Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Pittsburgh, PA for senior drivers are $2,158/year
  • The cheapest car insurance company in Pittsburgh for teen drivers is USAA
  • The cheapest car insurance company in Pittsburgh after a DUI is USAA

Average car insurance rates in Pittsburgh, Pennsylvania are $360 a month. But with a little research you can get a great deal from the top car insurance companies in Pittsburgh, PA. Before you buy Pittsburgh, Pennsylvania car insurance, make sure your coverage meets or exceeds the Pennsylvania minimum of 15/30/5.

It may even be helpful to compare Pittsburgh car insurance rates with Philadelphia car insurance rates, Altoona car insurance rates, or Lancaster car insurance rates to make sure you’re getting the best Pittsburgh, PA car insurance quotes available.

Need affordable Pittsburgh, PA car insurance? Enter your ZIP code to compare Pittsburgh car insurance quotes from multiple car insurance companies near you.

Pittsburgh, PA Minimum Car Insurance Coverage

Pittsburgh, Pennsylvania law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Pittsburgh, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Pittsburgh, PA Car Insurance Rates by Coverage Level

Some Pittsburgh drivers can get by with the Pennsylvania minimum coverage of 15/30/5. Other drivers may need more. See how much your Pittsburgh, Pennsylvania car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Pittsburgh, Pennsylvania

Insurance Company Low Medium High
Allstate $3,999 $4,216 $4,352
GEICO $2,399 $2,638 $2,792
Liberty Mutual $6,377 $6,744 $6,969
Nationwide $2,764 $2,778 $2,681
Progressive $4,207 $4,639 $4,926
State Farm $2,647 $2,880 $2,988
Travelers $8,930 $8,987 $8,958
USAA $1,825 $1,984 $2,085

Pittsburgh, PA Car Insurance Rates by Age, Gender, and Marital Status

Pittsburgh, Pennsylvania car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Pittsburgh, PA car insurance, get quotes from multiple car insurance companies in the Pittsburgh area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pittsburgh, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,570 $2,570 $2,383 $2,383 $8,983 $8,983 $2,819 $2,819
GEICO $2,024 $1,751 $1,916 $1,659 $5,213 $4,520 $2,035 $1,761
Liberty Mutual $4,387 $4,387 $4,019 $4,019 $12,812 $12,812 $5,569 $5,569
Nationwide $1,854 $1,854 $1,757 $1,757 $5,271 $5,271 $2,082 $2,082
Progressive $2,823 $2,823 $2,530 $2,530 $9,381 $9,381 $3,630 $3,630
State Farm $1,746 $1,746 $1,551 $1,551 $6,120 $6,120 $1,935 $1,935
Travelers $1,941 $1,941 $2,109 $2,109 $29,461 $29,461 $2,323 $2,323
USAA $1,245 $1,245 $1,125 $1,125 $3,833 $3,833 $1,656 $1,656

Pittsburgh, PA Car Insurance Rates for Teens

How much is Pittsburgh, Pennsylvania car insurance for teens? Compare rates from top Pittsburgh car insurance companies below to help find the cheapest teen car insurance in Pittsburgh, PA.

Annual Car Insurance Rates for Teen Drivers in Pittsburgh, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,983 $8,983
GEICO $5,213 $4,520
Liberty Mutual $12,812 $12,812
Nationwide $5,271 $5,271
Progressive $9,381 $9,381
State Farm $6,120 $6,120
Travelers $29,461 $29,461
USAA $3,833 $3,833

Pittsburgh, PA Car Insurance Rates for Seniors

Before seniors buy Pittsburgh, Pennsylvania car insurance, they should make sure to shop around. Some Pittsburgh, PA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Pittsburgh, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,383 $2,383
GEICO $1,916 $1,659
Liberty Mutual $4,019 $4,019
Nationwide $1,757 $1,757
Progressive $2,530 $2,530
State Farm $1,551 $1,551
Travelers $2,109 $2,109
USAA $1,125 $1,125

Pittsburgh, PA Car Insurance Rates by Credit History

How does your credit history affect Pittsburgh, PA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Pittsburgh, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,337 $4,004 $3,226
GEICO $3,919 $2,207 $1,705
Liberty Mutual $8,553 $6,128 $5,409
Nationwide $3,213 $2,647 $2,363
Progressive $6,057 $4,273 $3,443
State Farm $4,042 $2,500 $1,972
Travelers $9,730 $8,814 $8,332
USAA $2,449 $1,826 $1,619

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Pittsburgh, PA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Pittsburgh, Pennsylvania car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Pittsburgh.

Annual Pittsburgh, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,005 $4,741 $4,005 $4,005
GEICO $1,924 $3,300 $2,564 $2,652
Liberty Mutual $6,092 $7,016 $6,840 $6,840
Nationwide $1,979 $2,649 $3,689 $2,647
Progressive $4,153 $5,790 $4,268 $4,154
State Farm $2,580 $3,096 $2,838 $2,838
Travelers $6,324 $9,038 $11,433 $9,038
USAA $1,576 $2,187 $2,333 $1,763

Pittsburgh, PA Car Insurance Rates With a DUI

Even a single DUI can increase your Pittsburgh, PA car insurance rates. Compare rates below to see which Pittsburgh car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Pittsburgh, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,005
GEICO $2,564
Liberty Mutual $6,840
Nationwide $3,689
Progressive $4,268
State Farm $2,838
Travelers $11,433
USAA $2,333

Pittsburgh, PA Car Insurance Rates by ZIP Code

Just like Pittsburgh car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Pittsburgh, PA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Pittsburgh, Pennsylvania

ZIP Code Average Annual Rates
15201 $5,433
15202 $5,024
15203 $5,465
15204 $5,289
15205 $4,821
15206 $5,539
15207 $5,272
15208 $5,400
15209 $4,946
15210 $5,488
15211 $5,613
15212 $5,520
15213 $5,612
15214 $5,608
15215 $4,906
15216 $5,082
15217 $5,252
15218 $5,363
15219 $5,601
15220 $4,898
15221 $5,312
15222 $5,576
15223 $4,904
15224 $5,448
15225 $4,986
15226 $5,211
15227 $4,933
15228 $4,747
15229 $4,819
15232 $5,363
15233 $5,574
15234 $4,931
15235 $5,102
15243 $4,757
15260 $5,109
15261 $6,083
15272 $6,044
15275 $5,599
15276 $5,281
15282 $5,710
15289 $5,664
15290 $5,650
15295 $5,859

Pittsburgh, PA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Pittsburgh, PA car insurance rates may be. Let’s take a look at average car insurance rates from top Pittsburgh companies based on commute time.

Annual Car Insurance Rates by Commute Length in Pittsburgh, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,101 $4,276
GEICO $2,571 $2,649
Liberty Mutual $6,525 $6,868
Nationwide $2,741 $2,741
Progressive $4,591 $4,591
State Farm $2,748 $2,928
Travelers $8,959 $8,959
USAA $1,908 $2,021

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Pittsburgh, PA Cheapest Car Insurance Rates

How do the top Pittsburgh, Pennsylvania car insurance companies’ average rates stack up against the Pittsburgh average monthly car insurance rates of $360? Take a look and see.

Best Annual Car Insurance Rates by Company in Pittsburgh, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Pittsburgh, PA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Pittsburgh, Pennsylvania car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Pittsburgh, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,189
GEICO $2,610
Liberty Mutual $6,697
Nationwide $2,741
Progressive $4,591
State Farm $2,838
Travelers $8,959
USAA $1,965

Other Factors Affecting Pittsburgh, PA Car Insurance Rates

Before you buy Pittsburgh, Pennsylvania car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Pittsburgh, PA Commute Time

How does your Pittsburgh, PA commute time compare with the average driver? In Pittsburgh, the average commute is 27.0 minutes.

Pittsburgh, PA Traffic

Spending time in Pittsburgh traffic can lead to higher car insurance rates. According to INRIX data, Pittsburgh, PA ranks as the 965th-most congested with traffic in the world.

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Pittsburgh, PA Car Insurance Quotes

Compare Pittsburgh, PA car insurance quotes from multiple companies by entering your ZIP code now.