Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Rio Rico, AZ for senior drivers are $2,052/year
  • The cheapest car insurance company in Rio Rico for teen drivers is GEICO
  • Average car insurance rates in Rio Rico, AZ are $293/month

Average car insurance rates in Rio Rico, Arizona are $293 a month. But with a little research you can get a great deal from the top car insurance companies in Rio Rico, AZ. Before you buy Rio Rico, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Rio Rico car insurance rates with Glendale car insurance rates, Surprise car insurance rates, or Tucson car insurance rates to make sure you’re getting the best Rio Rico, AZ car insurance quotes available.

Need affordable Rio Rico, AZ car insurance? Enter your ZIP code to compare Rio Rico car insurance quotes from multiple car insurance companies near you.

Rio Rico, AZ Minimum Car Insurance Coverage

Rio Rico, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Rio Rico, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Rio Rico, AZ Car Insurance Rates by Coverage Level

Some Rio Rico drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Rio Rico, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Rio Rico, Arizona

Insurance Company Low Medium High
Allstate $4,450 $4,787 $5,048
American Family $3,993 $4,252 $4,115
Farmers $3,747 $4,251 $4,652
GEICO $1,607 $1,902 $2,121
Nationwide $3,279 $3,400 $3,445
Progressive $2,901 $3,324 $3,583
State Farm $4,156 $4,641 $4,916
Travelers $2,200 $2,401 $2,522
USAA $2,851 $3,132 $3,287

Rio Rico, AZ Car Insurance Rates by Age, Gender, and Marital Status

Rio Rico, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Rio Rico, AZ car insurance, get quotes from multiple car insurance companies in the Rio Rico area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rio Rico, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,379 $3,379 $3,293 $3,293 $7,359 $9,506 $3,778 $4,105
American Family $2,752 $2,752 $2,524 $2,524 $7,145 $9,256 $2,752 $3,253
Farmers $2,370 $2,365 $2,120 $2,238 $9,405 $9,723 $2,693 $2,821
GEICO $1,297 $1,435 $1,084 $1,363 $3,633 $3,832 $1,189 $1,178
Nationwide $2,294 $2,345 $2,047 $2,178 $5,531 $7,116 $2,633 $2,853
Progressive $1,844 $1,622 $1,650 $1,572 $7,331 $8,180 $1,982 $1,975
State Farm $2,841 $2,841 $2,499 $2,499 $8,411 $10,576 $3,054 $3,844
Travelers $1,573 $1,654 $1,423 $1,512 $4,228 $5,173 $1,673 $1,759
USAA $1,659 $1,659 $1,555 $1,564 $6,398 $7,352 $2,188 $2,344

Rio Rico, AZ Car Insurance Rates for Teens

How much is Rio Rico, Arizona car insurance for teens? Compare rates from top Rio Rico car insurance companies below to help find the cheapest teen car insurance in Rio Rico, AZ.

Annual Car Insurance Rates for Teen Drivers in Rio Rico, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,359 $9,506
American Family $7,145 $9,256
Farmers $9,405 $9,723
GEICO $3,633 $3,832
Nationwide $5,531 $7,116
Progressive $7,331 $8,180
State Farm $8,411 $10,576
Travelers $4,228 $5,173
USAA $6,398 $7,352

Rio Rico, AZ Car Insurance Rates for Seniors

Before seniors buy Rio Rico, Arizona car insurance, they should make sure to shop around. Some Rio Rico, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Rio Rico, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,293 $3,293
American Family $2,524 $2,524
Farmers $2,120 $2,238
GEICO $1,084 $1,363
Nationwide $2,047 $2,178
Progressive $1,650 $1,572
State Farm $2,499 $2,499
Travelers $1,423 $1,512
USAA $1,555 $1,564

Rio Rico, AZ Car Insurance Rates by Credit History

How does your credit history affect Rio Rico, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Rio Rico, Arizona

Insurance Company Poor Fair Good
Allstate $6,080 $4,341 $3,864
American Family $5,193 $3,853 $3,314
Farmers $4,831 $4,007 $3,812
GEICO $2,571 $1,693 $1,365
Nationwide $4,068 $3,227 $2,829
Progressive $3,661 $3,181 $2,966
State Farm $8,384 $3,268 $2,061
Travelers $2,899 $2,366 $1,858
USAA $4,062 $2,841 $2,366

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Rio Rico, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Rio Rico, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Rio Rico.

Annual Rio Rico, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,797 $4,836 $5,484 $4,929
American Family $2,913 $4,544 $5,633 $3,389
Farmers $3,564 $4,576 $4,465 $4,262
GEICO $1,469 $1,969 $2,600 $1,469
Nationwide $2,850 $2,997 $4,457 $3,194
Progressive $2,888 $3,785 $3,050 $3,355
State Farm $4,182 $4,960 $4,571 $4,571
Travelers $1,909 $2,482 $2,722 $2,384
USAA $2,243 $3,228 $4,246 $2,642

Rio Rico, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Rio Rico, AZ car insurance rates. Compare rates below to see which Rio Rico car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Rio Rico, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,484
American Family $5,633
Farmers $4,465
GEICO $2,600
Nationwide $4,457
Progressive $3,050
State Farm $4,571
Travelers $2,722
USAA $4,246

Rio Rico, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Rio Rico, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Rio Rico companies based on commute time.

Annual Car Insurance Rates by Commute Length in Rio Rico, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,762 $4,762
American Family $4,079 $4,161
Farmers $4,217 $4,217
GEICO $1,844 $1,909
Nationwide $3,374 $3,374
Progressive $3,269 $3,269
State Farm $4,459 $4,682
Travelers $2,374 $2,374
USAA $3,057 $3,123

Rio Rico, AZ Cheapest Car Insurance Rates

How do the top Rio Rico, Arizona car insurance companies’ average rates stack up against the Rio Rico average monthly car insurance rates of $293? Take a look and see.

Best Annual Car Insurance Rates by Company in Rio Rico, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Rio Rico, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Rio Rico, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Rio Rico, Arizona

Insurance Company Average Annual Rates
Allstate $4,762
American Family $4,120
Farmers $4,217
GEICO $1,877
Nationwide $3,374
Progressive $3,269
State Farm $4,571
Travelers $2,374
USAA $3,090

Other Factors Affecting Rio Rico, AZ Car Insurance Rates

Before you buy Rio Rico, Arizona car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Rio Rico, AZ Commute Time

How does your Rio Rico, AZ commute time compare with the average driver? In Rio Rico, the average commute is 25.7 minutes.

Rio Rico, AZ Car Insurance Quotes

Compare Rio Rico, AZ car insurance quotes from multiple companies by entering your ZIP code now.