Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The annual number of car thefts in Satsuma is 6.
  • Average car insurance rates in Satsuma, AL are $331/month
  • Average car insurance rates in Satsuma, AL for senior drivers are $2,070/year

Average car insurance rates in Satsuma, Alabama are $331 a month. But with a little research you can get a great deal from the top car insurance companies in Satsuma, AL. Before you buy Satsuma, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Satsuma car insurance rates with Madison car insurance rates, Dothan car insurance rates, or Tuscaloosa car insurance rates to make sure you’re getting the best Satsuma, AL car insurance quotes available.

Need affordable Satsuma, AL car insurance? Enter your ZIP code to compare Satsuma car insurance quotes from multiple car insurance companies near you.

Satsuma, AL Minimum Car Insurance Coverage

Satsuma, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Satsuma, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Satsuma, AL Car Insurance Rates by Coverage Level

Some Satsuma drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Satsuma, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Satsuma, Alabama

Insurance Company Low Medium High
Allstate $3,155 $3,263 $3,385
Farmers $4,348 $4,571 $5,002
GEICO $2,550 $2,763 $3,013
Liberty Mutual $5,400 $5,661 $6,012
Nationwide $2,872 $2,870 $2,937
Progressive $4,261 $4,834 $5,496
State Farm $4,621 $4,887 $5,169
Travelers $4,003 $4,311 $4,365
USAA $2,361 $2,442 $2,566

Satsuma, AL Car Insurance Rates by Age, Gender, and Marital Status

Satsuma, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Satsuma, AL car insurance, get quotes from multiple car insurance companies in the Satsuma area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Satsuma, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,949 $1,853 $1,766 $1,800 $6,932 $7,454 $2,172 $2,216
Farmers $2,627 $2,610 $2,346 $2,502 $10,348 $10,644 $2,973 $3,072
GEICO $1,980 $1,969 $1,893 $1,961 $5,246 $5,134 $2,089 $1,931
Liberty Mutual $3,272 $3,534 $2,683 $3,007 $12,254 $13,631 $3,469 $3,679
Nationwide $1,874 $1,896 $1,705 $1,765 $5,017 $6,468 $2,085 $2,334
Progressive $2,645 $2,470 $2,170 $2,328 $10,868 $12,118 $3,072 $3,238
State Farm $2,966 $2,966 $2,693 $2,693 $9,147 $11,443 $3,355 $3,877
Travelers $1,667 $1,692 $1,572 $1,565 $9,276 $14,675 $1,573 $1,789
USAA $1,510 $1,531 $1,416 $1,390 $4,597 $5,096 $1,976 $2,135

Satsuma, AL Car Insurance Rates for Teens

How much is Satsuma, Alabama car insurance for teens? Compare rates from top Satsuma car insurance companies below to help find the cheapest teen car insurance in Satsuma, AL.

Annual Car Insurance Rates for Teen Drivers in Satsuma, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,932 $7,454
Farmers $10,348 $10,644
GEICO $5,246 $5,134
Liberty Mutual $12,254 $13,631
Nationwide $5,017 $6,468
Progressive $10,868 $12,118
State Farm $9,147 $11,443
Travelers $9,276 $14,675
USAA $4,597 $5,096

Satsuma, AL Car Insurance Rates for Seniors

Before seniors buy Satsuma, Alabama car insurance, they should make sure to shop around. Some Satsuma, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Satsuma, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,766 $1,800
Farmers $2,346 $2,502
GEICO $1,893 $1,961
Liberty Mutual $2,683 $3,007
Nationwide $1,705 $1,765
Progressive $2,170 $2,328
State Farm $2,693 $2,693
Travelers $1,572 $1,565
USAA $1,416 $1,390

Satsuma, AL Car Insurance Rates by Credit History

How does your credit history affect Satsuma, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Satsuma, Alabama

Insurance Company Poor Fair Good
Allstate $4,029 $3,176 $2,598
Farmers $5,202 $4,477 $4,242
GEICO $3,530 $2,518 $2,278
Liberty Mutual $8,137 $5,008 $3,928
Nationwide $3,490 $2,724 $2,465
Progressive $5,482 $4,709 $4,399
State Farm $7,939 $4,014 $2,724
Travelers $4,603 $3,998 $4,077
USAA $3,288 $2,154 $1,927

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Satsuma, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Satsuma, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Satsuma.

Annual Satsuma, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,768 $3,271 $3,896 $3,136
Farmers $3,904 $5,058 $4,936 $4,663
GEICO $1,865 $3,014 $3,740 $2,481
Liberty Mutual $4,461 $6,222 $6,070 $6,012
Nationwide $2,527 $2,527 $3,692 $2,825
Progressive $4,375 $5,517 $4,755 $4,807
State Farm $4,404 $5,489 $4,838 $4,838
Travelers $3,515 $3,687 $5,423 $4,280
USAA $1,886 $2,373 $3,525 $2,041

Satsuma, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Satsuma, AL car insurance rates. Compare rates below to see which Satsuma car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Satsuma, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,896
Farmers $4,936
GEICO $3,740
Liberty Mutual $6,070
Nationwide $3,692
Progressive $4,755
State Farm $4,838
Travelers $5,423
USAA $3,525

Satsuma, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Satsuma, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Satsuma companies based on commute time.

Annual Car Insurance Rates by Commute Length in Satsuma, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,268 $3,268
Farmers $4,640 $4,640
GEICO $2,727 $2,823
Liberty Mutual $5,691 $5,691
Nationwide $2,893 $2,893
Progressive $4,864 $4,864
State Farm $4,773 $5,011
Travelers $4,226 $4,226
USAA $2,343 $2,569

Satsuma, AL Cheapest Car Insurance Rates

How do the top Satsuma, Alabama car insurance companies’ average rates stack up against the Satsuma average monthly car insurance rates of $331? Take a look and see.

Best Annual Car Insurance Rates by Company in Satsuma, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Satsuma, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Satsuma, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Satsuma, Alabama

Insurance Company Average Annual Rates
Allstate $3,268
Farmers $4,640
GEICO $2,775
Liberty Mutual $5,691
Nationwide $2,893
Progressive $4,864
State Farm $4,892
Travelers $4,226
USAA $2,456

Other Factors Affecting Satsuma, AL Car Insurance Rates

Before you buy Satsuma, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Satsuma, AL Car Theft Rates

The car theft rate in Satsuma, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Satsuma, Alabama is 6 stolen cars.

Satsuma, AL Commute Time

How does your Satsuma, AL commute time compare with the average driver? In Satsuma, the average commute is 23.6 minutes.

Satsuma, AL Car Insurance Quotes

Compare Satsuma, AL car insurance quotes from multiple companies by entering your ZIP code now.