Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Prichard after a DUI is USAA
  • The annual number of car thefts in Prichard is 143.
  • The cheapest car insurance company in Prichard for teen drivers is USAA

Average car insurance rates in Prichard, Alabama are $341 a month. But with a little research you can get a great deal from the top car insurance companies in Prichard, AL. Before you buy Prichard, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Prichard car insurance rates with Tuscaloosa car insurance rates, Montgomery car insurance rates, or Dothan car insurance rates to make sure you’re getting the best Prichard, AL car insurance quotes available.

Need affordable Prichard, AL car insurance? Enter your ZIP code to compare Prichard car insurance quotes from multiple car insurance companies near you.

Prichard, AL Minimum Car Insurance Coverage

Prichard, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Prichard, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Prichard, AL Car Insurance Rates by Coverage Level

Some Prichard drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Prichard, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Prichard, Alabama

Insurance Company Low Medium High
Allstate $3,406 $3,532 $3,681
Farmers $4,496 $4,727 $5,165
GEICO $2,900 $3,143 $3,425
Liberty Mutual $5,698 $5,977 $6,352
Nationwide $2,872 $2,870 $2,937
Progressive $4,278 $4,786 $5,362
State Farm $4,584 $4,854 $5,138
Travelers $4,095 $4,414 $4,473
USAA $2,361 $2,442 $2,566

Prichard, AL Car Insurance Rates by Age, Gender, and Marital Status

Prichard, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Prichard, AL car insurance, get quotes from multiple car insurance companies in the Prichard area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Prichard, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,114 $2,009 $1,921 $1,957 $7,503 $8,067 $2,349 $2,396
Farmers $2,712 $2,690 $2,421 $2,583 $10,715 $11,014 $3,067 $3,164
GEICO $2,237 $2,231 $2,133 $2,218 $5,993 $5,875 $2,367 $2,194
Liberty Mutual $3,456 $3,735 $2,828 $3,173 $12,924 $14,387 $3,670 $3,899
Nationwide $1,874 $1,896 $1,705 $1,765 $5,017 $6,468 $2,085 $2,334
Progressive $2,575 $2,407 $2,114 $2,257 $10,810 $12,076 $3,012 $3,218
State Farm $2,949 $2,949 $2,677 $2,677 $9,074 $11,360 $3,336 $3,848
Travelers $1,703 $1,728 $1,605 $1,598 $9,502 $15,053 $1,606 $1,826
USAA $1,510 $1,531 $1,416 $1,390 $4,597 $5,096 $1,976 $2,135

Prichard, AL Car Insurance Rates for Teens

How much is Prichard, Alabama car insurance for teens? Compare rates from top Prichard car insurance companies below to help find the cheapest teen car insurance in Prichard, AL.

Annual Car Insurance Rates for Teen Drivers in Prichard, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,503 $8,067
Farmers $10,715 $11,014
GEICO $5,993 $5,875
Liberty Mutual $12,924 $14,387
Nationwide $5,017 $6,468
Progressive $10,810 $12,076
State Farm $9,074 $11,360
Travelers $9,502 $15,053
USAA $4,597 $5,096

Prichard, AL Car Insurance Rates for Seniors

Before seniors buy Prichard, Alabama car insurance, they should make sure to shop around. Some Prichard, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Prichard, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,921 $1,957
Farmers $2,421 $2,583
GEICO $2,133 $2,218
Liberty Mutual $2,828 $3,173
Nationwide $1,705 $1,765
Progressive $2,114 $2,257
State Farm $2,677 $2,677
Travelers $1,605 $1,598
USAA $1,416 $1,390

Prichard, AL Car Insurance Rates by Credit History

How does your credit history affect Prichard, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Prichard, Alabama

Insurance Company Poor Fair Good
Allstate $4,365 $3,440 $2,813
Farmers $5,371 $4,630 $4,387
GEICO $4,017 $2,862 $2,589
Liberty Mutual $8,601 $5,283 $4,143
Nationwide $3,490 $2,724 $2,465
Progressive $5,410 $4,658 $4,358
State Farm $7,884 $3,986 $2,705
Travelers $4,714 $4,094 $4,175
USAA $3,288 $2,154 $1,927

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Prichard, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Prichard, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Prichard.

Annual Prichard, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,998 $3,542 $4,221 $3,398
Farmers $4,034 $5,230 $5,103 $4,815
GEICO $2,116 $3,427 $4,263 $2,818
Liberty Mutual $4,710 $6,566 $6,411 $6,348
Nationwide $2,527 $2,527 $3,692 $2,825
Progressive $4,331 $5,469 $4,682 $4,752
State Farm $4,375 $5,449 $4,805 $4,805
Travelers $3,599 $3,775 $5,553 $4,383
USAA $1,886 $2,373 $3,525 $2,041

Prichard, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Prichard, AL car insurance rates. Compare rates below to see which Prichard car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Prichard, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,221
Farmers $5,103
GEICO $4,263
Liberty Mutual $6,411
Nationwide $3,692
Progressive $4,682
State Farm $4,805
Travelers $5,553
USAA $3,525

Prichard, AL Car Insurance Rates by ZIP Code

Just like Prichard car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Prichard, AL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Prichard, Alabama

ZIP Code Average Annual Rates
36610 $4,222
36612 $4,249
36613 $4,217

Prichard, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Prichard, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Prichard companies based on commute time.

Annual Car Insurance Rates by Commute Length in Prichard, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,540 $3,540
Farmers $4,796 $4,796
GEICO $3,100 $3,212
Liberty Mutual $6,009 $6,009
Nationwide $2,893 $2,893
Progressive $4,809 $4,809
State Farm $4,740 $4,977
Travelers $4,328 $4,328
USAA $2,343 $2,569

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Prichard, AL Cheapest Car Insurance Rates

How do the top Prichard, Alabama car insurance companies’ average rates stack up against the Prichard average monthly car insurance rates of $341? Take a look and see.

Best Annual Car Insurance Rates by Company in Prichard, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Prichard, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Prichard, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Prichard, Alabama

Insurance Company Average Annual Rates
Allstate $3,540
Farmers $4,796
GEICO $3,156
Liberty Mutual $6,009
Nationwide $2,893
Progressive $4,809
State Farm $4,859
Travelers $4,328
USAA $2,456

Other Factors Affecting Prichard, AL Car Insurance Rates

Before you buy Prichard, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Prichard, AL Car Theft Rates

The car theft rate in Prichard, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Prichard, Alabama is 143 stolen cars.

Prichard, AL Commute Time

How does your Prichard, AL commute time compare with the average driver? In Prichard, the average commute is 24.4 minutes.

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Prichard, AL Car Insurance Quotes

Compare Prichard, AL car insurance quotes from multiple companies by entering your ZIP code now.