Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Petrey, AL for senior drivers are $1,931/year
  • Average car insurance rates in Petrey, AL are $303/month
  • The cheapest car insurance company in Petrey for teen drivers is USAA

Average car insurance rates in Petrey, Alabama are $303 a month. But with a little research you can get a great deal from the top car insurance companies in Petrey, AL. Before you buy Petrey, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Petrey car insurance rates with Birmingham car insurance rates, Montgomery car insurance rates, or Madison car insurance rates to make sure you’re getting the best Petrey, AL car insurance quotes available.

Need affordable Petrey, AL car insurance? Enter your ZIP code to compare Petrey car insurance quotes from multiple car insurance companies near you.

Petrey, AL Minimum Car Insurance Coverage

Petrey, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Petrey, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Petrey, AL Car Insurance Rates by Coverage Level

Some Petrey drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Petrey, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Petrey, Alabama

Insurance Company Low Medium High
Allstate $3,083 $3,182 $3,294
Farmers $3,546 $3,690 $3,960
GEICO $2,433 $2,631 $2,867
Liberty Mutual $4,912 $5,110 $5,377
Nationwide $2,624 $2,595 $2,649
Progressive $4,299 $4,733 $5,225
State Farm $4,411 $4,630 $4,873
Travelers $3,690 $3,934 $3,947
USAA $2,065 $2,130 $2,231

Petrey, AL Car Insurance Rates by Age, Gender, and Marital Status

Petrey, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Petrey, AL car insurance, get quotes from multiple car insurance companies in the Petrey area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Petrey, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,964 $1,885 $1,764 $1,801 $6,532 $7,020 $2,232 $2,292
Farmers $2,146 $2,128 $1,919 $2,032 $8,193 $8,430 $2,450 $2,559
GEICO $1,919 $1,894 $1,817 $1,864 $4,936 $4,820 $2,027 $1,875
Liberty Mutual $3,021 $3,265 $2,483 $2,774 $10,830 $12,034 $3,221 $3,434
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,581 $2,426 $2,129 $2,255 $10,566 $11,797 $3,034 $3,232
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,597 $1,624 $1,487 $1,484 $8,335 $13,051 $1,514 $1,761
USAA $1,339 $1,364 $1,250 $1,232 $3,940 $4,375 $1,744 $1,890

Petrey, AL Car Insurance Rates for Teens

How much is Petrey, Alabama car insurance for teens? Compare rates from top Petrey car insurance companies below to help find the cheapest teen car insurance in Petrey, AL.

Annual Car Insurance Rates for Teen Drivers in Petrey, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,532 $7,020
Farmers $8,193 $8,430
GEICO $4,936 $4,820
Liberty Mutual $10,830 $12,034
Nationwide $4,418 $5,752
Progressive $10,566 $11,797
State Farm $8,362 $10,517
Travelers $8,335 $13,051
USAA $3,940 $4,375

Petrey, AL Car Insurance Rates for Seniors

Before seniors buy Petrey, Alabama car insurance, they should make sure to shop around. Some Petrey, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Petrey, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,764 $1,801
Farmers $1,919 $2,032
GEICO $1,817 $1,864
Liberty Mutual $2,483 $2,774
Nationwide $1,577 $1,642
Progressive $2,129 $2,255
State Farm $2,624 $2,624
Travelers $1,487 $1,484
USAA $1,250 $1,232

Petrey, AL Car Insurance Rates by Credit History

How does your credit history affect Petrey, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Petrey, Alabama

Insurance Company Poor Fair Good
Allstate $3,949 $3,087 $2,522
Farmers $4,184 $3,601 $3,412
GEICO $3,361 $2,399 $2,171
Liberty Mutual $7,356 $4,505 $3,538
Nationwide $3,171 $2,467 $2,229
Progressive $5,364 $4,598 $4,295
State Farm $7,514 $3,809 $2,592
Travelers $4,211 $3,646 $3,713
USAA $2,880 $1,873 $1,672

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Petrey, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Petrey, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Petrey.

Annual Petrey, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,735 $3,205 $3,740 $3,064
Farmers $3,138 $4,059 $3,958 $3,775
GEICO $1,796 $2,872 $3,506 $2,401
Liberty Mutual $4,025 $5,602 $5,483 $5,421
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $4,289 $5,390 $4,626 $4,706
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $3,213 $3,374 $4,920 $3,920
USAA $1,648 $2,063 $3,073 $1,783

Petrey, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Petrey, AL car insurance rates. Compare rates below to see which Petrey car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Petrey, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,740
Farmers $3,958
GEICO $3,506
Liberty Mutual $5,483
Nationwide $3,353
Progressive $4,626
State Farm $4,592
Travelers $4,920
USAA $3,073

Petrey, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Petrey, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Petrey companies based on commute time.

Annual Car Insurance Rates by Commute Length in Petrey, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,186 $3,186
Farmers $3,732 $3,732
GEICO $2,594 $2,694
Liberty Mutual $5,133 $5,133
Nationwide $2,623 $2,623
Progressive $4,753 $4,753
State Farm $4,528 $4,748
Travelers $3,857 $3,857
USAA $2,044 $2,240

Petrey, AL Cheapest Car Insurance Rates

How do the top Petrey, Alabama car insurance companies’ average rates stack up against the Petrey average monthly car insurance rates of $303? Take a look and see.

Best Annual Car Insurance Rates by Company in Petrey, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Petrey, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Petrey, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Petrey, Alabama

Insurance Company Average Annual Rates
Allstate $3,186
Farmers $3,732
GEICO $2,644
Liberty Mutual $5,133
Nationwide $2,623
Progressive $4,753
State Farm $4,638
Travelers $3,857
USAA $2,142

Other Factors Affecting Petrey, AL Car Insurance Rates

Before you buy Petrey, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Petrey, AL Commute Time

How does your Petrey, AL commute time compare with the average driver? In Petrey, the average commute is 43.1 minutes.

Petrey, AL Car Insurance Quotes

Compare Petrey, AL car insurance quotes from multiple companies by entering your ZIP code now.