ridge, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Pea Ridge, AR Car Insurance Rates by Coverage Level

Some Pea Ridge drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Pea Ridge, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Pea Ridge, Arkansas

Insurance Company Low Medium High
Allstate $4,665 $4,792 $4,928
Farmers $3,677 $3,843 $4,139
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,771 $3,672 $3,792
Progressive $4,273 $4,592 $5,152
State Farm $2,442 $2,582 $2,731
Travelers $5,432 $5,743 $6,011
USAA $2,103 $2,185 $2,290

Pea Ridge, AR Car Insurance Rates by Age, Gender, and Marital Status

Pea Ridge, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Pea Ridge, AR car insurance, get quotes from multiple car insurance companies in the Pea Ridge area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pea Ridge, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,693 $2,706 $2,412 $2,576 $9,910 $11,893 $2,961 $3,208
Farmers $2,065 $2,049 $1,841 $1,944 $9,005 $9,321 $2,374 $2,493
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,533 $2,577 $2,279 $2,401 $6,227 $7,903 $2,910 $3,130
Progressive $2,417 $2,273 $1,990 $2,088 $10,640 $11,956 $2,888 $3,126
State Farm $1,589 $1,589 $1,437 $1,437 $4,778 $5,992 $1,794 $2,062
Travelers $2,070 $2,104 $2,078 $2,077 $12,558 $20,181 $2,233 $2,531
USAA $1,337 $1,343 $1,244 $1,243 $4,312 $4,500 $1,717 $1,842

Pea Ridge, AR Car Insurance Rates for Teens

How much is Pea Ridge, Arkansas car insurance for teens? Compare rates from top Pea Ridge car insurance companies below to help find the cheapest teen car insurance in Pea Ridge, AR.

Annual Car Insurance Rates for Teen Drivers in Pea Ridge, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,910 $11,893
Farmers $9,005 $9,321
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,227 $7,903
Progressive $10,640 $11,956
State Farm $4,778 $5,992
Travelers $12,558 $20,181
USAA $4,312 $4,500

Pea Ridge, AR Car Insurance Rates for Seniors

Before seniors buy Pea Ridge, Arkansas car insurance, they should make sure to shop around. Some Pea Ridge, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Pea Ridge, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,412 $2,576
Farmers $1,841 $1,944
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,279 $2,401
Progressive $1,990 $2,088
State Farm $1,437 $1,437
Travelers $2,078 $2,077
USAA $1,244 $1,243

Pea Ridge, AR Car Insurance Rates by Credit History

How does your credit history affect Pea Ridge, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Pea Ridge, Arkansas

Insurance Company Poor Fair Good
Allstate $6,014 $4,621 $3,750
Farmers $4,413 $3,712 $3,534
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,424 $3,563 $3,248
Progressive $5,271 $4,526 $4,220
State Farm $3,743 $2,255 $1,757
Travelers $6,557 $5,492 $5,138
USAA $2,898 $1,985 $1,694

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Pea Ridge, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Pea Ridge, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Pea Ridge.

Annual Pea Ridge, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,947 $4,971 $5,537 $4,726
Farmers $3,276 $4,217 $4,120 $3,932
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,925 $3,765 $5,075 $3,215
Progressive $4,020 $5,623 $4,229 $4,817
State Farm $2,360 $2,810 $2,585 $2,585
Travelers $4,793 $4,950 $7,291 $5,882
USAA $1,679 $2,137 $3,090 $1,864

Pea Ridge, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Pea Ridge, AR car insurance rates. Compare rates below to see which Pea Ridge car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Pea Ridge, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,537
Farmers $4,120
GEICO $4,432
Liberty Mutual $4,956
Nationwide $5,075
Progressive $4,229
State Farm $2,585
Travelers $7,291
USAA $3,090

Pea Ridge, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Pea Ridge, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Pea Ridge companies based on commute time.

Annual Car Insurance Rates by Commute Length in Pea Ridge, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,795 $4,795
Farmers $3,886 $3,886
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,745 $3,745
Progressive $4,672 $4,672
State Farm $2,522 $2,648
Travelers $5,729 $5,729
USAA $2,131 $2,254

Pea Ridge, AR Cheapest Car Insurance Rates

How do the top Pea Ridge, Arkansas car insurance companies’ average rates stack up against the Pea Ridge average monthly car insurance rates of $318? Take a look and see.

Best Annual Car Insurance Rates by Company in Pea Ridge, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Pea Ridge, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Pea Ridge, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Pea Ridge, Arkansas

Insurance Company Average Annual Rates
Allstate $4,795
Farmers $3,886
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,745
Progressive $4,672
State Farm $2,585
Travelers $5,729
USAA $2,192

Other Factors Affecting Pea Ridge, AR Car Insurance Rates

Before you buy Pea Ridge, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Pea Ridge, AR Commute Time

How does your Pea Ridge, AR commute time compare with the average driver? In Pea Ridge, the average commute is 24.7 minutes.

Pea Ridge, AR Car Insurance Quotes

Compare Pea Ridge, AR car insurance quotes from multiple companies by entering your ZIP code now.