Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Russellville, AL are $287/month
  • The cheapest car insurance company in Russellville for teen drivers is USAA
  • The cheapest car insurance company in Russellville after a DUI is USAA

Average car insurance rates in Russellville, Alabama are $287 a month. But with a little research you can get a great deal from the top car insurance companies in Russellville, AL. Before you buy Russellville, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Russellville car insurance rates with Decatur car insurance rates, Birmingham car insurance rates, or Dothan car insurance rates to make sure you’re getting the best Russellville, AL car insurance quotes available.

Need affordable Russellville, AL car insurance? Enter your ZIP code to compare Russellville car insurance quotes from multiple car insurance companies near you.

Russellville, AL Minimum Car Insurance Coverage

Russellville, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Russellville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Russellville, AL Car Insurance Rates by Coverage Level

Some Russellville drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Russellville, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Russellville, Alabama

Insurance Company Low Medium High
Allstate $2,970 $3,065 $3,175
Farmers $3,797 $3,952 $4,250
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,594 $4,796 $5,070
Nationwide $2,698 $2,680 $2,738
Progressive $3,564 $4,000 $4,517
State Farm $4,239 $4,470 $4,719
Travelers $3,022 $3,249 $3,285
USAA $1,967 $2,027 $2,117

Russellville, AL Car Insurance Rates by Age, Gender, and Marital Status

Russellville, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Russellville, AL car insurance, get quotes from multiple car insurance companies in the Russellville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Russellville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,866 $1,781 $1,686 $1,718 $6,402 $6,874 $2,093 $2,142
Farmers $2,304 $2,287 $2,061 $2,182 $8,764 $9,021 $2,629 $2,749
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $2,840 $3,070 $2,335 $2,611 $10,157 $11,297 $3,025 $3,225
Nationwide $1,762 $1,783 $1,605 $1,661 $4,672 $6,014 $1,957 $2,187
Progressive $2,210 $2,068 $1,810 $1,944 $8,948 $9,964 $2,569 $2,701
State Farm $2,753 $2,753 $2,486 $2,486 $8,272 $10,362 $3,109 $3,586
Travelers $1,305 $1,324 $1,230 $1,225 $6,916 $10,834 $1,238 $1,410
USAA $1,274 $1,295 $1,187 $1,164 $3,761 $4,171 $1,657 $1,790

Russellville, AL Car Insurance Rates for Teens

How much is Russellville, Alabama car insurance for teens? Compare rates from top Russellville car insurance companies below to help find the cheapest teen car insurance in Russellville, AL.

Annual Car Insurance Rates for Teen Drivers in Russellville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,402 $6,874
Farmers $8,764 $9,021
GEICO $4,918 $4,831
Liberty Mutual $10,157 $11,297
Nationwide $4,672 $6,014
Progressive $8,948 $9,964
State Farm $8,272 $10,362
Travelers $6,916 $10,834
USAA $3,761 $4,171

Russellville, AL Car Insurance Rates for Seniors

Before seniors buy Russellville, Alabama car insurance, they should make sure to shop around. Some Russellville, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Russellville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,686 $1,718
Farmers $2,061 $2,182
GEICO $1,804 $1,850
Liberty Mutual $2,335 $2,611
Nationwide $1,605 $1,661
Progressive $1,810 $1,944
State Farm $2,486 $2,486
Travelers $1,230 $1,225
USAA $1,187 $1,164

Russellville, AL Car Insurance Rates by Credit History

How does your credit history affect Russellville, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Russellville, Alabama

Insurance Company Poor Fair Good
Allstate $3,796 $2,978 $2,437
Farmers $4,488 $3,856 $3,655
GEICO $3,352 $2,393 $2,165
Liberty Mutual $6,905 $4,230 $3,325
Nationwide $3,266 $2,547 $2,303
Progressive $4,550 $3,896 $3,634
State Farm $7,258 $3,674 $2,496
Travelers $3,474 $3,013 $3,069
USAA $2,744 $1,780 $1,588

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Russellville, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Russellville, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Russellville.

Annual Russellville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,616 $3,075 $3,639 $2,950
Farmers $3,363 $4,348 $4,240 $4,047
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $3,784 $5,256 $5,149 $5,090
Nationwide $2,367 $2,367 $3,444 $2,642
Progressive $3,633 $4,564 $3,919 $3,991
State Farm $4,044 $5,003 $4,428 $4,428
Travelers $2,654 $2,785 $4,071 $3,232
USAA $1,568 $1,965 $2,921 $1,696

Russellville, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Russellville, AL car insurance rates. Compare rates below to see which Russellville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Russellville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,639
Farmers $4,240
GEICO $3,504
Liberty Mutual $5,149
Nationwide $3,444
Progressive $3,919
State Farm $4,428
Travelers $4,071
USAA $2,921

Russellville, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Russellville, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Russellville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Russellville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,070 $3,070
Farmers $4,000 $4,000
GEICO $2,587 $2,686
Liberty Mutual $4,820 $4,820
Nationwide $2,705 $2,705
Progressive $4,027 $4,027
State Farm $4,368 $4,583
Travelers $3,185 $3,185
USAA $1,944 $2,130

Russellville, AL Cheapest Car Insurance Rates

How do the top Russellville, Alabama car insurance companies’ average rates stack up against the Russellville average monthly car insurance rates of $287? Take a look and see.

Best Annual Car Insurance Rates by Company in Russellville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Russellville, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Russellville, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Russellville, Alabama

Insurance Company Average Annual Rates
Allstate $3,070
Farmers $4,000
GEICO $2,637
Liberty Mutual $4,820
Nationwide $2,705
Progressive $4,027
State Farm $4,476
Travelers $3,185
USAA $2,037

Other Factors Affecting Russellville, AL Car Insurance Rates

Before you buy Russellville, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Russellville, AL Commute Time

How does your Russellville, AL commute time compare with the average driver? In Russellville, the average commute is 24.8 minutes.

Russellville, AL Car Insurance Quotes

Compare Russellville, AL car insurance quotes from multiple companies by entering your ZIP code now.