Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The annual number of car thefts in Prescott Valley is 27.
  • Average car insurance rates in Prescott Valley, AZ for senior drivers are $1,834/year
  • Average car insurance rates in Prescott Valley, AZ are $265/month

Average car insurance rates in Prescott Valley, Arizona are $265 a month. But with a little research you can get a great deal from the top car insurance companies in Prescott Valley, AZ. Before you buy Prescott Valley, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Prescott Valley car insurance rates with Surprise car insurance rates, Tucson car insurance rates, or Mesa car insurance rates to make sure you’re getting the best Prescott Valley, AZ car insurance quotes available.

Need affordable Prescott Valley, AZ car insurance? Enter your ZIP code to compare Prescott Valley car insurance quotes from multiple car insurance companies near you.

Prescott Valley, AZ Minimum Car Insurance Coverage

Prescott Valley, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Prescott Valley, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Prescott Valley, AZ Car Insurance Rates by Coverage Level

Some Prescott Valley drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Prescott Valley, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Prescott Valley, Arizona

Insurance Company Low Medium High
Allstate $3,277 $3,536 $3,743
American Family $3,516 $3,767 $3,669
Farmers $3,319 $3,820 $4,209
GEICO $1,802 $2,117 $2,350
Nationwide $2,779 $2,909 $2,958
Progressive $2,910 $3,331 $3,584
State Farm $3,589 $4,039 $4,278
Travelers $2,480 $2,790 $2,980
USAA $2,448 $2,700 $2,841

Prescott Valley, AZ Car Insurance Rates by Age, Gender, and Marital Status

Prescott Valley, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Prescott Valley, AZ car insurance, get quotes from multiple car insurance companies in the Prescott Valley area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Prescott Valley, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,501 $2,501 $2,439 $2,439 $5,418 $7,014 $2,798 $3,040
American Family $2,426 $2,426 $2,229 $2,229 $6,355 $8,255 $2,426 $2,858
Farmers $2,074 $2,061 $1,848 $1,963 $8,625 $8,909 $2,348 $2,432
GEICO $1,416 $1,584 $1,183 $1,501 $4,095 $4,344 $1,299 $1,293
Nationwide $1,970 $2,008 $1,767 $1,872 $4,713 $6,030 $2,257 $2,438
Progressive $1,820 $1,597 $1,635 $1,554 $7,415 $8,272 $1,958 $1,950
State Farm $2,417 $2,417 $2,128 $2,128 $7,429 $9,339 $2,602 $3,291
Travelers $1,742 $1,830 $1,615 $1,714 $5,033 $6,287 $1,843 $1,937
USAA $1,469 $1,474 $1,374 $1,391 $5,407 $6,200 $1,924 $2,063

Prescott Valley, AZ Car Insurance Rates for Teens

How much is Prescott Valley, Arizona car insurance for teens? Compare rates from top Prescott Valley car insurance companies below to help find the cheapest teen car insurance in Prescott Valley, AZ.

Annual Car Insurance Rates for Teen Drivers in Prescott Valley, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,418 $7,014
American Family $6,355 $8,255
Farmers $8,625 $8,909
GEICO $4,095 $4,344
Nationwide $4,713 $6,030
Progressive $7,415 $8,272
State Farm $7,429 $9,339
Travelers $5,033 $6,287
USAA $5,407 $6,200

Prescott Valley, AZ Car Insurance Rates for Seniors

Before seniors buy Prescott Valley, Arizona car insurance, they should make sure to shop around. Some Prescott Valley, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Prescott Valley, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,439 $2,439
American Family $2,229 $2,229
Farmers $1,848 $1,963
GEICO $1,183 $1,501
Nationwide $1,767 $1,872
Progressive $1,635 $1,554
State Farm $2,128 $2,128
Travelers $1,615 $1,714
USAA $1,374 $1,391

Prescott Valley, AZ Car Insurance Rates by Credit History

How does your credit history affect Prescott Valley, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Prescott Valley, Arizona

Insurance Company Poor Fair Good
Allstate $4,494 $3,208 $2,854
American Family $4,591 $3,416 $2,944
Farmers $4,312 $3,606 $3,430
GEICO $2,867 $1,884 $1,517
Nationwide $3,460 $2,761 $2,425
Progressive $3,655 $3,190 $2,980
State Farm $7,310 $2,827 $1,769
Travelers $3,344 $2,732 $2,174
USAA $3,502 $2,448 $2,038

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Prescott Valley, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Prescott Valley, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Prescott Valley.

Annual Prescott Valley, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,829 $3,560 $4,039 $3,647
American Family $2,574 $4,065 $4,972 $2,991
Farmers $3,194 $4,119 $4,018 $3,799
GEICO $1,622 $2,182 $2,931 $1,622
Nationwide $2,446 $2,570 $3,780 $2,731
Progressive $2,893 $3,799 $3,053 $3,357
State Farm $3,615 $4,323 $3,969 $3,969
Travelers $2,204 $2,870 $3,181 $2,747
USAA $1,939 $2,773 $3,658 $2,280

Prescott Valley, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Prescott Valley, AZ car insurance rates. Compare rates below to see which Prescott Valley car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Prescott Valley, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,039
American Family $4,972
Farmers $4,018
GEICO $2,931
Nationwide $3,780
Progressive $3,053
State Farm $3,969
Travelers $3,181
USAA $3,658

Prescott Valley, AZ Car Insurance Rates by ZIP Code

Just like Prescott Valley car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Prescott Valley, AZ car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Prescott Valley, Arizona

ZIP Code Average Annual Rates
86314 $3,164
86315 $3,136

Prescott Valley, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Prescott Valley, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Prescott Valley companies based on commute time.

Annual Car Insurance Rates by Commute Length in Prescott Valley, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,519 $3,519
American Family $3,615 $3,686
Farmers $3,783 $3,783
GEICO $2,055 $2,124
Nationwide $2,882 $2,882
Progressive $3,275 $3,275
State Farm $3,869 $4,068
Travelers $2,750 $2,750
USAA $2,634 $2,692

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Prescott Valley, AZ Cheapest Car Insurance Rates

How do the top Prescott Valley, Arizona car insurance companies’ average rates stack up against the Prescott Valley average monthly car insurance rates of $265? Take a look and see.

Best Annual Car Insurance Rates by Company in Prescott Valley, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Prescott Valley, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Prescott Valley, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Prescott Valley, Arizona

Insurance Company Average Annual Rates
Allstate $3,519
American Family $3,650
Farmers $3,783
GEICO $2,089
Nationwide $2,882
Progressive $3,275
State Farm $3,969
Travelers $2,750
USAA $2,663

Other Factors Affecting Prescott Valley, AZ Car Insurance Rates

Before you buy Prescott Valley, Arizona car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Prescott Valley, AZ Car Theft Rates

The car theft rate in Prescott Valley, AZ will affect your car insurance rates. FBI data shows that the annual car theft rate for Prescott Valley, Arizona is 27 stolen cars.

Prescott Valley, AZ Commute Time

How does your Prescott Valley, AZ commute time compare with the average driver? In Prescott Valley, the average commute is 20.6 minutes.

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Prescott Valley, AZ Car Insurance Quotes

Compare Prescott Valley, AZ car insurance quotes from multiple companies by entering your ZIP code now.