Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Prattville, AL are $309/month
  • Average car insurance rates in Prattville, AL for senior drivers are $1,952/year
  • The annual number of car thefts in Prattville is 92.

Average car insurance rates in Prattville, Alabama are $309 a month. But with a little research you can get a great deal from the top car insurance companies in Prattville, AL. Before you buy Prattville, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Prattville car insurance rates with Hoover car insurance rates, Madison car insurance rates, or Birmingham car insurance rates to make sure you’re getting the best Prattville, AL car insurance quotes available.

Need affordable Prattville, AL car insurance? Enter your ZIP code to compare Prattville car insurance quotes from multiple car insurance companies near you.

Prattville, AL Minimum Car Insurance Coverage

Prattville, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Prattville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Prattville, AL Car Insurance Rates by Coverage Level

Some Prattville drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Prattville, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Prattville, Alabama

Insurance Company Low Medium High
Allstate $3,092 $3,205 $3,332
Farmers $3,765 $3,938 $4,264
GEICO $2,708 $2,924 $3,177
Liberty Mutual $5,006 $5,225 $5,519
Nationwide $2,668 $2,664 $2,727
Progressive $4,193 $4,655 $5,178
State Farm $4,571 $4,840 $5,123
Travelers $3,463 $3,724 $3,767
USAA $2,054 $2,119 $2,217

Prattville, AL Car Insurance Rates by Age, Gender, and Marital Status

Prattville, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Prattville, AL car insurance, get quotes from multiple car insurance companies in the Prattville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Prattville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,934 $1,845 $1,751 $1,785 $6,740 $7,250 $2,164 $2,210
Farmers $2,298 $2,283 $2,054 $2,181 $8,772 $9,029 $2,599 $2,698
GEICO $2,098 $2,086 $1,990 $2,057 $5,541 $5,439 $2,218 $2,063
Liberty Mutual $3,030 $3,272 $2,479 $2,772 $11,257 $12,520 $3,228 $3,439
Nationwide $1,755 $1,777 $1,599 $1,655 $4,620 $5,957 $1,948 $2,179
Progressive $2,497 $2,332 $2,057 $2,190 $10,530 $11,746 $2,927 $3,124
State Farm $2,933 $2,933 $2,666 $2,666 $9,066 $11,343 $3,319 $3,834
Travelers $1,477 $1,500 $1,389 $1,383 $7,950 $12,516 $1,398 $1,598
USAA $1,333 $1,356 $1,244 $1,223 $3,922 $4,351 $1,733 $1,877

Prattville, AL Car Insurance Rates for Teens

How much is Prattville, Alabama car insurance for teens? Compare rates from top Prattville car insurance companies below to help find the cheapest teen car insurance in Prattville, AL.

Annual Car Insurance Rates for Teen Drivers in Prattville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,740 $7,250
Farmers $8,772 $9,029
GEICO $5,541 $5,439
Liberty Mutual $11,257 $12,520
Nationwide $4,620 $5,957
Progressive $10,530 $11,746
State Farm $9,066 $11,343
Travelers $7,950 $12,516
USAA $3,922 $4,351

Prattville, AL Car Insurance Rates for Seniors

Before seniors buy Prattville, Alabama car insurance, they should make sure to shop around. Some Prattville, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Prattville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,751 $1,785
Farmers $2,054 $2,181
GEICO $1,990 $2,057
Liberty Mutual $2,479 $2,772
Nationwide $1,599 $1,655
Progressive $2,057 $2,190
State Farm $2,666 $2,666
Travelers $1,389 $1,383
USAA $1,244 $1,223

Prattville, AL Car Insurance Rates by Credit History

How does your credit history affect Prattville, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Prattville, Alabama

Insurance Company Poor Fair Good
Allstate $3,964 $3,117 $2,548
Farmers $4,471 $3,848 $3,649
GEICO $3,736 $2,664 $2,410
Liberty Mutual $7,515 $4,614 $3,620
Nationwide $3,240 $2,530 $2,289
Progressive $5,257 $4,529 $4,240
State Farm $7,862 $3,975 $2,698
Travelers $3,981 $3,453 $3,519
USAA $2,865 $1,862 $1,662

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Prattville, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Prattville, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Prattville.

Annual Prattville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,732 $3,221 $3,804 $3,082
Farmers $3,362 $4,342 $4,236 $4,017
GEICO $1,979 $3,187 $3,940 $2,640
Liberty Mutual $4,114 $5,738 $5,600 $5,547
Nationwide $2,350 $2,350 $3,422 $2,623
Progressive $4,210 $5,319 $4,555 $4,616
State Farm $4,360 $5,437 $4,791 $4,791
Travelers $3,040 $3,190 $4,671 $3,704
USAA $1,639 $2,053 $3,055 $1,773

Prattville, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Prattville, AL car insurance rates. Compare rates below to see which Prattville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Prattville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,804
Farmers $4,236
GEICO $3,940
Liberty Mutual $5,600
Nationwide $3,422
Progressive $4,555
State Farm $4,791
Travelers $4,671
USAA $3,055

Prattville, AL Car Insurance Rates by ZIP Code

Just like Prattville car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Prattville, AL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Prattville, Alabama

ZIP Code Average Annual Rates
36066 $3,824
36067 $3,796

Prattville, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Prattville, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Prattville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Prattville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,210 $3,210
Farmers $3,989 $3,989
GEICO $2,883 $2,990
Liberty Mutual $5,250 $5,250
Nationwide $2,686 $2,686
Progressive $4,675 $4,675
State Farm $4,727 $4,963
Travelers $3,651 $3,651
USAA $2,033 $2,228

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Prattville, AL Cheapest Car Insurance Rates

How do the top Prattville, Alabama car insurance companies’ average rates stack up against the Prattville average monthly car insurance rates of $309? Take a look and see.

Best Annual Car Insurance Rates by Company in Prattville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Prattville, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Prattville, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Prattville, Alabama

Insurance Company Average Annual Rates
Allstate $3,210
Farmers $3,989
GEICO $2,937
Liberty Mutual $5,250
Nationwide $2,686
Progressive $4,675
State Farm $4,845
Travelers $3,651
USAA $2,130

Other Factors Affecting Prattville, AL Car Insurance Rates

Before you buy Prattville, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Prattville, AL Car Theft Rates

The car theft rate in Prattville, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Prattville, Alabama is 92 stolen cars.

Prattville, AL Commute Time

How does your Prattville, AL commute time compare with the average driver? In Prattville, the average commute is 20.7 minutes.

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Prattville, AL Car Insurance Quotes

Compare Prattville, AL car insurance quotes from multiple companies by entering your ZIP code now.