Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The annual number of car thefts in Quincy is 16.
  • The cheapest car insurance company in Quincy after a DUI is State Farm
  • Average car insurance rates in Quincy, FL are $315/month

Average car insurance rates in Quincy, Florida are $315 a month. But with a little research you can get a great deal from the top car insurance companies in Quincy, FL. Before you buy Quincy, Florida car insurance, make sure your coverage meets or exceeds the Florida minimum of 10/20/10.

It may even be helpful to compare Quincy car insurance rates with Orlando car insurance rates, Jacksonville car insurance rates, or Tampa car insurance rates to make sure you’re getting the best Quincy, FL car insurance quotes available.

Need affordable Quincy, FL car insurance? Enter your ZIP code to compare Quincy car insurance quotes from multiple car insurance companies near you.

Quincy, FL Minimum Car Insurance Coverage

Quincy, Florida law requires drivers carry a minimum of 10/20/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Quincy, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Quincy, FL Car Insurance Rates by Coverage Level

Some Quincy drivers can get by with the Florida minimum coverage of 10/20/10. Other drivers may need more. See how much your Quincy, Florida car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Quincy, Florida

Insurance Company Low Medium High
Allstate $4,884 $6,248 $6,858
GEICO $2,515 $3,037 $3,300
Liberty Mutual $4,285 $4,698 $4,909
Nationwide $2,613 $3,331 $3,706
Progressive $3,988 $4,678 $5,109
State Farm $2,367 $2,761 $2,992
USAA $2,083 $2,445 $2,584

Quincy, FL Car Insurance Rates by Age, Gender, and Marital Status

Quincy, Florida car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Quincy, FL car insurance, get quotes from multiple car insurance companies in the Quincy area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Quincy, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,676 $3,548 $3,198 $3,271 $12,757 $13,874 $3,778 $3,870
GEICO $2,339 $2,351 $2,186 $2,186 $4,160 $5,197 $2,577 $2,611
Liberty Mutual $3,210 $3,210 $2,943 $2,943 $6,768 $10,414 $3,210 $4,344
Nationwide $2,260 $2,243 $2,021 $2,096 $5,367 $6,652 $2,488 $2,605
Progressive $3,084 $2,933 $2,658 $2,850 $8,478 $9,348 $3,736 $3,646
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,387 $1,368 $1,282 $1,281 $4,617 $5,403 $1,740 $1,889

Quincy, FL Car Insurance Rates for Teens

How much is Quincy, Florida car insurance for teens? Compare rates from top Quincy car insurance companies below to help find the cheapest teen car insurance in Quincy, FL.

Annual Car Insurance Rates for Teen Drivers in Quincy, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,757 $13,874
GEICO $4,160 $5,197
Liberty Mutual $6,768 $10,414
Nationwide $5,367 $6,652
Progressive $8,478 $9,348
State Farm $4,900 $6,272
USAA $4,617 $5,403

Quincy, FL Car Insurance Rates for Seniors

Before seniors buy Quincy, Florida car insurance, they should make sure to shop around. Some Quincy, FL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Quincy, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,271
GEICO $2,186 $2,186
Liberty Mutual $2,943 $2,943
Nationwide $2,021 $2,096
Progressive $2,658 $2,850
State Farm $1,546 $1,546
USAA $1,282 $1,281

Quincy, FL Car Insurance Rates by Credit History

How does your credit history affect Quincy, FL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Quincy, Florida

Insurance Company Poor Fair Good
Allstate $8,309 $5,321 $4,360
GEICO $4,294 $2,602 $1,956
Liberty Mutual $5,962 $4,378 $3,552
Nationwide $4,010 $2,957 $2,682
Progressive $6,005 $4,241 $3,529
State Farm $3,653 $2,441 $2,026
USAA $3,880 $1,875 $1,358

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Quincy, FL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Quincy, Florida car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Quincy.

Annual Quincy, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,177 $6,164 $6,896 $5,750
GEICO $2,056 $2,627 $3,910 $3,210
Liberty Mutual $3,374 $4,346 $6,241 $4,561
Nationwide $2,770 $3,020 $4,016 $3,060
Progressive $3,652 $5,344 $4,508 $4,861
State Farm $2,486 $2,927 $2,707 $2,707
USAA $1,875 $2,293 $3,354 $1,961

Quincy, FL Car Insurance Rates With a DUI

Even a single DUI can increase your Quincy, FL car insurance rates. Compare rates below to see which Quincy car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Quincy, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,896
GEICO $3,910
Liberty Mutual $6,241
Nationwide $4,016
Progressive $4,508
State Farm $2,707
USAA $3,354

Quincy, FL Car Insurance Rates by ZIP Code

Just like Quincy car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Quincy, FL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Quincy, Florida

ZIP Code Average Annual Rates
32351 $2,917
32352 $2,927

Quincy, FL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Quincy, FL car insurance rates may be. Let’s take a look at average car insurance rates from top Quincy companies based on commute time.

Annual Car Insurance Rates by Commute Length in Quincy, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,822 $6,171
GEICO $2,936 $2,965
Liberty Mutual $4,481 $4,780
Nationwide $3,216 $3,216
Progressive $4,592 $4,592
State Farm $2,617 $2,797
USAA $2,344 $2,398

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Quincy, FL Cheapest Car Insurance Rates

How do the top Quincy, Florida car insurance companies’ average rates stack up against the Quincy average monthly car insurance rates of $315? Take a look and see.

Best Annual Car Insurance Rates by Company in Quincy, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Quincy, FL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Quincy, Florida car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Quincy, Florida

Insurance Company Average Annual Rates
Allstate $5,997
GEICO $2,951
Liberty Mutual $4,631
Nationwide $3,216
Progressive $4,592
State Farm $2,707
USAA $2,371

Other Factors Affecting Quincy, FL Car Insurance Rates

Before you buy Quincy, Florida car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Quincy, FL Car Theft Rates

The car theft rate in Quincy, FL will affect your car insurance rates. FBI data shows that the annual car theft rate for Quincy, Florida is 16 stolen cars.

Quincy, FL Commute Time

How does your Quincy, FL commute time compare with the average driver? In Quincy, the average commute is 27.0 minutes.

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Quincy, FL Car Insurance Quotes

Compare Quincy, FL car insurance quotes from multiple companies by entering your ZIP code now.