Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Rainbow City for teen drivers is GEICO
  • The cheapest car insurance company in Rainbow City after a DUI is Travelers
  • Average car insurance rates in Rainbow City, AZ are $292/month

Average car insurance rates in Rainbow City, Arizona are $292 a month. But with a little research you can get a great deal from the top car insurance companies in Rainbow City, AZ. Before you buy Rainbow City, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Rainbow City car insurance rates with Glendale car insurance rates, Surprise car insurance rates, or Tempe car insurance rates to make sure you’re getting the best Rainbow City, AZ car insurance quotes available.

Need affordable Rainbow City, AZ car insurance? Enter your ZIP code to compare Rainbow City car insurance quotes from multiple car insurance companies near you.

Rainbow City, AZ Minimum Car Insurance Coverage

Rainbow City, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Rainbow City, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Rainbow City, AZ Car Insurance Rates by Coverage Level

Some Rainbow City drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Rainbow City, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Rainbow City, Arizona

Insurance Company Low Medium High
Allstate $3,985 $4,251 $4,455
American Family $3,993 $4,252 $4,115
Farmers $3,434 $3,913 $4,290
GEICO $1,982 $2,297 $2,540
Nationwide $3,145 $3,265 $3,309
Progressive $3,190 $3,634 $3,901
State Farm $3,865 $4,308 $4,544
Travelers $2,460 $2,750 $2,927
USAA $2,978 $3,261 $3,418

Rainbow City, AZ Car Insurance Rates by Age, Gender, and Marital Status

Rainbow City, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Rainbow City, AZ car insurance, get quotes from multiple car insurance companies in the Rainbow City area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rainbow City, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,968 $2,968 $2,895 $2,895 $6,581 $8,561 $3,337 $3,636
American Family $2,752 $2,752 $2,524 $2,524 $7,145 $9,256 $2,752 $3,253
Farmers $2,132 $2,119 $1,902 $2,017 $8,804 $9,086 $2,432 $2,538
GEICO $1,549 $1,734 $1,280 $1,612 $4,437 $4,730 $1,418 $1,426
Nationwide $2,190 $2,235 $1,958 $2,076 $5,350 $6,858 $2,522 $2,727
Progressive $1,979 $1,741 $1,775 $1,685 $8,083 $9,053 $2,140 $2,144
State Farm $2,587 $2,587 $2,265 $2,265 $7,931 $9,956 $2,787 $3,535
Travelers $1,742 $1,830 $1,601 $1,701 $4,923 $6,115 $1,846 $1,941
USAA $1,746 $1,750 $1,629 $1,648 $6,611 $7,590 $2,305 $2,474

Rainbow City, AZ Car Insurance Rates for Teens

How much is Rainbow City, Arizona car insurance for teens? Compare rates from top Rainbow City car insurance companies below to help find the cheapest teen car insurance in Rainbow City, AZ.

Annual Car Insurance Rates for Teen Drivers in Rainbow City, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,581 $8,561
American Family $7,145 $9,256
Farmers $8,804 $9,086
GEICO $4,437 $4,730
Nationwide $5,350 $6,858
Progressive $8,083 $9,053
State Farm $7,931 $9,956
Travelers $4,923 $6,115
USAA $6,611 $7,590

Rainbow City, AZ Car Insurance Rates for Seniors

Before seniors buy Rainbow City, Arizona car insurance, they should make sure to shop around. Some Rainbow City, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Rainbow City, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,895 $2,895
American Family $2,524 $2,524
Farmers $1,902 $2,017
GEICO $1,280 $1,612
Nationwide $1,958 $2,076
Progressive $1,775 $1,685
State Farm $2,265 $2,265
Travelers $1,601 $1,701
USAA $1,629 $1,648

Rainbow City, AZ Car Insurance Rates by Credit History

How does your credit history affect Rainbow City, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Rainbow City, Arizona

Insurance Company Poor Fair Good
Allstate $5,422 $3,855 $3,414
American Family $5,193 $3,853 $3,314
Farmers $4,432 $3,693 $3,511
GEICO $3,123 $2,049 $1,647
Nationwide $3,896 $3,103 $2,719
Progressive $3,996 $3,481 $3,249
State Farm $7,811 $3,019 $1,888
Travelers $3,306 $2,696 $2,135
USAA $4,239 $2,958 $2,460

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Rainbow City, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Rainbow City, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Rainbow City.

Annual Rainbow City, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,384 $4,276 $4,872 $4,388
American Family $2,913 $4,544 $5,633 $3,389
Farmers $3,268 $4,218 $4,115 $3,914
GEICO $1,776 $2,372 $3,169 $1,776
Nationwide $2,742 $2,881 $4,268 $3,068
Progressive $3,153 $4,149 $3,331 $3,667
State Farm $3,862 $4,616 $4,239 $4,239
Travelers $2,174 $2,829 $3,133 $2,714
USAA $2,340 $3,356 $4,425 $2,756

Rainbow City, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Rainbow City, AZ car insurance rates. Compare rates below to see which Rainbow City car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Rainbow City, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,872
American Family $5,633
Farmers $4,115
GEICO $3,169
Nationwide $4,268
Progressive $3,331
State Farm $4,239
Travelers $3,133
USAA $4,425

Rainbow City, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Rainbow City, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Rainbow City companies based on commute time.

Annual Car Insurance Rates by Commute Length in Rainbow City, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,230 $4,230
American Family $4,079 $4,161
Farmers $3,879 $3,879
GEICO $2,234 $2,312
Nationwide $3,240 $3,240
Progressive $3,575 $3,575
State Farm $4,135 $4,343
Travelers $2,712 $2,712
USAA $3,184 $3,254

Rainbow City, AZ Cheapest Car Insurance Rates

How do the top Rainbow City, Arizona car insurance companies’ average rates stack up against the Rainbow City average monthly car insurance rates of $292? Take a look and see.

Best Annual Car Insurance Rates by Company in Rainbow City, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Travelers
With 1 Speeding Violation GEICO

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Rainbow City, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Rainbow City, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Rainbow City, Arizona

Insurance Company Average Annual Rates
Allstate $4,230
American Family $4,120
Farmers $3,879
GEICO $2,273
Nationwide $3,240
Progressive $3,575
State Farm $4,239
Travelers $2,712
USAA $3,219

Other Factors Affecting Rainbow City, AZ Car Insurance Rates

Before you buy Rainbow City, Arizona car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Rainbow City, AZ Commute Time

How does your Rainbow City, AZ commute time compare with the average driver? In Rainbow City, the average commute is 14.0 minutes.

Rainbow City, AZ Car Insurance Quotes

Compare Rainbow City, AZ car insurance quotes from multiple companies by entering your ZIP code now.