Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Rockford, AL for senior drivers are $1,915/year
  • Average car insurance rates in Rockford, AL are $301/month
  • The cheapest car insurance company in Rockford after a DUI is USAA

Average car insurance rates in Rockford, Alabama are $301 a month. But with a little research you can get a great deal from the top car insurance companies in Rockford, AL. Before you buy Rockford, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Rockford car insurance rates with Mobile car insurance rates, Auburn car insurance rates, or Dothan car insurance rates to make sure you’re getting the best Rockford, AL car insurance quotes available.

Need affordable Rockford, AL car insurance? Enter your ZIP code to compare Rockford car insurance quotes from multiple car insurance companies near you.

Rockford, AL Minimum Car Insurance Coverage

Rockford, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Rockford, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Rockford, AL Car Insurance Rates by Coverage Level

Some Rockford drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Rockford, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Rockford, Alabama

Insurance Company Low Medium High
Allstate $3,311 $3,421 $3,543
Farmers $3,972 $4,144 $4,473
GEICO $2,454 $2,647 $2,876
Liberty Mutual $5,149 $5,360 $5,644
Nationwide $2,607 $2,586 $2,642
Progressive $3,814 $4,154 $4,551
State Farm $4,100 $4,308 $4,535
Travelers $3,484 $3,722 $3,741
USAA $2,037 $2,101 $2,198

Rockford, AL Car Insurance Rates by Age, Gender, and Marital Status

Rockford, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Rockford, AL car insurance, get quotes from multiple car insurance companies in the Rockford area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rockford, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,056 $1,959 $1,856 $1,893 $7,213 $7,749 $2,309 $2,364
Farmers $2,414 $2,398 $2,159 $2,289 $9,213 $9,484 $2,748 $2,867
GEICO $1,919 $1,902 $1,817 $1,869 $4,975 $4,882 $2,025 $1,883
Liberty Mutual $3,155 $3,410 $2,585 $2,890 $11,394 $12,672 $3,369 $3,598
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,271 $2,141 $1,860 $1,977 $9,248 $10,342 $2,675 $2,871
State Farm $2,695 $2,695 $2,417 $2,417 $7,875 $9,881 $3,038 $3,497
Travelers $1,509 $1,535 $1,404 $1,403 $7,877 $12,367 $1,433 $1,664
USAA $1,322 $1,347 $1,233 $1,215 $3,883 $4,311 $1,721 $1,865

Rockford, AL Car Insurance Rates for Teens

How much is Rockford, Alabama car insurance for teens? Compare rates from top Rockford car insurance companies below to help find the cheapest teen car insurance in Rockford, AL.

Annual Car Insurance Rates for Teen Drivers in Rockford, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,213 $7,749
Farmers $9,213 $9,484
GEICO $4,975 $4,882
Liberty Mutual $11,394 $12,672
Nationwide $4,446 $5,755
Progressive $9,248 $10,342
State Farm $7,875 $9,881
Travelers $7,877 $12,367
USAA $3,883 $4,311

Rockford, AL Car Insurance Rates for Seniors

Before seniors buy Rockford, Alabama car insurance, they should make sure to shop around. Some Rockford, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Rockford, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,856 $1,893
Farmers $2,159 $2,289
GEICO $1,817 $1,869
Liberty Mutual $2,585 $2,890
Nationwide $1,564 $1,624
Progressive $1,860 $1,977
State Farm $2,417 $2,417
Travelers $1,404 $1,403
USAA $1,233 $1,215

Rockford, AL Car Insurance Rates by Credit History

How does your credit history affect Rockford, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Rockford, Alabama

Insurance Company Poor Fair Good
Allstate $4,226 $3,327 $2,722
Farmers $4,709 $4,046 $3,835
GEICO $3,381 $2,413 $2,183
Liberty Mutual $7,721 $4,724 $3,708
Nationwide $3,155 $2,458 $2,223
Progressive $4,720 $4,035 $3,765
State Farm $6,994 $3,542 $2,407
Travelers $3,983 $3,450 $3,514
USAA $2,842 $1,846 $1,648

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Rockford, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Rockford, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Rockford.

Annual Rockford, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,908 $3,432 $4,071 $3,288
Farmers $3,531 $4,563 $4,452 $4,240
GEICO $1,803 $2,879 $3,547 $2,408
Liberty Mutual $4,222 $5,876 $5,752 $5,687
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,783 $4,739 $4,022 $4,148
State Farm $3,913 $4,805 $4,270 $4,270
Travelers $3,043 $3,195 $4,652 $3,706
USAA $1,625 $2,034 $3,030 $1,759

Rockford, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Rockford, AL car insurance rates. Compare rates below to see which Rockford car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Rockford, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,071
Farmers $4,452
GEICO $3,547
Liberty Mutual $5,752
Nationwide $3,331
Progressive $4,022
State Farm $4,270
Travelers $4,652
USAA $3,030

Rockford, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Rockford, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Rockford companies based on commute time.

Annual Car Insurance Rates by Commute Length in Rockford, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,425 $3,425
Farmers $4,196 $4,196
GEICO $2,610 $2,708
Liberty Mutual $5,384 $5,384
Nationwide $2,612 $2,612
Progressive $4,173 $4,173
State Farm $4,212 $4,417
Travelers $3,649 $3,649
USAA $2,015 $2,209

Rockford, AL Cheapest Car Insurance Rates

How do the top Rockford, Alabama car insurance companies’ average rates stack up against the Rockford average monthly car insurance rates of $301? Take a look and see.

Best Annual Car Insurance Rates by Company in Rockford, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Rockford, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Rockford, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Rockford, Alabama

Insurance Company Average Annual Rates
Allstate $3,425
Farmers $4,196
GEICO $2,659
Liberty Mutual $5,384
Nationwide $2,612
Progressive $4,173
State Farm $4,314
Travelers $3,649
USAA $2,112

Other Factors Affecting Rockford, AL Car Insurance Rates

Before you buy Rockford, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Rockford, AL Commute Time

How does your Rockford, AL commute time compare with the average driver? In Rockford, the average commute is 35.8 minutes.

Rockford, AL Traffic

Spending time in Rockford traffic can lead to higher car insurance rates. According to INRIX data, Rockford, AL ranks as the 463rd-most congested with traffic in the world.

Rockford, AL Car Insurance Quotes

Compare Rockford, AL car insurance quotes from multiple companies by entering your ZIP code now.