Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Polacca, AZ for senior drivers are $2,217/year
  • Average car insurance rates in Polacca, AZ are $322/month
  • The cheapest car insurance company in Polacca for teen drivers is GEICO

Average car insurance rates in Polacca, Arizona are $322 a month. But with a little research you can get a great deal from the top car insurance companies in Polacca, AZ. Before you buy Polacca, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Polacca car insurance rates with Glendale car insurance rates, Scottsdale car insurance rates, or Mesa car insurance rates to make sure you’re getting the best Polacca, AZ car insurance quotes available.

Need affordable Polacca, AZ car insurance? Enter your ZIP code to compare Polacca car insurance quotes from multiple car insurance companies near you.

Polacca, AZ Minimum Car Insurance Coverage

Polacca, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Polacca, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Polacca, AZ Car Insurance Rates by Coverage Level

Some Polacca drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Polacca, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Polacca, Arizona

Insurance Company Low Medium High
Allstate $5,304 $5,678 $5,952
American Family $4,026 $4,304 $4,181
Farmers $4,106 $4,807 $5,375
GEICO $1,982 $2,297 $2,540
Nationwide $3,379 $3,520 $3,579
Progressive $3,712 $4,171 $4,443
State Farm $4,046 $4,481 $4,714
Travelers $2,549 $2,801 $2,954
USAA $2,931 $3,212 $3,367

Polacca, AZ Car Insurance Rates by Age, Gender, and Marital Status

Polacca, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Polacca, AZ car insurance, get quotes from multiple car insurance companies in the Polacca area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Polacca, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,992 $3,992 $3,883 $3,883 $8,724 $11,333 $4,476 $4,873
American Family $2,766 $2,766 $2,538 $2,538 $7,272 $9,457 $2,766 $3,260
Farmers $2,553 $2,556 $2,267 $2,401 $10,949 $11,404 $2,918 $3,055
GEICO $1,549 $1,734 $1,280 $1,612 $4,437 $4,730 $1,418 $1,426
Nationwide $2,351 $2,399 $2,098 $2,227 $5,789 $7,430 $2,711 $2,935
Progressive $2,227 $1,956 $1,999 $1,889 $9,379 $10,550 $2,424 $2,446
State Farm $2,677 $2,677 $2,330 $2,330 $8,316 $10,407 $2,888 $3,684
Travelers $1,804 $1,896 $1,638 $1,742 $4,990 $6,136 $1,919 $2,019
USAA $1,729 $1,735 $1,612 $1,634 $6,479 $7,439 $2,281 $2,450

Polacca, AZ Car Insurance Rates for Teens

How much is Polacca, Arizona car insurance for teens? Compare rates from top Polacca car insurance companies below to help find the cheapest teen car insurance in Polacca, AZ.

Annual Car Insurance Rates for Teen Drivers in Polacca, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,724 $11,333
American Family $7,272 $9,457
Farmers $10,949 $11,404
GEICO $4,437 $4,730
Nationwide $5,789 $7,430
Progressive $9,379 $10,550
State Farm $8,316 $10,407
Travelers $4,990 $6,136
USAA $6,479 $7,439

Polacca, AZ Car Insurance Rates for Seniors

Before seniors buy Polacca, Arizona car insurance, they should make sure to shop around. Some Polacca, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Polacca, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,883 $3,883
American Family $2,538 $2,538
Farmers $2,267 $2,401
GEICO $1,280 $1,612
Nationwide $2,098 $2,227
Progressive $1,999 $1,889
State Farm $2,330 $2,330
Travelers $1,638 $1,742
USAA $1,612 $1,634

Polacca, AZ Car Insurance Rates by Credit History

How does your credit history affect Polacca, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Polacca, Arizona

Insurance Company Poor Fair Good
Allstate $7,238 $5,133 $4,563
American Family $5,252 $3,901 $3,358
Farmers $5,427 $4,542 $4,320
GEICO $3,123 $2,049 $1,647
Nationwide $4,205 $3,344 $2,928
Progressive $4,585 $4,003 $3,739
State Farm $8,134 $3,142 $1,964
Travelers $3,380 $2,754 $2,170
USAA $4,176 $2,912 $2,421

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Polacca, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Polacca, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Polacca.

Annual Polacca, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,527 $5,711 $6,484 $5,858
American Family $2,949 $4,595 $5,707 $3,430
Farmers $4,020 $5,182 $5,055 $4,795
GEICO $1,776 $2,372 $3,169 $1,776
Nationwide $2,951 $3,102 $4,611 $3,305
Progressive $3,617 $4,779 $3,825 $4,214
State Farm $4,015 $4,813 $4,414 $4,414
Travelers $2,217 $2,892 $3,184 $2,778
USAA $2,306 $3,302 $4,357 $2,715

Polacca, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Polacca, AZ car insurance rates. Compare rates below to see which Polacca car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Polacca, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,484
American Family $5,707
Farmers $5,055
GEICO $3,169
Nationwide $4,611
Progressive $3,825
State Farm $4,414
Travelers $3,184
USAA $4,357

Polacca, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Polacca, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Polacca companies based on commute time.

Annual Car Insurance Rates by Commute Length in Polacca, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,645 $5,645
American Family $4,129 $4,211
Farmers $4,763 $4,763
GEICO $2,234 $2,312
Nationwide $3,492 $3,492
Progressive $4,109 $4,109
State Farm $4,308 $4,520
Travelers $2,768 $2,768
USAA $3,136 $3,204

Polacca, AZ Cheapest Car Insurance Rates

How do the top Polacca, Arizona car insurance companies’ average rates stack up against the Polacca average monthly car insurance rates of $322? Take a look and see.

Best Annual Car Insurance Rates by Company in Polacca, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Polacca, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Polacca, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Polacca, Arizona

Insurance Company Average Annual Rates
Allstate $5,645
American Family $4,170
Farmers $4,763
GEICO $2,273
Nationwide $3,492
Progressive $4,109
State Farm $4,414
Travelers $2,768
USAA $3,170

Polacca, AZ Car Insurance Quotes

Compare Polacca, AZ car insurance quotes from multiple companies by entering your ZIP code now.