Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in San Luis after a DUI is Progressive
  • The annual number of car thefts in San Luis is 99.
  • Average car insurance rates in San Luis, AZ are $284/month

Average car insurance rates in San Luis, Arizona are $284 a month. But with a little research you can get a great deal from the top car insurance companies in San Luis, AZ. Before you buy San Luis, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare San Luis car insurance rates with Mesa car insurance rates, Surprise car insurance rates, or Tucson car insurance rates to make sure you’re getting the best San Luis, AZ car insurance quotes available.

Need affordable San Luis, AZ car insurance? Enter your ZIP code to compare San Luis car insurance quotes from multiple car insurance companies near you.

San Luis, AZ Minimum Car Insurance Coverage

San Luis, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in San Luis, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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San Luis, AZ Car Insurance Rates by Coverage Level

Some San Luis drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your San Luis, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in San Luis, Arizona

Insurance Company Low Medium High
Allstate $3,618 $3,854 $4,037
American Family $3,846 $4,094 $3,959
Farmers $3,672 $4,248 $4,713
GEICO $1,737 $2,122 $2,423
Nationwide $2,869 $3,010 $3,070
Progressive $2,661 $3,053 $3,293
State Farm $4,271 $4,784 $5,073
Travelers $2,464 $2,761 $2,941
USAA $2,962 $3,235 $3,386

San Luis, AZ Car Insurance Rates by Age, Gender, and Marital Status

San Luis, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy San Luis, AZ car insurance, get quotes from multiple car insurance companies in the San Luis area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in San Luis, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,706 $2,706 $2,628 $2,628 $5,932 $7,737 $3,041 $3,315
American Family $2,653 $2,653 $2,433 $2,433 $6,875 $8,892 $2,653 $3,141
Farmers $2,295 $2,300 $2,042 $2,155 $9,560 $9,962 $2,620 $2,753
GEICO $1,456 $1,615 $1,245 $1,571 $4,029 $4,227 $1,318 $1,288
Nationwide $2,040 $2,080 $1,829 $1,938 $4,874 $6,240 $2,337 $2,524
Progressive $1,692 $1,487 $1,518 $1,446 $6,740 $7,513 $1,815 $1,806
State Farm $2,909 $2,909 $2,560 $2,560 $8,715 $10,951 $3,128 $3,943
Travelers $1,732 $1,819 $1,600 $1,699 $4,970 $6,197 $1,833 $1,926
USAA $1,749 $1,758 $1,627 $1,654 $6,493 $7,477 $2,309 $2,488

San Luis, AZ Car Insurance Rates for Teens

How much is San Luis, Arizona car insurance for teens? Compare rates from top San Luis car insurance companies below to help find the cheapest teen car insurance in San Luis, AZ.

Annual Car Insurance Rates for Teen Drivers in San Luis, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,932 $7,737
American Family $6,875 $8,892
Farmers $9,560 $9,962
GEICO $4,029 $4,227
Nationwide $4,874 $6,240
Progressive $6,740 $7,513
State Farm $8,715 $10,951
Travelers $4,970 $6,197
USAA $6,493 $7,477

San Luis, AZ Car Insurance Rates for Seniors

Before seniors buy San Luis, Arizona car insurance, they should make sure to shop around. Some San Luis, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in San Luis, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,628 $2,628
American Family $2,433 $2,433
Farmers $2,042 $2,155
GEICO $1,245 $1,571
Nationwide $1,829 $1,938
Progressive $1,518 $1,446
State Farm $2,560 $2,560
Travelers $1,600 $1,699
USAA $1,627 $1,654

San Luis, AZ Car Insurance Rates by Credit History

How does your credit history affect San Luis, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in San Luis, Arizona

Insurance Company Poor Fair Good
Allstate $4,930 $3,488 $3,092
American Family $5,000 $3,709 $3,190
Farmers $4,804 $4,012 $3,818
GEICO $2,873 $1,888 $1,520
Nationwide $3,586 $2,856 $2,507
Progressive $3,357 $2,923 $2,728
State Farm $8,640 $3,366 $2,121
Travelers $3,310 $2,706 $2,150
USAA $4,216 $2,932 $2,434

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San Luis, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your San Luis, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in San Luis.

Annual San Luis, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,088 $3,875 $4,400 $3,982
American Family $2,801 $4,388 $5,418 $3,259
Farmers $3,559 $4,575 $4,463 $4,247
GEICO $1,631 $2,200 $2,914 $1,631
Nationwide $2,530 $2,659 $3,916 $2,826
Progressive $2,655 $3,475 $2,801 $3,079
State Farm $4,302 $5,117 $4,709 $4,709
Travelers $2,182 $2,842 $3,144 $2,720
USAA $2,326 $3,324 $4,389 $2,737

San Luis, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your San Luis, AZ car insurance rates. Compare rates below to see which San Luis car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in San Luis, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,400
American Family $5,418
Farmers $4,463
GEICO $2,914
Nationwide $3,916
Progressive $2,801
State Farm $4,709
Travelers $3,144
USAA $4,389

San Luis, AZ Car Insurance Rates by ZIP Code

Just like San Luis car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how San Luis, AZ car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in San Luis, Arizona

ZIP Code Average Annual Rates
85349 $3,349
85350 $3,401

San Luis, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your San Luis, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top San Luis companies based on commute time.

Annual Car Insurance Rates by Commute Length in San Luis, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,836 $3,836
American Family $3,927 $4,006
Farmers $4,211 $4,211
GEICO $2,060 $2,128
Nationwide $2,983 $2,983
Progressive $3,002 $3,002
State Farm $4,594 $4,825
Travelers $2,722 $2,722
USAA $3,159 $3,229

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San Luis, AZ Cheapest Car Insurance Rates

How do the top San Luis, Arizona car insurance companies’ average rates stack up against the San Luis average monthly car insurance rates of $284? Take a look and see.

Best Annual Car Insurance Rates by Company in San Luis, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

San Luis, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top San Luis, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in San Luis, Arizona

Insurance Company Average Annual Rates
Allstate $3,836
American Family $3,967
Farmers $4,211
GEICO $2,094
Nationwide $2,983
Progressive $3,002
State Farm $4,709
Travelers $2,722
USAA $3,194

Other Factors Affecting San Luis, AZ Car Insurance Rates

Before you buy San Luis, Arizona car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

San Luis, AZ Car Theft Rates

The car theft rate in San Luis, AZ will affect your car insurance rates. FBI data shows that the annual car theft rate for San Luis, Arizona is 99 stolen cars.

San Luis, AZ Commute Time

How does your San Luis, AZ commute time compare with the average driver? In San Luis, the average commute is 32.7 minutes.

San Luis, AZ Traffic

Spending time in San Luis traffic can lead to higher car insurance rates. According to INRIX data, San Luis, AZ ranks as the 106th-most congested with traffic in the world.

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San Luis, AZ Car Insurance Quotes

Compare San Luis, AZ car insurance quotes from multiple companies by entering your ZIP code now.