Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Samantha, AL for senior drivers are $1,993/year
  • The cheapest car insurance company in Samantha for teen drivers is USAA
  • The cheapest car insurance company in Samantha after a DUI is USAA

Average car insurance rates in Samantha, Alabama are $317 a month. But with a little research you can get a great deal from the top car insurance companies in Samantha, AL. Before you buy Samantha, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Samantha car insurance rates with Dothan car insurance rates, Hoover car insurance rates, or Montgomery car insurance rates to make sure you’re getting the best Samantha, AL car insurance quotes available.

Need affordable Samantha, AL car insurance? Enter your ZIP code to compare Samantha car insurance quotes from multiple car insurance companies near you.

Samantha, AL Minimum Car Insurance Coverage

Samantha, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Samantha, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Samantha, AL Car Insurance Rates by Coverage Level

Some Samantha drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Samantha, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Samantha, Alabama

Insurance Company Low Medium High
Allstate $3,524 $3,655 $3,802
Farmers $3,972 $4,144 $4,473
GEICO $2,665 $2,885 $3,142
Liberty Mutual $4,909 $5,123 $5,411
Nationwide $2,596 $2,598 $2,662
Progressive $4,164 $4,566 $5,011
State Farm $4,722 $5,008 $5,307
Travelers $3,766 $4,043 $4,083
USAA $2,089 $2,156 $2,258

Samantha, AL Car Insurance Rates by Age, Gender, and Marital Status

Samantha, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Samantha, AL car insurance, get quotes from multiple car insurance companies in the Samantha area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Samantha, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,064 $1,971 $2,009 $7,796 $8,373 $2,422 $2,472
Farmers $2,414 $2,398 $2,159 $2,289 $9,213 $9,484 $2,748 $2,867
GEICO $2,055 $2,048 $1,962 $2,039 $5,499 $5,390 $2,172 $2,012
Liberty Mutual $2,981 $3,218 $2,448 $2,737 $11,023 $12,248 $3,165 $3,361
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,422 $2,269 $1,995 $2,114 $10,336 $11,558 $2,859 $3,090
State Farm $3,026 $3,026 $2,754 $2,754 $9,397 $11,762 $3,426 $3,952
Travelers $1,593 $1,616 $1,499 $1,492 $8,661 $13,628 $1,505 $1,720
USAA $1,347 $1,365 $1,258 $1,231 $4,033 $4,467 $1,753 $1,891

Samantha, AL Car Insurance Rates for Teens

How much is Samantha, Alabama car insurance for teens? Compare rates from top Samantha car insurance companies below to help find the cheapest teen car insurance in Samantha, AL.

Annual Car Insurance Rates for Teen Drivers in Samantha, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,796 $8,373
Farmers $9,213 $9,484
GEICO $5,499 $5,390
Liberty Mutual $11,023 $12,248
Nationwide $4,521 $5,808
Progressive $10,336 $11,558
State Farm $9,397 $11,762
Travelers $8,661 $13,628
USAA $4,033 $4,467

Samantha, AL Car Insurance Rates for Seniors

Before seniors buy Samantha, Alabama car insurance, they should make sure to shop around. Some Samantha, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Samantha, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,971 $2,009
Farmers $2,159 $2,289
GEICO $1,962 $2,039
Liberty Mutual $2,448 $2,737
Nationwide $1,560 $1,612
Progressive $1,995 $2,114
State Farm $2,754 $2,754
Travelers $1,499 $1,492
USAA $1,258 $1,231

Samantha, AL Car Insurance Rates by Credit History

How does your credit history affect Samantha, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Samantha, Alabama

Insurance Company Poor Fair Good
Allstate $4,508 $3,560 $2,912
Farmers $4,709 $4,046 $3,835
GEICO $3,686 $2,628 $2,378
Liberty Mutual $7,359 $4,529 $3,555
Nationwide $3,156 $2,467 $2,234
Progressive $5,147 $4,437 $4,157
State Farm $8,135 $4,112 $2,789
Travelers $4,322 $3,749 $3,822
USAA $2,911 $1,898 $1,695

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Samantha, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Samantha, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Samantha.

Annual Samantha, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,094 $3,663 $4,372 $3,512
Farmers $3,531 $4,563 $4,452 $4,240
GEICO $1,943 $3,146 $3,917 $2,583
Liberty Mutual $4,035 $5,627 $5,491 $5,437
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,132 $5,221 $4,442 $4,526
State Farm $4,508 $5,628 $4,956 $4,956
Travelers $3,297 $3,460 $5,079 $4,021
USAA $1,667 $2,094 $3,108 $1,803

Samantha, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Samantha, AL car insurance rates. Compare rates below to see which Samantha car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Samantha, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,372
Farmers $4,452
GEICO $3,917
Liberty Mutual $5,491
Nationwide $3,329
Progressive $4,442
State Farm $4,956
Travelers $5,079
USAA $3,108

Samantha, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Samantha, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Samantha companies based on commute time.

Annual Car Insurance Rates by Commute Length in Samantha, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,660 $3,660
Farmers $4,196 $4,196
GEICO $2,847 $2,948
Liberty Mutual $5,148 $5,148
Nationwide $2,619 $2,619
Progressive $4,580 $4,580
State Farm $4,889 $5,135
Travelers $3,964 $3,964
USAA $2,069 $2,267

Samantha, AL Cheapest Car Insurance Rates

How do the top Samantha, Alabama car insurance companies’ average rates stack up against the Samantha average monthly car insurance rates of $317? Take a look and see.

Best Annual Car Insurance Rates by Company in Samantha, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Samantha, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Samantha, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Samantha, Alabama

Insurance Company Average Annual Rates
Allstate $3,660
Farmers $4,196
GEICO $2,897
Liberty Mutual $5,148
Nationwide $2,619
Progressive $4,580
State Farm $5,012
Travelers $3,964
USAA $2,168

Samantha, AL Car Insurance Quotes

Compare Samantha, AL car insurance quotes from multiple companies by entering your ZIP code now.