Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Riverside, AL for senior drivers are $1,960/year
  • The annual number of car thefts in Riverside is 5.
  • Average car insurance rates in Riverside, AL are $311/month

Average car insurance rates in Riverside, Alabama are $311 a month. But with a little research you can get a great deal from the top car insurance companies in Riverside, AL. Before you buy Riverside, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Riverside car insurance rates with Montgomery car insurance rates, Huntsville car insurance rates, or Decatur car insurance rates to make sure you’re getting the best Riverside, AL car insurance quotes available.

Need affordable Riverside, AL car insurance? Enter your ZIP code to compare Riverside car insurance quotes from multiple car insurance companies near you.

Riverside, AL Minimum Car Insurance Coverage

Riverside, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Riverside, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Riverside, AL Car Insurance Rates by Coverage Level

Some Riverside drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Riverside, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Riverside, Alabama

Insurance Company Low Medium High
Allstate $3,238 $3,348 $3,470
Farmers $4,004 $4,184 $4,529
GEICO $2,590 $2,803 $3,054
Liberty Mutual $5,266 $5,490 $5,793
Nationwide $2,578 $2,574 $2,635
Progressive $4,257 $4,782 $5,385
State Farm $4,295 $4,539 $4,805
Travelers $3,446 $3,675 $3,689
USAA $2,015 $2,077 $2,171

Riverside, AL Car Insurance Rates by Age, Gender, and Marital Status

Riverside, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Riverside, AL car insurance, get quotes from multiple car insurance companies in the Riverside area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Riverside, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,000 $1,902 $1,811 $1,845 $7,106 $7,635 $2,235 $2,283
Farmers $2,421 $2,403 $2,164 $2,298 $9,368 $9,638 $2,754 $2,865
GEICO $2,012 $2,002 $1,917 $1,984 $5,308 $5,206 $2,125 $1,972
Liberty Mutual $3,206 $3,464 $2,627 $2,937 $11,762 $13,077 $3,417 $3,642
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,570 $2,399 $2,101 $2,255 $10,830 $12,102 $2,999 $3,207
State Farm $2,763 $2,763 $2,509 $2,509 $8,487 $10,599 $3,123 $3,616
Travelers $1,477 $1,499 $1,390 $1,382 $7,845 $12,230 $1,400 $1,604
USAA $1,302 $1,323 $1,214 $1,190 $3,863 $4,285 $1,696 $1,831

Riverside, AL Car Insurance Rates for Teens

How much is Riverside, Alabama car insurance for teens? Compare rates from top Riverside car insurance companies below to help find the cheapest teen car insurance in Riverside, AL.

Annual Car Insurance Rates for Teen Drivers in Riverside, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,106 $7,635
Farmers $9,368 $9,638
GEICO $5,308 $5,206
Liberty Mutual $11,762 $13,077
Nationwide $4,472 $5,749
Progressive $10,830 $12,102
State Farm $8,487 $10,599
Travelers $7,845 $12,230
USAA $3,863 $4,285

Riverside, AL Car Insurance Rates for Seniors

Before seniors buy Riverside, Alabama car insurance, they should make sure to shop around. Some Riverside, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Riverside, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,811 $1,845
Farmers $2,164 $2,298
GEICO $1,917 $1,984
Liberty Mutual $2,627 $2,937
Nationwide $1,548 $1,600
Progressive $2,101 $2,255
State Farm $2,509 $2,509
Travelers $1,390 $1,382
USAA $1,214 $1,190

Riverside, AL Car Insurance Rates by Credit History

How does your credit history affect Riverside, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Riverside, Alabama

Insurance Company Poor Fair Good
Allstate $4,132 $3,258 $2,666
Farmers $4,752 $4,089 $3,875
GEICO $3,582 $2,555 $2,311
Liberty Mutual $7,906 $4,844 $3,799
Nationwide $3,130 $2,444 $2,211
Progressive $5,408 $4,658 $4,358
State Farm $7,363 $3,734 $2,542
Travelers $3,931 $3,408 $3,471
USAA $2,810 $1,825 $1,629

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Riverside, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Riverside, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Riverside.

Annual Riverside, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,839 $3,355 $3,997 $3,217
Farmers $3,565 $4,614 $4,501 $4,276
GEICO $1,897 $3,056 $3,781 $2,528
Liberty Mutual $4,322 $6,027 $5,889 $5,829
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $4,333 $5,474 $4,671 $4,754
State Farm $4,094 $5,099 $4,496 $4,496
Travelers $2,997 $3,146 $4,613 $3,658
USAA $1,606 $2,014 $2,994 $1,737

Riverside, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Riverside, AL car insurance rates. Compare rates below to see which Riverside car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Riverside, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,997
Farmers $4,501
GEICO $3,781
Liberty Mutual $5,889
Nationwide $3,298
Progressive $4,671
State Farm $4,496
Travelers $4,613
USAA $2,994

Riverside, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Riverside, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Riverside companies based on commute time.

Annual Car Insurance Rates by Commute Length in Riverside, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,352 $3,352
Farmers $4,239 $4,239
GEICO $2,765 $2,866
Liberty Mutual $5,516 $5,516
Nationwide $2,595 $2,595
Progressive $4,808 $4,808
State Farm $4,438 $4,655
Travelers $3,603 $3,603
USAA $1,992 $2,183

Riverside, AL Cheapest Car Insurance Rates

How do the top Riverside, Alabama car insurance companies’ average rates stack up against the Riverside average monthly car insurance rates of $311? Take a look and see.

Best Annual Car Insurance Rates by Company in Riverside, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Riverside, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Riverside, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Riverside, Alabama

Insurance Company Average Annual Rates
Allstate $3,352
Farmers $4,239
GEICO $2,816
Liberty Mutual $5,516
Nationwide $2,595
Progressive $4,808
State Farm $4,546
Travelers $3,603
USAA $2,088

Other Factors Affecting Riverside, AL Car Insurance Rates

Before you buy Riverside, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Riverside, AL Car Theft Rates

The car theft rate in Riverside, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Riverside, Alabama is 5 stolen cars.

Riverside, AL Commute Time

How does your Riverside, AL commute time compare with the average driver? In Riverside, the average commute is 30.0 minutes.

Riverside, AL Car Insurance Quotes

Compare Riverside, AL car insurance quotes from multiple companies by entering your ZIP code now.