Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Pine Bluff for teen drivers is USAA
  • Average car insurance rates in Pine Bluff, AR are $368/month
  • The cheapest car insurance company in Pine Bluff after a DUI is State Farm

Average car insurance rates in Pine Bluff, Arkansas are $368 a month. But with a little research you can get a great deal from the top car insurance companies in Pine Bluff, AR. Before you buy Pine Bluff, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Pine Bluff car insurance rates with Bentonville car insurance rates, Jonesboro car insurance rates, or North Little Rock car insurance rates to make sure you’re getting the best Pine Bluff, AR car insurance quotes available.

Need affordable Pine Bluff, AR car insurance? Enter your ZIP code to compare Pine Bluff car insurance quotes from multiple car insurance companies near you.

Pine Bluff, AR Minimum Car Insurance Coverage

Pine Bluff, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Pine Bluff, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Pine Bluff, AR Car Insurance Rates by Coverage Level

Some Pine Bluff drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Pine Bluff, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Pine Bluff, Arkansas

Insurance Company Low Medium High
Allstate $4,942 $5,107 $5,281
Farmers $4,305 $4,504 $4,868
GEICO $3,881 $4,057 $4,238
Liberty Mutual $4,207 $4,336 $4,564
Nationwide $3,644 $3,570 $3,744
Progressive $5,046 $5,465 $6,244
State Farm $3,099 $3,276 $3,458
Travelers $6,253 $6,662 $7,021
USAA $2,375 $2,478 $2,609

Pine Bluff, AR Car Insurance Rates by Age, Gender, and Marital Status

Pine Bluff, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Pine Bluff, AR car insurance, get quotes from multiple car insurance companies in the Pine Bluff area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pine Bluff, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,842 $2,848 $2,551 $2,726 $10,641 $12,791 $3,114 $3,365
Farmers $2,442 $2,437 $2,177 $2,293 $10,487 $10,901 $2,795 $2,940
GEICO $2,943 $2,910 $2,713 $2,637 $7,708 $7,726 $2,897 $2,938
Liberty Mutual $2,466 $2,641 $2,383 $2,663 $9,201 $10,140 $2,674 $2,788
Nationwide $2,484 $2,526 $2,235 $2,356 $6,038 $7,672 $2,847 $3,064
Progressive $2,972 $2,808 $2,442 $2,566 $12,504 $14,070 $3,532 $3,786
State Farm $2,026 $2,026 $1,826 $1,826 $6,029 $7,582 $2,288 $2,620
Travelers $2,419 $2,463 $2,399 $2,407 $14,482 $23,447 $2,590 $2,956
USAA $1,508 $1,520 $1,403 $1,407 $4,896 $5,112 $1,952 $2,100

Pine Bluff, AR Car Insurance Rates for Teens

How much is Pine Bluff, Arkansas car insurance for teens? Compare rates from top Pine Bluff car insurance companies below to help find the cheapest teen car insurance in Pine Bluff, AR.

Annual Car Insurance Rates for Teen Drivers in Pine Bluff, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,641 $12,791
Farmers $10,487 $10,901
GEICO $7,708 $7,726
Liberty Mutual $9,201 $10,140
Nationwide $6,038 $7,672
Progressive $12,504 $14,070
State Farm $6,029 $7,582
Travelers $14,482 $23,447
USAA $4,896 $5,112

Pine Bluff, AR Car Insurance Rates for Seniors

Before seniors buy Pine Bluff, Arkansas car insurance, they should make sure to shop around. Some Pine Bluff, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Pine Bluff, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,551 $2,726
Farmers $2,177 $2,293
GEICO $2,713 $2,637
Liberty Mutual $2,383 $2,663
Nationwide $2,235 $2,356
Progressive $2,442 $2,566
State Farm $1,826 $1,826
Travelers $2,399 $2,407
USAA $1,403 $1,407

Pine Bluff, AR Car Insurance Rates by Credit History

How does your credit history affect Pine Bluff, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Pine Bluff, Arkansas

Insurance Company Poor Fair Good
Allstate $6,416 $4,923 $3,990
Farmers $5,179 $4,352 $4,146
GEICO $4,862 $3,998 $3,317
Liberty Mutual $6,297 $3,821 $2,990
Nationwide $4,303 $3,479 $3,176
Progressive $6,330 $5,402 $5,023
State Farm $4,754 $2,857 $2,222
Travelers $7,617 $6,367 $5,953
USAA $3,292 $2,251 $1,919

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Pine Bluff, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Pine Bluff, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Pine Bluff.

Annual Pine Bluff, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,192 $5,303 $5,910 $5,034
Farmers $3,856 $4,942 $4,829 $4,609
GEICO $2,752 $4,224 $6,299 $2,962
Liberty Mutual $2,959 $4,848 $5,678 $3,993
Nationwide $2,852 $3,672 $4,953 $3,135
Progressive $4,814 $6,687 $5,066 $5,773
State Farm $2,997 $3,558 $3,278 $3,278
Travelers $5,567 $5,752 $8,433 $6,830
USAA $1,903 $2,427 $3,506 $2,113

Pine Bluff, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Pine Bluff, AR car insurance rates. Compare rates below to see which Pine Bluff car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Pine Bluff, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,910
Farmers $4,829
GEICO $6,299
Liberty Mutual $5,678
Nationwide $4,953
Progressive $5,066
State Farm $3,278
Travelers $8,433
USAA $3,506

Pine Bluff, AR Car Insurance Rates by ZIP Code

Just like Pine Bluff car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Pine Bluff, AR car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Pine Bluff, Arkansas

ZIP Code Average Annual Rates
71601 $4,585
71602 $4,431
71603 $4,552

Pine Bluff, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Pine Bluff, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Pine Bluff companies based on commute time.

Annual Car Insurance Rates by Commute Length in Pine Bluff, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,110 $5,110
Farmers $4,559 $4,559
GEICO $4,031 $4,087
Liberty Mutual $4,369 $4,369
Nationwide $3,653 $3,653
Progressive $5,585 $5,585
State Farm $3,196 $3,359
Travelers $6,645 $6,645
USAA $2,416 $2,558

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Pine Bluff, AR Cheapest Car Insurance Rates

How do the top Pine Bluff, Arkansas car insurance companies’ average rates stack up against the Pine Bluff average monthly car insurance rates of $368? Take a look and see.

Best Annual Car Insurance Rates by Company in Pine Bluff, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Pine Bluff, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Pine Bluff, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Pine Bluff, Arkansas

Insurance Company Average Annual Rates
Allstate $5,110
Farmers $4,559
GEICO $4,059
Liberty Mutual $4,369
Nationwide $3,653
Progressive $5,585
State Farm $3,278
Travelers $6,645
USAA $2,487

Other Factors Affecting Pine Bluff, AR Car Insurance Rates

Before you buy Pine Bluff, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Pine Bluff, AR Commute Time

How does your Pine Bluff, AR commute time compare with the average driver? In Pine Bluff, the average commute is 17.6 minutes.

Pine Bluff, AR Traffic

Spending time in Pine Bluff traffic can lead to higher car insurance rates. According to INRIX data, Pine Bluff, AR ranks as the 987th-most congested with traffic in the world.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Pine Bluff, AR Car Insurance Quotes

Compare Pine Bluff, AR car insurance quotes from multiple companies by entering your ZIP code now.