Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Shannon, AL are $343/month
  • Average car insurance rates in Shannon, AL for senior drivers are $2,140/year
  • The cheapest car insurance company in Shannon after a DUI is USAA

Average car insurance rates in Shannon, Alabama are $343 a month. But with a little research you can get a great deal from the top car insurance companies in Shannon, AL. Before you buy Shannon, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Shannon car insurance rates with Mobile car insurance rates, Birmingham car insurance rates, or Dothan car insurance rates to make sure you’re getting the best Shannon, AL car insurance quotes available.

Need affordable Shannon, AL car insurance? Enter your ZIP code to compare Shannon car insurance quotes from multiple car insurance companies near you.

Shannon, AL Minimum Car Insurance Coverage

Shannon, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Shannon, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Shannon, AL Car Insurance Rates by Coverage Level

Some Shannon drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Shannon, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Shannon, Alabama

Insurance Company Low Medium High
Allstate $3,479 $3,610 $3,757
Farmers $4,332 $4,543 $4,951
GEICO $3,005 $3,236 $3,504
Liberty Mutual $5,657 $5,899 $6,225
Nationwide $2,891 $2,882 $2,945
Progressive $4,498 $4,962 $5,491
State Farm $5,324 $5,637 $5,967
Travelers $3,786 $4,064 $4,102
USAA $2,049 $2,112 $2,208

Shannon, AL Car Insurance Rates by Age, Gender, and Marital Status

Shannon, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Shannon, AL car insurance, get quotes from multiple car insurance companies in the Shannon area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shannon, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,125 $2,014 $1,936 $1,972 $7,767 $8,368 $2,350 $2,390
Farmers $2,593 $2,572 $2,312 $2,464 $10,315 $10,619 $2,945 $3,048
GEICO $2,292 $2,292 $2,178 $2,261 $6,182 $6,096 $2,423 $2,261
Liberty Mutual $3,384 $3,652 $2,761 $3,089 $12,828 $14,265 $3,603 $3,835
Nationwide $1,879 $1,902 $1,710 $1,770 $5,048 $6,504 $2,091 $2,341
Progressive $2,621 $2,445 $2,149 $2,298 $11,315 $12,638 $3,080 $3,322
State Farm $3,391 $3,391 $3,089 $3,089 $10,624 $13,270 $3,840 $4,449
Travelers $1,610 $1,636 $1,507 $1,503 $8,670 $13,672 $1,523 $1,752
USAA $1,318 $1,336 $1,230 $1,202 $3,951 $4,378 $1,717 $1,850

Shannon, AL Car Insurance Rates for Teens

How much is Shannon, Alabama car insurance for teens? Compare rates from top Shannon car insurance companies below to help find the cheapest teen car insurance in Shannon, AL.

Annual Car Insurance Rates for Teen Drivers in Shannon, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,767 $8,368
Farmers $10,315 $10,619
GEICO $6,182 $6,096
Liberty Mutual $12,828 $14,265
Nationwide $5,048 $6,504
Progressive $11,315 $12,638
State Farm $10,624 $13,270
Travelers $8,670 $13,672
USAA $3,951 $4,378

Shannon, AL Car Insurance Rates for Seniors

Before seniors buy Shannon, Alabama car insurance, they should make sure to shop around. Some Shannon, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Shannon, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,936 $1,972
Farmers $2,312 $2,464
GEICO $2,178 $2,261
Liberty Mutual $2,761 $3,089
Nationwide $1,710 $1,770
Progressive $2,149 $2,298
State Farm $3,089 $3,089
Travelers $1,507 $1,503
USAA $1,230 $1,202

Shannon, AL Car Insurance Rates by Credit History

How does your credit history affect Shannon, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Shannon, Alabama

Insurance Company Poor Fair Good
Allstate $4,448 $3,519 $2,878
Farmers $5,158 $4,451 $4,217
GEICO $4,135 $2,945 $2,664
Liberty Mutual $8,481 $5,214 $4,086
Nationwide $3,506 $2,736 $2,475
Progressive $5,592 $4,830 $4,528
State Farm $9,157 $4,630 $3,142
Travelers $4,345 $3,768 $3,840
USAA $2,854 $1,857 $1,657

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Shannon, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Shannon, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Shannon.

Annual Shannon, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,048 $3,615 $4,331 $3,467
Farmers $3,874 $5,025 $4,902 $4,634
GEICO $2,174 $3,528 $4,396 $2,894
Liberty Mutual $4,640 $6,486 $6,320 $6,262
Nationwide $2,539 $2,539 $3,708 $2,837
Progressive $4,496 $5,693 $4,821 $4,923
State Farm $5,069 $6,345 $5,579 $5,579
Travelers $3,318 $3,482 $5,095 $4,042
USAA $1,632 $2,051 $3,043 $1,765

Shannon, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Shannon, AL car insurance rates. Compare rates below to see which Shannon car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Shannon, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,331
Farmers $4,902
GEICO $4,396
Liberty Mutual $6,320
Nationwide $3,708
Progressive $4,821
State Farm $5,579
Travelers $5,095
USAA $3,043

Shannon, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Shannon, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Shannon companies based on commute time.

Annual Car Insurance Rates by Commute Length in Shannon, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,615 $3,615
Farmers $4,608 $4,608
GEICO $3,191 $3,305
Liberty Mutual $5,927 $5,927
Nationwide $2,906 $2,906
Progressive $4,983 $4,983
State Farm $5,506 $5,780
Travelers $3,984 $3,984
USAA $2,026 $2,220

Shannon, AL Cheapest Car Insurance Rates

How do the top Shannon, Alabama car insurance companies’ average rates stack up against the Shannon average monthly car insurance rates of $343? Take a look and see.

Best Annual Car Insurance Rates by Company in Shannon, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Shannon, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Shannon, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Shannon, Alabama

Insurance Company Average Annual Rates
Allstate $3,615
Farmers $4,608
GEICO $3,248
Liberty Mutual $5,927
Nationwide $2,906
Progressive $4,983
State Farm $5,643
Travelers $3,984
USAA $2,123

Shannon, AL Car Insurance Quotes

Compare Shannon, AL car insurance quotes from multiple companies by entering your ZIP code now.