Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Pearcy, AR for senior drivers are $2,236/year
  • The cheapest car insurance company in Pearcy after a DUI is USAA
  • The cheapest car insurance company in Pearcy for teen drivers is USAA

Average car insurance rates in Pearcy, Arkansas are $364 a month. But with a little research you can get a great deal from the top car insurance companies in Pearcy, AR. Before you buy Pearcy, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Pearcy car insurance rates with Rogers car insurance rates, Pine Bluff car insurance rates, or Fort Smith car insurance rates to make sure you’re getting the best Pearcy, AR car insurance quotes available.

Need affordable Pearcy, AR car insurance? Enter your ZIP code to compare Pearcy car insurance quotes from multiple car insurance companies near you.

Pearcy, AR Minimum Car Insurance Coverage

Pearcy, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Pearcy, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Pearcy, AR Car Insurance Rates by Coverage Level

Some Pearcy drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Pearcy, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Pearcy, Arkansas

Insurance Company Low Medium High
Allstate $5,218 $5,377 $5,543
Farmers $4,279 $4,463 $4,794
GEICO $3,547 $3,704 $3,865
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $4,125 $4,028 $4,193
Progressive $5,359 $5,755 $6,441
State Farm $2,935 $3,099 $3,268
Travelers $6,006 $6,364 $6,674
USAA $1,947 $2,019 $2,112

Pearcy, AR Car Insurance Rates by Age, Gender, and Marital Status

Pearcy, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Pearcy, AR car insurance, get quotes from multiple car insurance companies in the Pearcy area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pearcy, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,970 $2,975 $2,662 $2,846 $11,252 $13,544 $3,257 $3,526
Farmers $2,409 $2,390 $2,148 $2,267 $10,436 $10,807 $2,756 $2,883
GEICO $2,641 $2,604 $2,429 $2,361 $7,174 $7,166 $2,616 $2,653
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,780 $2,828 $2,496 $2,634 $6,841 $8,707 $3,195 $3,442
Progressive $3,013 $2,833 $2,484 $2,600 $13,346 $15,011 $3,609 $3,919
State Farm $1,906 $1,906 $1,721 $1,721 $5,732 $7,192 $2,153 $2,476
Travelers $2,310 $2,350 $2,302 $2,306 $13,862 $22,342 $2,481 $2,831
USAA $1,260 $1,274 $1,166 $1,177 $3,886 $4,077 $1,619 $1,748

Pearcy, AR Car Insurance Rates for Teens

How much is Pearcy, Arkansas car insurance for teens? Compare rates from top Pearcy car insurance companies below to help find the cheapest teen car insurance in Pearcy, AR.

Annual Car Insurance Rates for Teen Drivers in Pearcy, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,252 $13,544
Farmers $10,436 $10,807
GEICO $7,174 $7,166
Liberty Mutual $8,693 $9,570
Nationwide $6,841 $8,707
Progressive $13,346 $15,011
State Farm $5,732 $7,192
Travelers $13,862 $22,342
USAA $3,886 $4,077

Pearcy, AR Car Insurance Rates for Seniors

Before seniors buy Pearcy, Arkansas car insurance, they should make sure to shop around. Some Pearcy, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Pearcy, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,662 $2,846
Farmers $2,148 $2,267
GEICO $2,429 $2,361
Liberty Mutual $2,330 $2,596
Nationwide $2,496 $2,634
Progressive $2,484 $2,600
State Farm $1,721 $1,721
Travelers $2,302 $2,306
USAA $1,166 $1,177

Pearcy, AR Car Insurance Rates by Credit History

How does your credit history affect Pearcy, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Pearcy, Arkansas

Insurance Company Poor Fair Good
Allstate $6,750 $5,186 $4,202
Farmers $5,113 $4,314 $4,109
GEICO $4,437 $3,652 $3,028
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,859 $3,917 $3,570
Progressive $6,596 $5,669 $5,290
State Farm $4,495 $2,703 $2,103
Travelers $7,273 $6,083 $5,688
USAA $2,687 $1,831 $1,560

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Pearcy, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Pearcy, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Pearcy.

Annual Pearcy, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,402 $5,580 $6,235 $5,301
Farmers $3,813 $4,890 $4,788 $4,556
GEICO $2,527 $3,859 $5,717 $2,719
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $3,201 $4,137 $5,599 $3,524
Progressive $5,032 $7,050 $5,292 $6,033
State Farm $2,831 $3,370 $3,101 $3,101
Travelers $5,314 $5,490 $8,065 $6,523
USAA $1,561 $1,971 $2,842 $1,731

Pearcy, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Pearcy, AR car insurance rates. Compare rates below to see which Pearcy car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Pearcy, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,235
Farmers $4,788
GEICO $5,717
Liberty Mutual $5,469
Nationwide $5,599
Progressive $5,292
State Farm $3,101
Travelers $8,065
USAA $2,842

Pearcy, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Pearcy, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Pearcy companies based on commute time.

Annual Car Insurance Rates by Commute Length in Pearcy, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,379 $5,379
Farmers $4,512 $4,512
GEICO $3,675 $3,736
Liberty Mutual $4,220 $4,220
Nationwide $4,115 $4,115
Progressive $5,852 $5,852
State Farm $3,025 $3,176
Travelers $6,348 $6,348
USAA $1,968 $2,084

Pearcy, AR Cheapest Car Insurance Rates

How do the top Pearcy, Arkansas car insurance companies’ average rates stack up against the Pearcy average monthly car insurance rates of $364? Take a look and see.

Best Annual Car Insurance Rates by Company in Pearcy, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Pearcy, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Pearcy, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Pearcy, Arkansas

Insurance Company Average Annual Rates
Allstate $5,379
Farmers $4,512
GEICO $3,706
Liberty Mutual $4,220
Nationwide $4,115
Progressive $5,852
State Farm $3,101
Travelers $6,348
USAA $2,026

Pearcy, AR Car Insurance Quotes

Compare Pearcy, AR car insurance quotes from multiple companies by entering your ZIP code now.