Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Scranton after a DUI is USAA
  • Average car insurance rates in Scranton, PA are $336/month
  • The cheapest car insurance company in Scranton for teen drivers is USAA

Average car insurance rates in Scranton, Pennsylvania are $336 a month. But with a little research you can get a great deal from the top car insurance companies in Scranton, PA. Before you buy Scranton, Pennsylvania car insurance, make sure your coverage meets or exceeds the Pennsylvania minimum of 15/30/5.

It may even be helpful to compare Scranton car insurance rates with Erie car insurance rates, York car insurance rates, or Bethlehem car insurance rates to make sure you’re getting the best Scranton, PA car insurance quotes available.

Need affordable Scranton, PA car insurance? Enter your ZIP code to compare Scranton car insurance quotes from multiple car insurance companies near you.

Scranton, PA Minimum Car Insurance Coverage

Scranton, Pennsylvania law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Scranton, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Scranton, PA Car Insurance Rates by Coverage Level

Some Scranton drivers can get by with the Pennsylvania minimum coverage of 15/30/5. Other drivers may need more. See how much your Scranton, Pennsylvania car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Scranton, Pennsylvania

Insurance Company Low Medium High
Allstate $3,639 $3,860 $4,003
GEICO $2,272 $2,564 $2,773
Liberty Mutual $5,415 $5,748 $5,948
Nationwide $2,602 $2,669 $2,632
Progressive $4,074 $4,564 $4,954
State Farm $2,713 $2,979 $3,112
Travelers $8,205 $8,356 $8,403
USAA $1,629 $1,782 $1,883

Scranton, PA Car Insurance Rates by Age, Gender, and Marital Status

Scranton, Pennsylvania car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Scranton, PA car insurance, get quotes from multiple car insurance companies in the Scranton area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Scranton, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,398 $2,398 $2,226 $2,226 $8,093 $8,093 $2,620 $2,620
GEICO $1,988 $1,720 $1,905 $1,650 $4,994 $4,332 $1,984 $1,717
Liberty Mutual $3,749 $3,749 $3,437 $3,437 $10,877 $10,877 $4,750 $4,750
Nationwide $1,796 $1,796 $1,706 $1,706 $5,022 $5,022 $2,012 $2,012
Progressive $2,819 $2,819 $2,521 $2,521 $9,210 $9,210 $3,572 $3,572
State Farm $1,766 $1,766 $1,571 $1,571 $6,445 $6,445 $1,956 $1,956
Travelers $1,771 $1,771 $1,929 $1,929 $27,475 $27,475 $2,110 $2,110
USAA $1,128 $1,128 $1,022 $1,022 $3,417 $3,417 $1,492 $1,492

Scranton, PA Car Insurance Rates for Teens

How much is Scranton, Pennsylvania car insurance for teens? Compare rates from top Scranton car insurance companies below to help find the cheapest teen car insurance in Scranton, PA.

Annual Car Insurance Rates for Teen Drivers in Scranton, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,093 $8,093
GEICO $4,994 $4,332
Liberty Mutual $10,877 $10,877
Nationwide $5,022 $5,022
Progressive $9,210 $9,210
State Farm $6,445 $6,445
Travelers $27,475 $27,475
USAA $3,417 $3,417

Scranton, PA Car Insurance Rates for Seniors

Before seniors buy Scranton, Pennsylvania car insurance, they should make sure to shop around. Some Scranton, PA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Scranton, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,226 $2,226
GEICO $1,905 $1,650
Liberty Mutual $3,437 $3,437
Nationwide $1,706 $1,706
Progressive $2,521 $2,521
State Farm $1,571 $1,571
Travelers $1,929 $1,929
USAA $1,022 $1,022

Scranton, PA Car Insurance Rates by Credit History

How does your credit history affect Scranton, PA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Scranton, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,905 $3,654 $2,943
GEICO $3,806 $2,145 $1,657
Liberty Mutual $7,277 $5,221 $4,612
Nationwide $3,091 $2,544 $2,267
Progressive $5,992 $4,215 $3,384
State Farm $4,172 $2,588 $2,045
Travelers $9,039 $8,189 $7,735
USAA $2,206 $1,638 $1,450

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Scranton, PA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Scranton, Pennsylvania car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Scranton.

Annual Scranton, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,669 $4,328 $3,669 $3,669
GEICO $1,862 $3,226 $2,492 $2,566
Liberty Mutual $5,182 $5,983 $5,824 $5,824
Nationwide $1,918 $2,551 $3,525 $2,543
Progressive $4,096 $5,694 $4,224 $4,108
State Farm $2,669 $3,200 $2,935 $2,935
Travelers $5,862 $8,386 $10,652 $8,386
USAA $1,420 $1,963 $2,090 $1,586

Scranton, PA Car Insurance Rates With a DUI

Even a single DUI can increase your Scranton, PA car insurance rates. Compare rates below to see which Scranton car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Scranton, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,669
GEICO $2,492
Liberty Mutual $5,824
Nationwide $3,525
Progressive $4,224
State Farm $2,935
Travelers $10,652
USAA $2,090

Scranton, PA Car Insurance Rates by ZIP Code

Just like Scranton car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Scranton, PA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Scranton, Pennsylvania

ZIP Code Average Annual Rates
18503 $4,927
18504 $4,857
18505 $5,013
18508 $4,857
18509 $4,973
18510 $5,029
18515 $5,591

Scranton, PA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Scranton, PA car insurance rates may be. Let’s take a look at average car insurance rates from top Scranton companies based on commute time.

Annual Car Insurance Rates by Commute Length in Scranton, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,756 $3,912
GEICO $2,497 $2,575
Liberty Mutual $5,558 $5,849
Nationwide $2,634 $2,634
Progressive $4,531 $4,531
State Farm $2,848 $3,021
Travelers $8,321 $8,321
USAA $1,714 $1,815

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Scranton, PA Cheapest Car Insurance Rates

How do the top Scranton, Pennsylvania car insurance companies’ average rates stack up against the Scranton average monthly car insurance rates of $336? Take a look and see.

Best Annual Car Insurance Rates by Company in Scranton, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Scranton, PA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Scranton, Pennsylvania car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Scranton, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,834
GEICO $2,536
Liberty Mutual $5,703
Nationwide $2,634
Progressive $4,531
State Farm $2,935
Travelers $8,321
USAA $1,765

Other Factors Affecting Scranton, PA Car Insurance Rates

Before you buy Scranton, Pennsylvania car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Scranton, PA Commute Time

How does your Scranton, PA commute time compare with the average driver? In Scranton, the average commute is 20.1 minutes.

Scranton, PA Traffic

Spending time in Scranton traffic can lead to higher car insurance rates. According to INRIX data, Scranton, PA ranks as the 974th-most congested with traffic in the world.

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Scranton, PA Car Insurance Quotes

Compare Scranton, PA car insurance quotes from multiple companies by entering your ZIP code now.